In these Terms and Conditions, unless the context otherwise requires, the following expressions shall have the following meanings:
"Bank" means Standard Chartered Bank (Hong Kong) Limited and its successors and assigns;
"Bill Owner" means, in respect of a bill or donation receipt issued by a Relevant Participating Entity, the owner of that bill or donation receipt;
"Customer" means a person (a) to whom the Bank provides electronic/internet banking service and (b) who is a Bill Owner or a person authorised by a Bill Owner to receive or access e-info issued by a Relevant Participating Entity on such Bill Owner's behalf;
"Customer Enrolment Request" means an application by the Customer to enrol for the EBPP Service to receive or access e-info from a Relevant Participating Entity;
"EBPP Service" means the Electronic Bill Presentment and Payment service provided by HSL from time to time to facilitate the dissemination and access of e-info by Participating Entities and their respective customers;
"e-bill summary" means an electronic bill summary issued by a Relevant Participating Entity in respect of a bill (that is eligible to be covered by the EBPP Service) in a prescribed format for presentment to the Customer using the EBPP Service;
"e-donation receipt summary" means an electronic donation receipt summary issued by a Relevant Participating Entity in respect of a donation (that is eligible to be covered by the EBPP Service) in a prescribed format for presentment to the Customer using the EBPP Service;
"e-info" means an e-bill summary, an e-donation receipt summary or any related information (or all of them);
"HSL" means HKICL Services Limited, a company incorporated in Hong Kong, whose registered office address is at Unit B, 25/F., MG Tower, 133 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong, including its successors and assigns;
"HSL's Affiliates" includes, in relation to HSL, Hong Kong Interbank Clearing Limited, a company incorporated in Hong Kong, whose registered office address is at Unit B, 25/F., MG Tower, 133 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong and its successors and assigns;
"Hong Kong" means the Hong Kong Special Administrative Region of the People's Republic of China;
"Participating Banks" means each and all of the banks in Hong Kong to which HSL provides any or all of the Services from time to time, including the Bank;
"Participating Entity" means a merchant, a charitable body, a department of the Government of Hong Kong or any other person which has registered with HSL as a participating entity to subscribe for any or all of the Services and, in each case, includes any person designated by a Participating Entity as being authorised to receive payments on its behalf from time to time, such person being the Treasury of the Government of Hong Kong where the Participating Entity is a department of the Government of Hong Kong, and "Participating Entities" means each and all of the Participating Entities from time to time;
"Regulatory Requirement" means any law, regulation or court order, or any rule, direction, guideline, code, notice or restriction (whether or not having the force of law) issued by any regulatory authority, governmental agency (including tax authority), clearing or settlement bank or exchange, or industry or self-regulatory body, whether in or outside Hong Kong, to which the Bank, the Bank's group companies, HSL, HSL's Affiliates, other Participating Banks, other Participating Banks' group companies or the Customer are subject or with which the Bank, the Bank's group companies, HSL, HSL's Affiliates, other Participating Banks, other Participating Banks' group companies or the Customer are expected to comply from time to time;
"Relevant Participating Entity" means each Participating Entity which provides goods or services (or both) to the Customer or which receives e-donation from the Customer from time to time;
"Services" means, with respect to each Relevant Participating Entity, the EBPP Service and, if made available by the Bank at its discretion and subscribed by that Relevant Participating Entity, the Single Sign-on Service;
"Single Sign-on Service" means the service provided by HSL and supported by the SSO Platform from time to time to enable customers of a Participating Entity to access directly e-info posted on the website of that Participating Entity via the electronic/internet banking platforms of Participating Banks which subscribe for the Single Sign-on Service;
"SSO Platform" means the electronic/internet-based platform operated by HSL which links up the electronic banking systems of Participating Banks which subscribe for the Single Sign-on Service, via HSL, with the websites of Participating Entities which subscribe for the Single Sign-on Service to enable access to e-info under the Single Sign-on Service;
"System" means the respective systems or platforms which provide the Services, including, if the Single Sign-on Service is made available to and subscribed by the Customer, the SSO Platform; and
"Working Day" means a day (other than a Saturday and general holiday) on which the Bank is open to the public for business in Hong Kong.