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Premium Banking 360° Rewards

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Premium Banking 360° Rewards

Premium Banking 360º Rewards1

Earn either up to 490 Asia Miles with Standard Chartered Asia Miles Mastercard, 7,000 points with other designated Standard Chartered Credit Cards* or HKD 35 CashBack with Standard Chartered Simply Cash Visa Card every month for the designated banking products (see Table 1):

Table 1

PRODUCT CATEGORY
REWARD CRITERIA
Structured Investment Series/Premium Deposit
Investments
Insurance
Personal Instalment Loan
Mortgage Loan
With balance of more than HKD0 during the relevant calendar month
Payroll Account With payroll credited to banking account during the relevant calendar month
Online Banking2 With at least one eligible and successfully posted transaction during the relevant calendar month
You can earn 70 Asia Miles/ 1,000 points/ HKD5 CashBack for each product category every month.

You can also earn 2X Premium Banking 360º Rewards3 by maintaining your monthly Total Relationship Balance at HKD500,000 or above, to earn a maximum of 490 Asia Miles/7,000 points/HKD35 CashBack every month (see Table 2):

Table 2

MONTHLY TOTAL RELATIONSHIP BALANCE (HKD)
REWARDS TIER
TOTAL MAXIMUM ASIA MILES/POINTS/CASHBACK EARNED PER PRODUCT CATEGORY (MONTHLY)
500,000 or above 2X# 140 Asia Miles/ 2,000 points/ HKD10 CashBack
Below 500,000 Basic rewards 70 Asia Miles/ 1,000 points/ HKD5 CashBack
#Including basic rewards

Premium Banking 360° Rewards - Video

Remark

  1. For Terms and Conditions of Premium Banking 360° Rewards (Asia Miles), Terms and Conditions of Premium Banking 360° Rewards (for Designated Cards), Terms and Conditions of Premium Banking 360° Rewards (CashBack), Terms and Conditions of 2X Premium Banking 360° Rewards, Important Notes and Risk Disclosure Statement, please refer to “Terms and Conditions of Premium Banking 360° Rewards (Asia Miles), Terms and Conditions of Premium Banking 360° Rewards (for Designated Cards), Terms and Conditions of Premium Banking 360° Rewards (CashBack), Terms and Conditions of 2X Premium Banking 360° Rewards, Important Notes and Risk Disclosure Statement” for details.
  2. For Online Banking Transaction, the minimum fund transfer amount should be HKD1.
  3. Premium Banking clients must spend at least once in retail purchase transaction (including monthly instalment and bill payment and only those transactions posted in the relevant monthly statement will be counted) or make cash advance in a month with i) the principal Standard Chartered Asia Miles Mastercard; or ii) the principal Standard Chartered Platinum Credit Card/Standard Chartered UnionPay Dual Currency Platinum Credit Card; or iii) principal Standard Chartered Preferred Banking Credit Card; or iv) principal Standard Chartered Simply Cash Visa Card, in order to enjoy Premium Banking 360° Rewards or 2X Premium Banking 360° Rewards for that particular month.

Terms and Conditions of Premium Banking 2X Spending Rewards

  1. The Premium Banking 2X Spending Rewards (“2X Spending Rewards”) is only applicable to Premium Banking clients of the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) holding a valid Designated Card of 2X Spending Rewards (as defined in clause 2 below).
  2. “Designated Card of 2X Spending Rewards” refers to Standard Chartered Preferred Banking Credit Card, Standard Chartered Platinum Credit Card and Standard Chartered UnionPay Dual Currency Platinum Credit Card issued by the Bank. Cardholders who opted for the Cash Back Scheme (as defined in Terms and Conditions for Points Redemption) are not eligible for 2X Spending Rewards. The definition of Designated Cards of 2X Spending Rewards are subject to amendment by the Bank from time to time without prior notice.
  3. “Qualified Transactions” for the 2X Spending Rewards shall mean the transactions as described in the section “Conversion Rate and Qualified Transactions” in the Terms and Conditions for Points Redemption, which can be obtained at the Bank’s website sc.com/hk.
  4. For each of the Designated Card of 2X Spending Rewards, once the monthly accumulated amount of Qualified Transactions of a Designated Card of 2X Spending Rewards reaches HKD4,000 or above (the calculation will be based on monthly statement date and only those Qualified Transactions posted in the relevant monthly statement will be counted), all Qualified Transactions posted in the relevant monthly statement of the Designated Card of 2X Spending Rewards will be entitled to 2X points, i.e. two points will be awarded for every HKD1 spent for those Qualified Transactions. For avoidance of doubt, if the monthly accumulated amount of Qualified Transactions does not exceed HKD4,000, every HKD1 spent for Qualified Transactions will be awarded for only one point under the 360° Rewards Points Scheme.
  5. Qualified Transactions settled by both the principal card and supplementary card(s) (if any) under the same card account (“Designated Card Account”) of Designated Card of 2X Spending Rewards will be counted collectively under the principal card in calculating the 2X Spending Rewards.
  6. For clients who newly sign up for Premium Banking, 2X Spending Rewards will not be available for Qualified Transactions posted in the first monthly statement of the Designated Card of 2X Spending Rewards that is issued after the date of signing up for Premium Banking and subject to the validity and financial standing of their Designated Card of 2X Spending Rewards.
  7. Points awarded under the 2X Spending Rewards will be valid for use with no expiry as specified in the relevant monthly statements. Points cannot be redeemed for cash. The usage of the points will be subject to all terms and conditions set out in the Bank’s 360° Rewards Catalogue as amended by the Bank from time to time.
  8. In the event that any point has been posted but subsequent to such posting, the transaction(s) that form(s) part or all of the points is cancelled or refunded, without prior notice to the cardholder, the Bank has the right to either debit from the Designated Card Account the same amount of points posted, or if the balance of points is insufficient, charge to the Designated Card Account a monetary amount equivalent to the value of the points posted.
  9. Premium Banking client status and the relevant banking products and services must remain valid at the time when points are credited to the Designated Card Account. Otherwise, the 2X Spending Rewards will be forfeited and not to be provided to Premium Banking client through any other means.
  10. If the Designated Card Account is voluntarily or involuntarily closed, all unredeemed points and points which are not yet awarded to the Designated Card Account will be immediately forfeited.
  11. Notwithstanding the above, to be eligible for the 2X Spending Rewards, the Designated Card Account must be valid and in good financial standing at the time when the points are awarded. The Bank further reserves the right not to award any points if Premium Banking client fails once or more to pay on or before the relevant due date under any credit facility (including credit card) with the Bank in the preceding 12 months.
  12. The Bank reserves the right to vary, amend or terminate the above 2X Spending Rewards and modify the terms and conditions herein from time to time without prior notice, including but not limited to the points multiplier. In case of disputes, the decision of the Bank shall be final and binding.
  13. If there is any inconsistency or conflict between English and Chinese versions of these terms and conditions, the English version shall apply and prevail.