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From now until 31 December 2017, Standard Chartered UnionPay Dual Currency Credit Cardholders can enjoy up to 12X Rewards Points upon making HK$5,000 accumulative spend in a calendar month.

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Enjoy up to 12X Rewards Points




Accumulative
spend in a month
Reward Points
on Eligible Transactions
Maximum Extra Rewards Points for the Eligible Transactions in a month
HK$5,000 or above 12X 55,000

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Example:
If a cardholder spend HK$4,900 at supermarket and HK$1,100 on other spend in a month, he can get as much as 59,900 Rewards Points (include basic Rewards Points).

Basic Points Earned
(1X)
Extra Points Earned
(capped at 55,000 points)
(11X)
Total Points Earned
for the month
Eligible Transactions 4,900 53,900 58,800
Other Spend 1,100 - 1,100

Remarks:

  1. The promotion is only applicable to the UnionPay Dual Currency Platinum credit card (“Eligible Card”) issued by Standard Chartered Bank (Hong Kong) Limited ("the Bank"). Only successfully registered cardholders are eligible for the promotion.
  2. To enjoy 12X Rewards Points, cardholders are required to make monthly accumulated transactions of HK$5,000 or above including local and overseas retail purchases, online purchases, cash advance, mail order, phone order and/or the total new principal amount of interest-free Instalment Plan during the Promotion Period, while the eligible transactions at supermarket, department store, convenient store or csl shops (bill payment transactions are excluded) will be entitled to the 12X Rewards Points.
  3. The Rewards Points will be awarded in terms of (i) 1X basic Rewards Points (“Basic Rewards Points”) under the credit card reward program of UnionPay Dual Currency Platinum credit card; and (ii) 11X extra Rewards Points (“Extra Rewards Points”) earned under this promotion.
  4. The maximum monthly Extra Rewards Points earned is 55,000 (“Maximum Reward”) while the maximum Extra Rewards Points in a phase is 165,000 Rewards Points, regardless of the amount of Eligible Transactions made by a cardholder during that calendar month. Transactions made by the principal and supplementary cardholders of the same Eligible Card number will be counted collectively. Upon reaching Maximum Reward in each calendar month, cardholders will continue to earn Basic Rewards Points only.
  5. The Eligible Transactions will be counted and be rewarded in 4 phases: Phase 1 is from 1 January to 31 March 2017; Phase 2 is from 1 April to 30 June 2017; Phase 3 is from 1 July to 30 September 2017 and Phase 4 from 1 October to 31 December 2017.

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Terms and Conditions

Offers are subject to Terms and Conditions. Please click here for details.

“Up to 12X Rewards Points New Programme” Terms and Conditions
  1. The “Up to 12X Rewards Points New Programme” (the “Promotion”) is valid from 1 January to 31 December 2017 (both dates inclusive) (the “Promotion Period”). The Promotion Period is divided into 4 phases: Phase 1 from 1 January to 31 March 2017 (both dates inclusive) (“Phase 1”); Phase 2 is from 1 April to 30 June 2017 (both dates inclusive) (“Phase 2”) ; Phase 3 is from 1 July to 30 September 2017 (both dates inclusive) (“Phase 3”) and Phase 4 from 1 October to 31 December 2017 (both dates inclusive) (“Phase 4”).
  2. The Promotion is only applicable to the cardholders of Standard Chartered UnionPay Dual Currency Credit Card (“UnionPay Credit Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) (“Cardholders”).
  3. The Promotion is applicable to Cardholders who settle payment with their UnionPay Credit Card in the stores located in Hong Kong only.
  4. Cardholders are required to register their UnionPay Credit Card from 1 January (starting at 9:00) to 31 December 2017 (ending at 23:59) (both dates inclusive) (the “Registration Period”) via the website at sc.com/hk /unionpay-12x/ in order to enroll in the Promotion. The Bank reserves the right to alter the registration channel at any time during the Promotion Period without prior notice.
  5. The Registration Period is divided into 4 phases: Phase 1 is from 1 January to 31 March 2017 (both dates inclusive) ; Phase 2 is from 1 April to 30 June 2017 (both dates inclusive); Phase 3 is from 1 July to 30 September 2017 (both dates inclusive) and Phase 4 from 1 October to 31 December 2017 (both dates inclusive). Cardholder who registered successfully in Phase 1 Registration Period will be eligible for the Promotion in Phase 1 to Phase 4; Cardholder who registered successfully in Phase 2 Registration Period will be eligible for the Promotion in Phase 2 to Phase 4; Cardholder who registered successfully in Phase 3 Registration Period will be eligible for the Promotion in Phase 3 to Phase 4; Cardholder who registered successfully in Phase 4 Registration Period will be eligible for the Promotion in Phase 4 only. Each Cardholder is required to register once at sc.com/hk /unionpay-12x/ only within the Registration Period. Cardholders will receive a reference number upon successful registration. Cardholders are required to keep the reference code for verification. All registered information will be recorded, which cannot be cancelled, changed or exchanged.
  6. To be eligible for the Promotion, Cardholders are required to make Monthly Accumulated Transactions (as defined in Clause 7) on retail purchases and/or cash advance of HK$5,000 or above within the same calendar month during the Promotion Period (the “Monthly Accumulated Transaction”) and make any amount of the Eligible Transactions (as defined in Clause 9) with the UnionPay Credit Card of respective month during the Promotion Period (“Eligible 12X Transaction”). Other transactions including, without limitation, transactions without sales slip and any unauthorized transactions are not eligible for the Promotion. Such Eligible 12X Transaction made will be entitled to 12X Rewards Points, subject to Maximum Rewards (as defined in Clause 8).
  7. Monthly Accumulated Transaction includes all local and overseas retail purchases, online purchase, cash advance, mail order, phone order, and the total new principal amount of Interest-free Instalment Plan during the Promotion Period. They do NOT include auto payment, utilities bill, insurance payment, Octopus Automatic Add-Value amount, billed monthly instalment of Interest-free Instalment Plan, handling fee, annual fee, past due charges, overlimit charges, interest/finance charges, balance transfer amount and interests, "Credit-to-Cash" Preferential Annual Rate Program amount and interests/handling fee, "Instalment Credit" Plan or billed monthly instalment of "Statement Instalment Plan" and interest/handling fee, online bill payment, casino chip exchange and tax payment. For the avoidance of doubt, Eligible Transactions (as defined in Clause 10) made can be counted towards Monthly Accumulated Transactions. Any unposted/ cancelled/ refunded/ falsified and any unauthorized transactions are also excluded. For the spending amount of Standard Chartered UnionPay Dual Currency Platinum Credit Card in Renminbi (“CNY”), a designated conversion rate of 1.122 (Take reference from the CNY / HKD Exchange Rate on 28 December 2016) will be used to calculate the accumulated spending requirement of this Promotion, that is, CNY100 equivalent to HKD112.2 for the calculation of the accumulated spending requirement of this Promotion. The Bank reserves the right to determine the final designated conversion rate for calculation of the accumulated spending requirement in the Promotion without further notice. In case of disputes, the decision of the Bank should be final.
  8. The rewards points Rewards Points (“Rewards Points”) will be awarded in terms of (i) 1X basic rewards points (“Basic Rewards Points”) under the credit card reward program of UnionPay Credit Card; and (ii) 11X extra rewards points (“Extra Rewards Points”) earned under this Promotion. The maximum monthly Extra Rewards Points earned is 55,000 (“Maximum Reward”), regardless of the amount of Eligible Transactions (as defined in Clause 10) made by a Cardholder during that calendar month. Transactions made by the Principal and Supplementary Cardholders of the same Eligible Card number will be counted collectively. Upon reaching Maximum Reward in each calendar month, Cardholders will continue to earn Basic Rewards Points only.
  9. Monthly Accumulated Transaction in a calendar month Rewards Points (include Basic Reward Points) for the Eligible Transactions Maximum Extra Rewards Points can be earned for the Eligible Transactions in each calendar month
    Not applicable 1X 55,000
    HK$5,000 or above 12X

  10. During the Promotion Period from 1 January to 10 April 2017, Eligible Transactions are the transactions made at all local supermarkets, department stores, convenient stores in Hong Kong Dollars with the UnionPay Credit Card. They do NOT include transactions made in overseas and with merchants with merchant codes not defined as supermarket/ department store/ convenient store. During the Promotion Period from 11 April to 31 December 2017, Eligible Transactions are the transactions made at all local supermarkets, department stores, convenient stores and csl shops (bill payment transactions are excluded) in Hong Kong Dollars with the UnionPay Credit Card during the Promotion Period. They do NOT include transactions made in overseas and with merchants with merchant codes not defined as supermarket/ department store/ convenient store/ csl shops (as defined by the Bank/Visa International/MasterCard Asia/Pacific (Hong Kong) Limited/ UnionPay from time to time). Please call our Customer Service Hotline for any enquiry about the merchant code of a transaction with a particular merchant.
  11. The Extra Rewards Points for Eligible 12X Transactions made within Phase 1 Registration Period will be credited to the registered UnionPay Credit Card account on or before 30 June 2017 (the “Phase 1 Fulfilment Date”). All Eligible 12X Transactions must be posted within Phase 1 Registration Period based on the transaction date as shown on the credit card monthly statement.
  12. The Extra Rewards Points for Eligible 12X Transactions made within Phase 2 Registration Period will be credited to the registered UnionPay Credit Card account on or before 30 September 2017 (the “Phase 1 Fulfilment Date”). All Eligible 12X Transactions must be posted within Phase 2 Registration Period based on the transaction date as shown on the credit card monthly statement.
  13. The Extra Rewards Points for Eligible 12X Transactions made within Phase 3 Registration Period will be credited to the registered UnionPay Credit Card account on or before 31 December 2017 (the “Phase 2 Fulfilment Date”). All Eligible 12X Transactions must be posted within Phase 3 Registration Period based on the transaction date as shown on the credit card monthly statement.
  14. The Extra Rewards Points for Eligible 12X Transactions made within Phase 4 Registration Period will be credited to the registered UnionPay Credit Card account on or before 31 March 2018 (the “Phase 3 Fulfilment Date”). All Eligible 12X Transactions must be posted within Phase 4 Registration Period based on the transaction date as shown on the credit card monthly statement.
  15. Registered Cardholders shall notify the Bank if they do not receive the Extra Rewards Points 1 month after the Phase 1 and/or Phase 2 and/or Phase 3 and/or Phase 4 Fulfilment Date; otherwise, the Bank accepts no liability and will not be liable for any compensation.
  16. The UnionPay Credit Card account must be valid and in good financial standing at the time of the Rewards Points are credited; otherwise the offer will be forfeited without further notice. The Rewards Points cannot be converted into cash and is non-transferrable.
  17. Any unposted/cancelled/refunded/falsified transaction(s) is/are excluded from calculating the Rewards Points under the Promotion. The Bank will verify the transaction record to confirm Cardholders' eligibility for the rewards points under the Promotion. In case of discrepancy between the Bank's computer record and details recorded on the credit card sales slips, the Bank's computer record shall prevail.
  18. If Cardholders have cancelled any related transaction which had been included in calculating the Rewards Points under the Promotion after the receipt of such Rewards Points, the Bank has the right to debit the Rewards Points as an administration fee from the Cardholder’s UnionPay Credit Card account without further notice.
  19. Cardholders are required to keep the relevant original sales receipts and credit card sales slips for inspection upon request by the Bank. In case of disputes, Cardholders are required to submit the relevant original sales receipt(s) and credit card sales slip(s) and/or relevant documents or proofs for further investigation by the Bank. All relevant documents submitted to the Bank will not be returned.
  20. Cardholders understand and accept that the Bank is not the supplier of the products/services offered in this Promotion. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with this Promotion of the offers or in making available the offers or the products and/or services under the Promotion, by the merchants, its employees, officers or agents.
  21. The Bank reserves the right to alter or terminate the Promotion and amend the terms and conditions at any time. In case of disputes, the decision of the Bank shall be final and binding.
  22. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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