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Credit Card – Scratch & Win

Spend & grab the chance to win hotel stay at Hong Kong Disneyland Hotel with the Hong Kong Disneyland 20th Anniversary Magical Party Room Pack, park ticket and more
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Credit Card – Scratch & Win

Spend & grab the Chance to win up to 25% CashBack and more

Credit cards offers

Spend with your Standard Chartered credit card to receive scratch cards upon achieving the quests and grab the chance to win Hong Kong Disneyland Resort prizes, up to 25% CashBack and more!

Please register in SC Mobile App beforehand to start the game. Limited to the first 100,000 successfully registered cardholders^, while quotas last. Promotion period is from now on until 31 December 2025, split into 2 phases.

Quest 1-3: Register first, then spend, Scratch & Win!

Hong Kong Disneyland Resort prizes

CashBack / Split Card Bills at 0%

Hk cc usage scratchwin offer

    1-night stay at Hong Kong Disneyland Hotel – Walt Disney Suite with the Hong Kong Disneyland 20th Anniversary Magical Party Room Pack. (2 prizes)

Hk cc usage scratchwin offer

    Stay and Play package for Two: Include 1-night stay at Disney Explorer Lodge (Standard room) and 1-day Park tickets (Adult; Standard) for two persons. (62 prizes)

Hk cc usage scratchwin offer

    1-night stay at Hong Kong Disneyland Hotel (Standard room) with the Hong Kong Disneyland 20th Anniversary Magical Party Room Pack. (200 prizes)

Hk cc usage scratchwin offer

      Park ticket for One (Adult; Standard; 1-day entry) & One Hong Kong Disneyland 20th Anniversary Grand Celebration Plush Bag Charm. (400 prizes)
    •  One Hong Kong Disneyland 20th Anniversary Grand Celebration Plush Bag Charm. (400 prizes)

Hk cc usage scratchwin offer

    Ink & Plate dinner buffet for Two. (Restaurant located in Disney’s Hollywood Hotel). (200 prizes)

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    HKD5 / 10 / 20 /30 / 50 / 200 CashBack

    Remarks:

    • “Up to 25% CashBack” is calculated based on the example of spending HKD800, Scratch & Win HKD200 CashBack.

Hk cc usage scratchwin offer

Split Card Bills at 0%

    Remarks:

    • Apply Credit Card Statement Instalment Plan through the Scratch & Win Campaign Page on SC Mobile to enjoy upfront 3-month interest free or 3-month handling fee Cashback. For details, please refer to the pop-up screen at the start of the application journey.

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Step 1

Login to SC Mobile App

Step 2

Tap on “Credit Card – Scratch & Win” banner under “Recommended for you” on “Discover” Tab

Step 3

Start the quests

  • Quest 1: Register to join this promotion. Cardholder must make a registration before making any relevant transactions, any Eligible Transactions made before registration will NOT be counted.
  • Quest 2: Start the Game by making a single spend of HKD800 or above and receive the first scratch card (“Welcome scratch card”).
  • Quest 3: Make accumulated spend of any amount of eligible transactions for every HKD2,500 to receive an extra scratch card (“Extra scratch card”) after the Eligible Transaction(s) has been posted and calculated by the system.

Remarks: For avoidance of doubt, the scratch card(s) for Quest 3 will be calculated on the next day after completing Quest 2. Each Cardholder can earn a maximum of 5 Extra scratch cards per phase for Quest 3. The transaction amount from Quest 2 and any transactions on that day will NOT be counted towards Quest 3.

Step 4

Scratch & Win

  • Upon achieving each quest and received the scratch card, please go to ‘Scratch Cards & Prizes’ to scratch the card for lucky draw.

Login to SC Mobile App / Scan the QR code below to download SC Mobile App first. For registration, please tap on “Credit Card – Scratch & Win” banner under “Recommended for you” on “Discover” Tab.

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Important notes:
  • Cardholder must make a registration before making any relevant transactions, any eligible transactions made before registration will NOT be counted.
  • Only the first 100,000 successfully registered designated cardholders are eligible for this Promotion. Registration and prizes are available on a first-come, first-served basis, while quotas/stocks last. If the quota is full, it will be stated in this webpage, please visit here before patronage.
  • ^ The Promotion is applicable to cardholders (“Designated Cardholders”) who (a) hold credit card(s) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”), including Standard Chartered Credit Card and its Co-branded Card, MANHATTAN Credit Card and its Co-branded Card (the “Eligible Card”), (b) are a valid user of SC Mobile App maintaining a valid Digital Banking account with the Bank; and (c) can see the “Credit Card – Scratch & Win” banner under “Recommended for you” on “Discover” Tab in SC Mobile App.
Hk cc usage harbour city scratchwin
Spending offers at Harbour City
From now on until 4 January 2026, spend at Harbour City to enjoy up to HKD2,500 rewards and more privileges. [Limited time offer] Cardholders who make a single net transaction of HKD200 or above during 7-16 November 2025 (Extended to 23 November) can visit the Standard Chartered promotional counter for registration and will receive a physical scratch card for a chance to win a HKD200 / 100 / 50 Harbour City F&B Cash Voucher upon fulfilling the requirements.

Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!