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General Terms and Conditions for Allianz Home Protect Promotion

  1. The promotion (the “Promotion”) shall run from 1 April 2019 to 31 December 2019 (both dates inclusive) (the “Promotion Period”).
  2. The Allianz Home Protect is underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited (the “Bank”) is an insurance agent of Allianz. To the extent permissible by law, the Bank shall not be liable to any person for the use of any of the above information. * With effect from 1 January 2018, premium levies are imposed by the Insurance Authority. For further information, please visit
  3. The Promotion is only available to applicants upon successful application and payment made for the Allianz Home Protect through Standard Chartered Bank (Hong Kong) Limited (the “Bank”) during the Promotion Period (“Eligible Customer”).  The Promotion comprises as follows:
    1. 25% premium discount in the first year

    In relation to paragraph (a) above, the promotion code “HRM25” is required to be entered into when making online applications.

  4. The discounted premium of this Promotion is not exchangeable for cash, other item or voucher of other denomination.
  5. An Eligible Customer who has enjoyed the Promotion is not entitled to any other promotional offers in respect of the same insured property in the first year. The data appearing in Allianz’s records will be conclusive as to the date on which the policy of the relevant insurance product was filed, withdrawn or cancelled.
  6. These terms and conditions apply to the Promotion for the Allianz Home Protect only and no reference has been made to any other Allianz insurance policy (“Policy”) or any coverage or content thereunder. Customers have read, understood and agreed to the terms of all insurance policies before applying for the relevant insurance.
  7. Customers understand and accept that the Bank is not the supplier of the products/ services purchased from the merchant / insurer. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant / insurer, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by the merchant / insurer, its employees, officers or agents.
  8. The Bank and Allianz reserve the right to alter or terminate the Promotion and/or amend the terms and conditions at any time without notice.
  9. All matters or disputes in relation to the Promotion and the interpretation of terms and conditions herein shall be subject to the decision of the Bank and Allianz, which shall be final and binding.
  10. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and/or any details of the Promotion, the English version shall prevail.