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Terms and Conditions for Health Protector Promotion

A. Program Eligibility and Offer Details

1. The promotion (the “Promotion”) shall run from 3 Feb 2020 to 30 Apr 2020 (both dates inclusive) (the “Promotion Period”).

2. Allianz Accident Protect, Allianz Hospital Income Protect, Allianz Cancer Protect, Allianz Medical Protect, Allianz Ultra Medical Protect, and Allianz Premium Medical Protect Plans are general insurance products underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (“ Allianz”).

3. To be eligible for the Promotion, clients must successfully apply through Standard Chartered Bank (Hong Kong) Limited (the “Bank”), make payment for and be issued with at least one of Allianz’s eligible insurance plans in Health Protector series below (“Eligible Plan(s)”) during the Promotion Period (“New Purchase”):

Eligible Plans:

  • Allianz Accident Protect
  • Allianz Hospital Income Protect
  • Allianz Cancer Protect
  • Allianz Medical Protect
  • Allianz Ultra Medical Protect (Silver / Gold Plan)
  • Allianz Premium Medical Protect

Clients who fulfil the requirements as set out in these Terms and Conditions are eligible clients for the purposes of the Promotion (“Eligible Client”). The New Purchase must be issued in the name of the Eligible Client as the policyholder and become effective during the Promotion Period.

4. Supermarket shopping voucher (“Voucher”) will be awarded along with the New Purchase according to the below Annualised Aggregate Premium levels:

Annualised Aggregate Premium# Supermarket shopping voucher (total value)
HKD 1,000 to HKD 2,999 HKD 150
HKD 3,000 to HKD 4,999 HKD 300
HKD 5,000 to HKD 9,999 HKD 600
HKD 10,000 or above HKD 1,200

#Annualised Aggregate Premium is calculated by aggregating the annual premium (after deducting any discount) of all the Eligible Plan(s) applied by, and issued to, the same single policyholder within the Promotion Period.

5. The Voucher will be mailed to the Eligible Client(s)’s*^ last known correspondence address on Allianz’s record according to the Mailing Date as shown in the table below. Allianz Accident Protect, Allianz Hospital Income Protect, Allianz Cancer Protect, Allianz Medical Protect, Allianz Ultra Medical Protect and/or Allianz Premium Medical Protect Plan(s) must remain in force when the Voucher is mailed to the Eligible Client. The Voucher will not be replaced by the Bank or Allianz if lost, damaged or stolen. If the Eligible Client does not receive the Voucher, or if the Eligible Client has other question(s), the Eligible Client should contact Allianz Customer Service Hotline at (852) 8100 2402 for assistance according to the dates stated below.
(Business hours of Allianz Customer Service Hotline: Mon – Fri; 9am – 6pm, except public holidays)


Policy Application Date Voucher Mailing Date Date by which enquiry on the Offer must be made
3 Feb 2020 to 30 Apr 2020 31 Aug 2020 or before 30 Sep 2020 or before

6. The offer under this Promotion is subject to these Terms and Conditions and is not exchangeable for cash, other items or vouchers of other denomination.

7. No person other than the Eligible Client, the Bank and Allianz will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these Terms and Conditions.

8. These Terms and Conditions apply to the Promotion for Health Protector series only and no reference has been made to any other Allianz insurance policy or any coverage or content thereunder. Clients have read, understood and agreed to the terms of all insurance policies before applying for the relevant insurance.

9. The Bank and Allianz reserve the right to alter or terminate the Promotion and/or amend these Terms and Conditions at any time without notice.

10. All matters or disputes in relation to the Promotion and the interpretation of Terms and Conditions herein shall be subject to the decision of the Bank and Allianz, which shall be final and binding.

B. Special Terms and Conditions for the Voucher

11. The following terms and conditions are applicable to the Voucher and its use, and are to be construed in addition to and together with the Terms and Conditions in Section A provided above.

12. The Voucher and its use is subject to the Terms and Conditions imposed by its issuer (the “Supplier”). The Bank and Allianz make no representation or guarantee as to the quality and availability of the Voucher, the products/services purchased or redeemed using the Voucher nor the information provided by the Supplier, or any other supplier that may be engaged to perform services in relation to the Health Protector Promotion and do not have any obligations or liabilities for any matter arising from or in connection with the Voucher and those products, services, or information.

13. Clients understand and accept that the Bank and Allianz are not the Supplier, nor the supplier of the products/ services purchased or redeemed using the Voucher. The Bank and Allianz shall bear no liability relating to any aspect of those products/services, including without limitation, their quality, supply, descriptions, and any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with those products/services, whether by the Supplier, the supplier of the products/services, or their respective employees, officers or agents.

14. Any enquiry or complaint with respect to the Voucher or the products/services purchased or redeemed using the Voucher should be directed to the Supplier. The Bank and Allianz assume no responsibility/liability in respect thereof.

Allianz Accident Protect, Allianz Hospital Income Protect, Allianz Cancer Protect, Allianz Medical Protect, Allianz Ultra Medical Protect and Allianz Premium Medical Protect Plans are underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. The Bank is an insurance agent of Allianz.

If there is any inconsistency or conflict between the English and the Chinese versions of these Terms and Conditions and/or any details of the Promotion, the English version shall prevail.


*The policyholder and the Eligible Client must be the same person.

^This refers to the Eligible Client who submits an application for the Eligible Plan(s).