• Higher Loan Limits

    Higher Loan Limits

    Loan up to a maximum of LKR 120 million for condominium apartments under construction and a maximum of LKR 50 Million for completed properties. Up to 65% of property value for condominium apartments under construction and up to 75% of the property value for completed properties.

  • Home Equity Loans

    Home Equity Loans

    Loan against a completed residence to fund any other financial requirement

  • Attractive Rates

    Attractive Rates

    Attractive fixed interest rates for one year and 5 years (variable every year from the 6th year onwards)

List of approved Development Projects for Building Under Construction Loans

  Project Developer Maximum LTV
1 Altair – Col 02 Indocean Developers 65%
2 Astoria – Col 03 Avic Int’l 65%
3 Capital Twin Peaks – Col 02 Capital developers 65%
4 Cinnamon Life – Col 02 JKH Waterfront Properties (Pvt) Ltd 65%
5 Clear Point Residencies - Rajagiriya Milroy Perera Associates 65%
6 Colombo City Center – Col 02 Abans Group & Next Story Group Singapore 65%
7 Elements - Rajagiriya Fairway Residencies 65%
8 Fortress - Rajagiriya Capital Trust Residencies (Pvt) Ltd 65%
9 Havelock City Residencies – Col 05 Mireka Capital Land (Pvt) Ltd 65%
10 One Galle face – Col 02 Shangri-la group 65%
11 Urban Homes - Koswatta Fairway Residencies 65%
12 77 on 4th Residencies - Nawala JAT Holdings 65%
13 Ocean Breeze - Negombo Global Housing and Construction Pvt Ltd 65%
14 Marriot - Col 06 Global Housing and Construction Pvt Ltd 65%
  • Transfer other bank loans

    Facility to transfer a Home Loan obtained through another Bank

  • Building Under Construction Loans

    To invest in apartments under construction

  • Flexible Repayment Period

    Up to 30 years


Maximum age limit for borrowing is 60 years. Customer could repay until he/she is 65 years

Documents required: Your Relationship Manager (or the Bank) will inform and assist you on the documentation required during the loan application process.

“Terms and Conditions applicable”
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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.