Balance Transfer Plus (BT Plus)

You are in

FOR INDIVIDUAL

FOR BUSINESS

This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

Proceed

Switch to a lower interest rate with the Standard Chartered Balance Transfer Plus (BT Plus).

Apply Now Apply Now

Switch to a lower interest rate

Consolidate all your credit card outstanding balances and enjoy a fixed low interest rate across a range of flexible repayment periods.

Simple registration and application

Apply with ease – no supporting documents required.
Manage your finances

Consolidate all your credit card balances for better and easier financial management.
Wide range of repayment periods

Choose from a range of repayment periods – 12, 18, 24 or 36 months.
Monthly repayment of RM32.77 is based on transfer amount of RM1,000 at 5.99% p.a. with 36 months instalment period.

The monthly repayment amount is calculated based on:

[Balance Transfer Plus amount + (Balance Transfer Plus amount x interest rate per annum x repayment tenure in years)] / repayment tenure in months

For example:
The monthly repayment for a Balance Transfer Plus amount of RM1,000 with a tenure of 36 months and an interest rate of 5.99% p.a.
= [RM1,000+ (RM1000 x 5.99% x 3 years)] / 36 months
= RM32.77

Competitive rates

Enjoy a fixed interest rate of 5.99% p.a. across the range of repayment periods. This means your monthly repayment can be as low as RM32.77.
Additional information

Enjoy a low fixed interest rate of 5.99% p.a. across the flexible range of repayment periods

Balance Transfer Plus amount (RM)	Monthly repayment (RM)
	12 months	18 months	24 months	36 months
1,000	88.33	60.55	46.66	32.77
5,000	441.63	302.74	233.29	163.85
10,000	883.25	605.47	466.58	327.69
15,000	1,324.88	908.21	699.88	491.54
20,000	1,766.50	1,210.94	933.17	655.39