Structured Products Investment
  1. Wealth
  2. Structured Investments

Navigating the market with Structured Investments

Achieve your financial goals with Structured Investment Products tailored to your needs.

Navigate markets with confidence through Structured Investments

Discover our diverse range of Structured Investments – from modest to aggressive, we have one to suit your needs.

Details

With a variety of tenors and underlying references available, Structured Investments offer tailored exposure to diverse market conditions and asset classes. These instruments are designed to help you capitalise on specific market opportunities aligned with your investment outlook and risk preference.

Each product comes with unique features, including varying levels of risk and potential return, and may provide protection frameworks that apply when held until maturity.

For detailed information on the risk and return profiles of individual structures, please consult with our specialists.

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Features

Eligibility Criteria
  • Minimum investment amount: RM50,000 or equivalent in foreign currencies (varies with product type)
  • Suitable for high-net-worth individuals, Priority Banking clients, Business Banking clients, and medium enterprises seeking advanced portfolio options
  • Investors should have a medium- to long-term investment horizon and a clear view on market direction or asset performance
  • Comfortable with the risks inherent to structured investments, including but not withstanding principal risk, credit risk and market risk
  • For capital-not at risk products, ideal for conservative investors seeking better returns
  • For capital-at-risk products, designed for investors comfortable with risk and seeking enhanced returns from specific market scenarios
  • Available in multiple currencies: MYR, USD, GBP, HKD, etc., as per product variant

Note: The eligibility criteria for investing in Structured Investments are subject to change in accordance with regulatory requirements. To ensure you have the most current and accurate information, please refer to Standard Chartered Malaysia’s official eligibility guidelines on Structured Investments.

Structured Investments are eligible for Sophisticated Investors only.

For more information on the definition of Sophisticated Investors, please refer to Securities Commission website at https://www.sc.com.my/regulation/guidelines/categories-of-sophisticated-investors

A Structured Investment is an investment product that obtains its value by referencing an underlying reference, such as indices or currencies. For instance, references include market indices, equities, interest rates, commodities, foreign exchange or a combination of the above

Structured Investments are ideal for those who:

  • Have a medium to long-term investment horizon
  • Hold a view on market performance that matches the product payoff
  • Structured Investments are only suitable for Sophisticated Investors.
  • The investment tenor should match your time horizon
  • Read the respective Product Highlight Sheet of each product and understand the product mechanics
  • Be aware of early redemption penalties

A fixed deposit provides fixed returns. A structured investment product offers variable, and market-linked returns depending on the payoff structure of the product

Note: Please read and understand the Product Highlights Sheet of the product before investing.

Yes, but early redemption will result in penalties. It is recommended to hold the investment until the end of the tenure.

Key risks may include, but are not limited to – market volatility, credit risk, foreign exchange risk, liquidity risk, reference asset risk, and early redemption or termination risk.

Returns depend on the performance of the underlying asset and product-specific terms such as strike level, knock-in levels or pre-agreed coupon level.

Yes. Some products may settle by delivering shares of the worst performing stock at maturity. Please read and understand Product Highlight Sheet of the product.

Investors assume the credit risk of the issuer and any guarantor. Default by these parties may result in loss of payments or principal.

These instruments generally lack a liquid secondary market and are designed to be held until maturity.

Important disclaimer

The returns on your Structured Product Investment will be affected by the performance of the underlying asset/reference , and the recovery of your principal Investment may be jeopardised if you make an early redemption.

This Structured Investment is NOT protected by Perbadanan Insurans Deposit Malaysia.