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Business

Business one

Enjoy competitive profit rates on your Shariah-compliant Business Banking Current Account.

Potential savings with Standard Chartered Saadiq Business JustOne Deposit Account-i

How it works

With Business JustOne Deposit Account-i, you can enjoy more savings while your business grows. Business JustOne Deposit Account-i comes with:

  • Business Current Account
  • Business Debit Card-i
  • Straight2Bank (S2B)

With minimum opening deposit of RM5,000, you can enjoy the following benefits with a flat monthly transactional fee, or have them completely waived with an average monthly balance of RM100,000 and above.

AVERAGE MONTHLY BALANCE
FLAT MONTHLY FEE
Less than RM100,000 RM100
RM100,000 and above Waived1
The flat monthly transactional fee will be charged to Business JustOne Deposit Account-i in the following month.
Example of potential savings with Business JustOne

In the example below, if you maintain an average monthly balance of RM100,000 in your Business JustOne Deposit Account-i, the normal transaction fees of RM1,270 will be waived1

NORMAL CURRENT ACCOUNT
BUSINESS JUSTONE
Transactions Frequency/Cost Amount
Cash withdrawal MEPS 10 X RM1 RM10 Waived1
Fund transfer via Straight2Bank OTT 25 X RM40 RM1,000
RENTAS 20 X RM9 RM180
Payroll 80 x RM1 RM80
Total RM1,270 RM0

Features

Straight2Bank

Track your business transactions, make payments and manage your accounts 24/7, with a simple and secure award-winning online banking platform.

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Business debit card

Enjoy easy access to cash and a range of international benefits.

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Automated payroll services

Save on processing time and fees through automated and accurate payroll transactions.

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Comprehensive payment solutions

Enjoy a range of local and international payment capabilities through our branches and Straight2Bank online solutions.

Dedicated relationship manager

Be assisted by our relationship manager, supported by an experienced team of client service managers and experts for your day to day banking needs.

Expert advice

Be assisted by experts in trade, wealth and FOREX, according to your specialised needs as you navigate through the rapidly changing economic landscape.

Dedicated Business contact centres

Call our dedicated Business contact centres for any transactional queries at 1300 888 111.

Terms and Conditions

  • When applicable, Commodity Trading will be performed on a daily basis on the next Trading Day and it will be based on the end-of-day positive balance of Current and Savings Account under Tawarruq. Trading Day refers to Mondays to Fridays when the commodity trading platform is opened for trading. Please refer to the calendar on the announcement of completion of the commodity trading based on colours of green, blue and grey. These are performed by the Bank, acting as an agent for the respective dates. Click here to view the calendar for trading announcements of the respective day.
  • You will be charged a flat monthly transactional fee on all your transactions depending on the average monthly balance in your Business JustOne Deposit Account-i.
  • Business JustOne Deposit Account-i is a bundle consisting of the following products and services:
    • Business Current Account
    • Business Debit Card-i
    • Straight2Bank (S2B)
  • You must sign up for Business JustOne and make a minimum deposit of RM5,000.
  • Only the first Business Debit Card-i issued is free. Subsequent replacements will be subject to normal charge as set out in our Tariff of Fees and Charges.
  • Terms and conditions apply. Click here to view the Terms and Conditions for Tawarruq Current Account and Savings Account.
Member PIDM        Perdankan Islam | Standard Chartered Saadiq

* Protected by PIDM up to RM 250,000 for each depositor


* Click here for PIDM’s DIS Brochure