1. Is transfer between my own SC accounts with foreign exchange entitled to membership perks?

Yes, transfer between your own SC accounts with foreign exchange is entitled to the rewards/ membership perks of Online FX platform. You may inquire your rewards/ membership status by logging on to the Online FX platform in SC Mobile App.

2. Does transfer between my own SC accounts with foreign exchange incur any fees or charges?

No, transfer between your own SC accounts with foreign exchange does not incur any fees or charges. Note: Foreign exchange involves risks.

Transfer between your own SC accounts

Personal

Business

Cross Border

Transfer between your own SC accounts anytime, even with foreign currencies

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Transfer between your own SC accounts with ease

Faster, easier and more transparent – experience simpler transfers with enhanced 24/7 instant foreign exchange (FX) service

24/7 Instant FX rate

Round the clock FX service with transparent and instant FX rate while initiating a transfer

FX Membership rewards*

Enjoy exclusive rewards dedicated to your FX membership tier while transferring. (Learn More)

Revamped user journey

Simpler transfer experience with a new interface and less clicks required

Schedule fund transfer

Plan ahead for your transfer needs with the scheduling function

How to transfer between your own accounts?

Step 1

Select the account to transfer from.

Step 2

Select the destination account.

Step 3

Input the transfer amount and set up scheduled instruction (if applicable)

Step 4

Review the transfer instruction

Step 5

Your transfer is submitted!

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Manage your finances on the go

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1. Is transfer between my own SC accounts with foreign exchange entitled to membership perks?

Yes, transfer between your own SC accounts with foreign exchange is entitled to the rewards/ membership perks of Online FX platform. You may inquire your rewards/ membership status by logging on to the Online FX platform in SC Mobile App.
2. Does transfer between my own SC accounts with foreign exchange incur any fees or charges?

No, transfer between your own SC accounts with foreign exchange does not incur any fees or charges.
Note: Foreign exchange involves risks.

Foreign Exchange:
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the customer converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Renminbi Service:

Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time