You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank (Hong Kong) Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


Proceed to third party website

Online Time Deposit Offers

Person, Human, Hourglass

Online Time Deposit

From now until 30 April 2024, you can enjoy the following preferential interest rates by setting up Time Deposit with new funds via SC Mobile App or Online Banking

Online New Fund Time Deposit Offers

Currency
Principal Amount
Tenor
Preferential Interest Rate (p.a.)
HKD HKD10,000 or above 3-month 3.40%
6-month 3.50%
12-month 3.10%
USD USD2,000 or above 3-month 4.20%
6-month 4.20%
12-month 3.90%
RMB CNY10,000 or above 3-month 1.70%
6-month 1.90%
12-month 1.90%
GBP GBP2,000 or above 3-month 3.20%
6-month 3.50%
12-month 3.30%
AUD AUD2,000 or above 3-month 2.80%
6-month 3.00%
12-month 3.20%
CAD CAD2,000 or above 3-month 2.90%
6-month 3.10%
12-month 3.30%
NZD NZD2,000 or above 3-month 2.60%
6-month 2.80%
12-month 3.20%

Remarks

  • The Time Deposit interest rates as shown on the relevant Terms and Conditions, this webpage and relevant promotion materials are quoted with reference to interest rates offered by the Bank on 24 April 2024 and are not guaranteed. The Bank reserves the right to make any adjustment to the time deposit interest rate of the Offer from time to time at its sole absolute discretion, as per prevailing market conditions.

How to set up Time Deposit via SC Mobile

Start

Select “Discover”, “Deposits”, “Preferential Time Deposit”, and tap “Apply Now”

Step 1

Select the currency and tenor and input principal amount

Review Rate

You can also view Time Deposit rates by tapping “Rates Overview”

Step 2

Review the Time Deposit rate we are offering

Step 3

Choose the debit account

Step 4:

Review and confirm the details

It’s done!

Open Time Deposit via Online Banking or SC Mobile

  • We offer 10 currencies for your selection
    (HKD, USD, CNY, AUD, NZD, CAD, GBP, EUR, CHF, JPY)
  • You could choose among the specific tenors from 1 month to 12 months
  • The minimum Time Deposit amounts are as follows:
Currency
Minimum amount
HKD HKD10,000
USD USD2,000
CNY CNY10,000
AUD AUD2,000
NZD NZD2,000
CAD CAD2,000
GBP GBP2,000
EUR EUR2,000
CHF CHF2,000
JPY JPY200,000
  • Enjoy a preferential interest rate based on your deposit amount and tenor.
  • Customers must have declared their tax status and/or jurisdictions of tax residence to open Time Deposit via Online Banking or SC Mobile.
    (Remark: If you have not declared yet, please visit any of our branches to submit the information.)
  • Servicing hours: 9am – 11pm, Monday to Saturday (excluding Public Holiday)
Electronics, Mobile Phone, Phone

SC MOBILE APP

Manage your finances on the go

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are the registered trademarks of Google Inc.

Terms and conditions

Risk Disclosure Statement

Risk Disclosure Statements for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).