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New Payroll clients can earn up to HKD1,200 cash rebate and unlock exclusive Miles rewards

Savings Rate up to 4% p.a. and get a Limited Edition Toy Story Gold Coin
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Payroll Clients can get a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin with lower threshold

Enjoy Savings Rate of up to 4% p.a.

SC Payroll Account — More Than A Payroll Account!

Set up a SC Payroll Account to enjoy high-interest deposit rates and Asia Miles rewards every month, effortlessly build your wealth while achieving the “Work-Fly Balance

Calculate your Payroll Rewards

Calculate your Payroll Rewards

Fresh Graduate

Laborers

Traveler

Professionals

Calculate your Payroll Rewards

How much can you earn with Payroll Account?

Payroll Reward Calculator

I am a
client
Monthly Salary (HKD)
Daily Balance (HKD)
HKD Sustainable Savings Account
I Choose
for my Welcome Privilege
Total estimated rewards for the 1st year
HKD and miles
Welcome Privilege
miles
Savings interest^
HKD
Asia Miles Payroll Offer
miles

*Exclusive Offer for New Payroll Clients*

– Sign up for a Marathon Savings Account with new funds and maintain required deposit balance till the end of Bonus Period can get a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin.

^ The client is required to open a Sustainable Savings Account for payroll services to enjoy relevant savings interest.
# Only applicable to principal cardholder of Standard Chartered Cathay Mastercard® issued by the Bank.
The above calculation is for reference only. Account opening is not available on Sundays and Public Holidays. The final rewards will be subject to the account sign up date, application channel, payroll date, monthly salary and the client’s fulfilment during the whole bonus period.

Fresh Graduate

Just started your first job and looking to save money from your salaries for your next trip?

Payroll Reward Calculator

I am a
client
Monthly Salary (HKD)
Daily Balance (HKD)
HKD Sustainable Savings Account
I Choose
for my Welcome Privilege
Total estimated rewards for the 1st year
HKD and miles
Welcome Privilege
miles
Savings interest^
HKD
Asia Miles Payroll Offer
miles

*Exclusive Offer for New Payroll Clients*

– Sign up for a Marathon Savings Account with new funds and maintain required deposit balance till the end of Bonus Period can get a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin.

^ The client is required to open a Sustainable Savings Account for payroll services to enjoy relevant savings interest.
# Only applicable to principal cardholder of Standard Chartered Cathay Mastercard® issued by the Bank.
The above calculation is for reference only. Account opening is not available on Sundays and Public Holidays. The final rewards will be subject to the account sign up date, application channel, payroll date, monthly salary and the client’s fulfilment during the whole bonus period.

Laborers

Want to earn rewards and high interest rates for better quality of life?

Payroll Reward Calculator

I am a
client
Monthly Salary (HKD)
Daily Balance (HKD)
HKD Sustainable Savings Account
I Choose
for my Welcome Privilege
Total estimated rewards for the 1st year
HKD and miles
Welcome Privilege
miles
Savings interest^
HKD
Asia Miles Payroll Offer
miles

*Exclusive Offer for New Payroll Clients*

– Sign up for a Marathon Savings Account with new funds and maintain required deposit balance till the end of Bonus Period can get a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin.

^ The client is required to open a Sustainable Savings Account for payroll services to enjoy relevant savings interest.
# Only applicable to principal cardholder of Standard Chartered Cathay Mastercard® issued by the Bank.
The above calculation is for reference only. Account opening is not available on Sundays and Public Holidays. The final rewards will be subject to the account sign up date, application channel, payroll date, monthly salary and the client’s fulfilment during the whole bonus period.

Traveler

Earning Asia Miles through your payroll account and prepare for the next trip.

Payroll Reward Calculator

I am a
client
Monthly Salary (HKD)
Daily Balance (HKD)
HKD Sustainable Savings Account
I Choose
for my Welcome Privilege
Total estimated rewards for the 1st year
HKD and miles
Welcome Privilege
miles
Savings interest^
HKD
Asia Miles Payroll Offer
miles

*Exclusive Offer for New Payroll Clients*

– Sign up for a Marathon Savings Account with new funds and maintain required deposit balance till the end of Bonus Period can get a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin.

^ The client is required to open a Sustainable Savings Account for payroll services to enjoy relevant savings interest.
# Only applicable to principal cardholder of Standard Chartered Cathay Mastercard® issued by the Bank.
The above calculation is for reference only. Account opening is not available on Sundays and Public Holidays. The final rewards will be subject to the account sign up date, application channel, payroll date, monthly salary and the client’s fulfilment during the whole bonus period.

Professionals

Maximise your income to achieve your savings goals sooner

Payroll Reward Calculator

I am a
client
Monthly Salary (HKD)
Daily Balance (HKD)
HKD Sustainable Savings Account
I Choose
for my Welcome Privilege
Total estimated rewards for the 1st year
HKD and miles
Welcome Privilege
miles
Savings interest^
HKD
Asia Miles Payroll Offer
miles

*Exclusive Offer for New Payroll Clients*

– Sign up for a Marathon Savings Account with new funds and maintain required deposit balance till the end of Bonus Period can get a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin.

^ The client is required to open a Sustainable Savings Account for payroll services to enjoy relevant savings interest.
# Only applicable to principal cardholder of Standard Chartered Cathay Mastercard® issued by the Bank.
The above calculation is for reference only. Account opening is not available on Sundays and Public Holidays. The final rewards will be subject to the account sign up date, application channel, payroll date, monthly salary and the client’s fulfilment during the whole bonus period.

From 2 May to 31 July 2025, New Payroll Clients1 who sign up for a Payroll Account and receive a monthly salary of HKD20,000 or above (each an “Eligible Client”) will enjoy the following offers:

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  • Monthly Salary of HKD80,000 or above: HKD1,200 or 12,000 miles
  • Monthly Salary of HKD50,000 to below HKD80,000: HKD600 or 6,000 miles
  • Monthly Salary of HKD20,000 to below HKD50,000: HKD400 or 4,000 miles
  • Set up “Standing Instructions” to enjoy payroll rewards
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Open a Marathon Savings Account and maintain the deposit balance of HKD250,000 / USD33,000 to enjoy up to 4%p.a. and a Limited Edition Standard Chartered Toy Story 30th Anniversary 999.9 Gold Coin

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New Payroll Account who use Sustainable Savings Account for payroll services can enjoy the 1.75% p.a. for the first deposit of HKD500,000 for 6 months2

Apply for a Standard Chartered Payroll Account via SC Mobile App

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STEP 1

Download SC Mobile App and click “Open an account”

STEP 2

Complete IDA Application

STEP 3

Select “Discover”, “Deposits”, “Payroll Account” and click “Apply Now” in SC Mobile App

STEP 4

Choose account type an view respective offer details or open a new account

STEP 5

Confirm Terms and Conditions, review your application and submit

Service hours: 9am – 11pm, Monday to Saturday (except public holidays). Photos are for reference only
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STEP 1

Select “Discover”, “Deposits”, “Payroll Account” and click “Apply Now” in SC Mobile App

STEP 2

Choose account type an view respective offer details or open a new account

STEP 3

Confirm Terms and Conditions, review your application and submit

Service hours: 9am – 11pm, Monday to Saturday (except public holidays). Photos are for reference only

How do I transfer funds to my new Standard Chartered Payroll Account to enjoy rewards?

New Clients

Existing Clients

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Apply via SC Mobile App

 

  1. Download SC Mobile App and click “Open an account or register in minutes”
  2. Complete IDA Application
  3. Select “Discover”, “Deposits”, “Payroll Account” and click “Apply Now” in SC Mobile App
  4. Choose account type and view respective offer details or open a new account
  5. Confirm Terms and Conditions, review your application and submit

Service hours: Monday to Saturday, 9am – 11pm (except public holidays)

* Images are for reference only

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Apply via SC Mobile App

 

  1. Select “Discover”, “Deposits”, “Payroll Account” and click “Apply Now” in SC Mobile App
  2. Choose account type and view respective offer details or open a new account
  3. Confirm Terms and Conditions, review your application and submit

Service hours: Monday to Saturday, 9am – 11pm (except public holidays)

* Images are for reference only

Other Payroll Account Offers

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From now until 31 December 2025, existing Payroll Account Client with continuous payroll records for 12 months will automatically enter the “Monthly Double Pay Lucky Draw”. Two winners will be drawn each month to win a bonus salary!

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[Payroll Account monthly salary requirement: HKD20,000 or more]

  • Priority Private clients: 1,000 miles per month
  • Priority Banking clients: 800 miles per month
  • Premium Banking & Easy Banking clients: 300 miles per month
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Make your salary work for you. Priority Private and Priority Banking Payroll clients opening a new securities account during the promotion period will enjoy unlimited securities BUY brokerage waiver to earn passive income and save on commissions!

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Payroll Account clients can enjoy annual fee waiver4, and earn all rewards with just one card

Application channel for new-to-bank clients

Act Now

New clients must first open an Integrated Deposits Account in advance and can apply for this offer via SC Mobile App or Online Banking one business day after successful account opening.

Remarks
  1. New Payroll Account Clients refer to clients who have not used the Bank’s auto-payroll services in the past 12 months and have opened a Payroll Account during the promotion period.
  2. The 1.75%p.a. HKD savings rate is including the Board Rate. The Board Rate is 0.25%p.a. which is quoted on 2 May 2025 and may change from time to time at the Bank’s sole and absolute discretion. Please refer to the latest corresponding Savings Rates and Board Rates available at any of our branches and website.
  3. Offer of “Up to 1,000 miles” is applicable to clients with Bonus Payroll Account, HKD Sustainable Savings Account, HKD statement savings account, HKD savings account with an Integrated Deposits Account and other account with payroll services. Terms and Conditions for Asia Miles Payroll Offer apply.
  4. All principal cardholders (“Cardholders”) of Standard Chartered Cathay Mastercard (“Card”) issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are payroll account clients. Cardholders are entitled to the above stated annual fee waiver so long as Cardholders meet the above stated criteria in the annual fee billing month. For details, please refer to relevant terms and conditions.
Risk Disclosure Statement

Risk Disclosure Statement of Foreign Exchange:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Risk Disclosure Statement for Securities Services:

  • Investment involves risks. The prices of securities fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount.
  • Past performance of any securities is no guide to its future performance. Investors should consider their own investment objectives, investment experience, financial situation, risk tolerance level and carefully read the Terms and Conditions of relevant Securities Services before making any investment decision.
Notes
  • This website does not constitute any prediction of likely future price movements.
  • Investors should not make investment decisions based on this website alone.
  • This website has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

Payroll Account FAQs

  • A “Payroll Account” is a current deposit account used for your salary credit. Payroll Account Clients simply need to provide their employers with a payroll account, which will receive the salary deposit by auto-transfer; or set up Standing Instructions with transaction narrative containing “SALARY”, “SALARIES”, “WAGE”, “WAGES”, “PAYROLL” from other local banks (other than the Bank)

  • A ‘Savings Account’ is also a deposit account, but it is generally used for storing day-to-day funds, making deposits, and paying bills. The difference between a ‘Payroll Account’ and a ‘Savings Account’ is that customers can receive salary through the ‘Payroll Account’ to earn payroll rewards. ‘Payroll Account’ generally offer exclusive rewards to their account holders. The Standard Chartered Payroll Account rewards include Cash Rebate and miles.

  • There is no minimum salary requirement to open a Standard Chartered Payroll Account. To redeem the Standard Chartered Payroll Account welcome offer, clients must commence receiving Monthly Salary of HKD20,000 or above via the Payroll Account every month through the Auto-Payroll Service within the first 2 calendar months from the date of signing up for the Payroll Account, and continue using the Auto-Payroll Service until the relevant rewards under the Welcome Offers are rewarded;

    For more details on Standard Chartered Payroll Account welcome offers, please click here.

  • No. Clients must first open an HKD statement savings account, HKD Sustainable Savings Account, or HKD savings account with an Integrated Deposits Account to apply for Standard Chartered Payroll Account services. They then must notify their employer to change their salary account / payroll account, or set up their own Standing Instructions to transfer their salary into the Payroll Account.

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PRIORITY BANKING

New clients can enjoy up to HKD22,000 Cash Rebate or 220,000 Miles by signing up for Priority Banking

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MARATHON SAVINGS ACCOUNT

Your monthly salary will be treated as new funds. Open now to enjoy up to 4%p.a. and get a Limited Edition Toy Story 30th Anniversary 999.9 Gold Coin

To borrow or not to borrow? Borrow only if you can repay!