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New clients may enjoy 6-month 1.28% p.a. HKD savings rate and 0% Investment Fund Subscription Fee by signing up banking plans

Person, Human, Clothing

New clients may enjoy 6-month 1.28% p.a. HKD savings rate and 0% Investment Fund Subscription Fee by signing up banking plans

Exclusive Offers for New Banking Plan Clients

From 24 February to 31 May 2022, you may enjoy the following welcome offers upon signing up for Priority Private or Priority Banking.

New Clients¹ Welcome Offer

Existing Clients Upgrade Offer

Savings

Open a HKD Sustainable Savings Account to enjoy 6 months 1.28% p.a. HKD savings rate2 for deposit balance above HKD200,000 to HKD8,000,000 and up to HKD2,200 cash rebate

Investment

0% subscription fee for the first HKD1,000,000 online fund Investment.3

Protection

Extra 2% premium refund4 for Prudential Life Insurance Plan5.

Payroll Spending Offer14

New Bonus Payroll Clients may enjoy as low as HKD1=1 Asia Mile for spending on dining / food delivery , online or overseas spending

New Funds Growth Rewards

Enjoy HKD1,500 cash rebate or 15,000 Asia Miles6 for every HKD500,000 new funds deposits.7,8

Investment

0% subscription fee for the first HKD350,000 online fund Investment9.

Protection

Extra 2% premium refund4 for Prudential Life Insurance Plan5.

Payroll Spending Offer14

New Bonus Payroll Clients may enjoy as low as HKD1=1 Asia Mile for spending on dining / food delivery , online or overseas spending

Priority Lucky Draw

Enter the lucky draw by as a Priority Private or Priority Banking client on or before 31 May 2022 and complete designated activities! Double-up chances for New Clients to win the prize!

Sign Up Now

All clients

Visit any of our branches:

Person, Human, People
a man using his laptop with a calendar in January 30 Friday written pay day.

Exclusive Offers

Remarks
  1. New Clients” refer to those who are NOT holding any banking products or services with or distributed by the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.
  2. The savings rate is applicable to the deposit balance above HKD200,000 to HKD8,000,000. To enjoy the offer, New Clients are required to deposit New Funds of not less than HKD1,000,000 and complete “Customer Investment Profile” questionnaire by the last day of the next calendar month from the date of signing up for Priority Private/Priority Banking, maintain at least HKD1,000,000 aggregate balance of deposits and investments for six months. In case New Clients cannot fulfilled the requirements, the 1.28% p.a. Bonus Interest Rate will be revoked and cannot be reinstated.
  3. Only applicable to the first HKD1,000,000 subscription of Class A funds (funds with subscription fee charged upon purchase) through Online Unit Trusts trading platform from 24 February 2022 to 30 June 2022. Fund switching, Monthly Investment Plans and subscription through any other channel are NOT eligible for the 0% Online Investment Fund Offer.
  4. Applicable to eligible insurance plans with first year’s total annualized premium of HKD5,000 or above (excluding levy).
  5. Eligible Prudential Life Insurance Plans include any individual life insurance basic plan and supplementary benefit (excluding single premium term and 3-year premium term). The Bank is an insurance agent of Prudential Hong Kong Limited (A member of Prudential plc group) (“Prudential”). The life insurance plans are life insurance products and are not bank deposit. They are underwritten by Prudential.
  6. Eligible clients who choose Asia Miles as the rewards for New Funds Growth Offer must register on or before 31 July 2022. From 24 February 2022 until 28 February 2022, eligible client may choose to have Asia Miles as the reward on the Bank’s designated webpage at sc.com/hk/AM and log into Online Banking. From 1 March 2022, eligible client may choose to have Asia Miles as the reward on the designated webpage at sc.com/hk/AM only. Relevant Asia Miles will be credited directly to the eligible client’s Asia Miles membership account.
  7. Priority Banking clients may enjoy up to HKD24,000 cash rebate or 240,000 Asia Miles; and only applicable to clients who have not been Priority Private or Priority Banking clients in the past 12 months.
  8. Priority Private clients may enjoy up to HKD24,000 cash rebate or 240,000 Asia Miles; and only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking.
  9. Only applicable to new and selected clients of Investment Fund services. For details, please refer to sc.com/hk/en/ut and relevant terms and conditions.
  10. Total Balance” includes the aggregate balance of deposits, investments and accumulated premiums of selected insurance of a primary account holder under his or her account. The balance of a joint account will only be counted as the Total Balance of the primary account holder.
  11. Designated investment transactions/activities include: i) any investment buy-transactions under the following categories of products: foreign exchange, Funds, Equity linked Investment, Premium Deposits, Structure Investment Series, Bonds and Structured Notes; ii) enrolment to Prudential’s Life Insurance Plan; or iii) signing up a Wealth Management Connect account.
  12. For details of PII, please visit sc.com/hk/investment/personalised-investment-ideas/.
  13. Please contact your Relationship Manager or our branch staff to register for Professional Investor; Client must fulfil the portfolio of securities and money requirement of not less than HK$8 million (or equivalent foreign currency) in order to declare as a Professional Investor (“PI”) and the PI status is subject to the bank’s validation check and approval.
  14. Only applicable to clients who sign up a Bonus Payroll Account during 1 April 2022 to 30 June 2022 and have not used the Bank’s auto-payroll services in the past 12 months prior to the date of signing up for the Bonus Payroll Account.

Important Notes

Important Notes for Sustainable Savings Account:

  • The first HKD200,000, RMB200,000 and USD25,000 in your respective Sustainable Savings Account is defined as Sustainable Balance (“Sustainable Balance”) and subject to the published interest rate for Sustainable Savings Account (“Sustainable Savings Rates”). The deposit balance exceeding the Sustainable Balance (“Remaining Balance”) is subjected to the applicable interest rate for savings account of the respective currency (“Board Rates“).
  • Sustainable Savings Rates may be equal to or lower than the Board Rates. We reserve the right to modify the Sustainable Balance and the Sustainable Saving Rates from time to time with or without any prior notice or giving any reason (and we shall not be obliged to disclose our reasons).
  • If you have a credit balance in your Sustainable Savings Account, you may be entitled to receive interest. The interest of your Sustainable Savings Account will be calculated based on the total daily Sustainable Balance and the applicable Sustainable Savings Rates of the respective currency plus the daily Remaining Balance and the applicable interest rate for savings account of the respective currency. For Sustainable Savings Account which is denominated in HKD, the interest will be calculated in simple interest and accrues daily on a 365-day or 366-day basis (for leap year). For any other currency, the interest will be calculated in simple interest and accrues daily on a 360-day basis.
  • For details and related terms and conditions for Sustainable Savings Account, please visit sc.com/hk/ssa.

Important Notes for Investment Fund Service:

  • Investment Fund is an investment product and some Investment Funds would involve derivatives. The investment decision is yours, but you should not invest in Investment Fund unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Important Notes for Life Insurance:

  • The life assurance plans are life insurance products and are not bank deposit. They are underwritten by Prudential Hong Kong Limited (a member of Prudential plc group) (“Prudential”). Some of these plans may have a savings element and are not an alternative to ordinary savings or time deposits. Part of the premium pays for the insurance and related costs.
  • If you are not happy with your policy, you have a right to cancel it within the cooling-off period and obtain a refund of any premiums paid, less any withdrawals (if applicable), provided that no claim has been made under the policy. A written notice signed by you should be received directly by Prudential at 8/F, Prudential Tower, The Gateway Harbour City, 21 Canton Road, Tsim Sha Tsui, Kowloon, Hong Kong within the cooling-off period (that is, within 21 days after the delivery of the policy or issue of a notice (informing you or your representative about the availability of the policy and expiry date of the cooling-off period), whichever is the earlier). After the expiration of the cooling-off period, if you cancel the policy before the end of the term, the projected total cash value (if applicable) may be less than the total premium you have paid. You should check with Prudential if you have any doubt regarding your cooling-off right.
  • The Bank is an insurance agent of Prudential.
  • As the issuer of the life assurance plans, Prudential will be responsible for all protection and claims issues. Prudential is not an associate or subsidiary company of the Bank. This leaflet is not a contract of insurance and is intended to be a general summary for reference purpose only. Please refer to the policy for full terms and conditions. The Bank does not accept any responsibilities regarding any statements provided by Prudential or any discrepancies or omissions in the contract of insurance nor shall the Bank be held liable in any manner whatsoever in relation to your contract of insurance.
  • This leaflet is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and the Bank do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This leaflet does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
  • Whether to apply for insurance coverage is your own individual decision. During the sales process, this leaflet should be read in conjunction with the relevant product brochure. For full terms and conditions, and risk disclosures of the relevant insurance plan, please refer to the relevant product brochure and policy document and read carefully.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the client out of the selling process or processing of the related transaction, the Bank will enter into a Financial Dispute Resolution Scheme process with the client; however, any dispute over the contractual terms of the product should be resolved directly between Prudential and the client.

Important Notes for Structured Notes:

  • Structured Notes are structured products involving derivat­ives. Investment Fund is an investment product and some Investment Funds would involve derivati­ves. The investment decisi­on is yours, but you should not invest in that investment product unless the intermedi­ary who sells it to you has explained to you that the product is suitable for you having regard to your financ­ial situati­on, investment experience and investment object­ives.

Important Notes for Personalised Investment Ideas (PII):

  • The investment ideas generated through our PII platform have taken into consideration your current risk profile and cash balances with the Bank or as otherwise specif­ied by you to your Relationshi­p Manager as well as your investment funds, bonds, equit­es, structured investment and structured products holdings that you have held with the Bank. Your investment concentration, holdings in insurance, any outstanding balance in WealthPro or other loans with the Bank, and any other investment holdings, assets/liabilities outside the Bank are, however, not taken into account in the PII platform. For details and related terms and condit­ions for PII, please visi­t sc.com/hk/investment/personalised-investment-ideas/.

Risk Disclosure

Risk Disclosure Statements:

  • Investment involves risks. The prices of investment products fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. Past performance is no guide to its future performance.
  • Investors should read the terms and condit­ions contained in the relevant offering documents and in particular the investment polici­es and the risk factors and latest financi­al results informati­on carefully and are advised to seek independent professional advice before making any investment decis­ion.
  • Investors should consider their own investment object­ives, investment experience, financi­al situati­on and risk tolerance level.

Risk Disclosure Statement for Investment Fund Services:

  • Investment involves risks. The prices of units/shares of unit trusts or mutual funds fluctuate, sometimes dramatically and the worst case may result in loss of your entire investment amount. It is as likely that losses will be incurred rather than profit made as a result of buying and selling unit trusts or mutual funds. Past performance of any Investment Fund is no guide to its future performance.
  • Investors should carefully read the relevant offering documents and in particular the Terms & Conditions contained therein, the investment policies and the risk factors and latest financial results information. It is desirable that the Investor seeks independent financial advice with respect to any investment decision.
  • Investors should ensure they fully understand the risks associated with unit trusts or mutual funds and should also consider their own investment objective, investment experience, financial situation and risk tolerance level before making any investment decision.

Notes:

  • This webpage does not constitute any prediction of likely future price movements.
  • Investors should not make investment decisions based on this webpage alone.
  • This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

To borrow or not to borrow? Borrow only if you can repay!