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Open an account via SC Mobile to enjoy 1.88%p.a. HKD Preferential Savings Interest Rate and other amazing offers

SC Mobile App screen, the OPEN AN ACCOUNT icon is enlarged

Open an account via SC Mobile to enjoy 1.88%p.a. HKD Preferential Savings Interest Rate and other amazing offers

Mobile Account Opening

Open an Integrated Deposits Account via SC Mobile app to start banking from home. It only takes you a few minutes!

Features

Learn More Learn More

Exclusive offers for new clients

Open your account in a few minutes

Download SC Mobile app and click “Open An Account”

Step 1

Download SC Mobile app and click “Open An Account”

Confirm you are not holding any Deposits Account with SC now

Step 2

Confirm you are not holding any Deposits Account with SC now

Verify your HKID

Step 3

Verify your HKID

Take a selfie for facial recognition

Step 4

Take a selfie for facial recognition

Fill in your personal details and set up online banking credentials

Step 5

Fill in your personal details and set up online banking credentials

Sit back and we will notify you of the application status shortly

Step 6

Sit back and we will notify you of the application status shortly

For China resident Identity Card or Exit Entry Permit holder, you can make an appointment for Hong Kong account opening via SC Mobile.

SC mobile key setup and account setup as prompted

Step 1

SC mobile key setup and account setup as prompted

Complete a simple quiz for us to know more of your  preferred banking needs

Step 2

Complete a simple quiz for us to know more of your preferred banking needs

View our recommended offer and banking plan for you

Step 3

View our recommended offer and banking plan for you

View other options to select your preferred offer and banking plan

Step 4

View other options to select your preferred offer and banking plan

Pick an ATM card you prefer

Step 5

Pick an ATM card you prefer

It’s done and you can start banking with us!

Step 6

It’s done and you can start banking with us!

Choose the Banking Plan that best suits you
Priority Banking

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Premium Banking

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Easy Banking

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Relationship Balance Requirement HKD1,000,000 or above HKD200,000 or above
Maintenance fee HKD900 per quarter8 Free Free
Banking Plan Welcome Offer Up to HKD22,500 Cash Rebate or 225,000 Asia Miles

Enjoy HKD4,000 Cash Rebate or 40,000 Miles   for first HKD1M new funds. Enjoy HKD3,000   Cash Rebate or 30,000 Miles for subsequent   every HKD1M new funds. Up to HKD22,000 Cash   Rebate or 220,000 Asia Miles.

Sign up Priority Banking via SC Mobile for   HK$500 or 5,000 Asia Miles extra reward.

Up to HKD900 Cash Rebate / 9,000 Asia Miles • Open a Bonus Payroll Account to enjoy up to 9.5% cash rewards for your everyday spending with Smart Card 4,5,6,7

• Open an account via SC mobile to enjoy 1.88% p.a. HKD Preferential Savings Rate10

Support & expertise • Dedicated Relationship Manager

supported by a team of experts
to ensure you take advantage of market opportunities

My RM9

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Chatbot – Stacy

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• Premium Executive

– Help manage your finances reachable on our website or SC Mobile App

– Provide you with simple financial solutions

– Assist you on the full suite of banking and wealth management enquiries

Chat with Live Agent

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Chatbot – Stacy

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• Chat with Live Agent

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Chatbot – Stacy

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Eligibility

WHO CAN APPLY?

  • Not holding any Standard Chartered Bank (Hong Kong) Limited  deposit account, including Savings Account; Current/ Cheque Account; Integrated Deposits Account; Time Deposit Account;
  • Holding a valid adult Hong Kong Identity Card (HKID);
  • Hong Kong Permanent or non-Permanent Resident aged 18 or above;

‌‌‌     ‏‌

  • Non-US Resident, non-US citizen and not holding a US Permanent Resident Card (Green Card);
  • Opening this account for personal use purpose.
Remarks
  1. Only applicable to new Standard Chartered banking customers who do not hold any current or savings account with us. For existing customers, please login to Online Banking or visit the branch for account opening.
  2. To apply via SC Mobile app, you must have a mobile device which is supported with iOS version 11 or above (iPhone 5S or later model) or with Android version 7.0 or above; and equipped with front and back camera, and with gravity sensor.
  3. For any of the Bank’s products services , or application or utilizing any of the Bank’s services that requires your handwritten signature, e.g. cheque book request, please visit any of our branches to provide us with a specimen of your handwritten signature.
  4. Details of the Smart Card Cash Rewards categories:
    Each Reward Category Total Percentage of Cashback Earned Components for Total Percentage of Cashback Earned
    Smart Card Eligible Transactions made at designated merchants or categories

    For more details, please refer to Standard Chartered Smart Credit Card Rewards Scheme Terms and Conditions and Standard Chartered Smart Credit Card Spring and Summer Offer.

    6.5% Cash Rewards 4.44% under Smart Credit Card Limited Time Offer + 0.56% under Smart Credit Card Rewards Scheme + 1.5% under Easy Banking Smart Card Cash Rewards for New Bonus Payroll Account Clients
    Smart Card Eligible Transactions made at 8% Merchant(s)

    For more details, please refer to Standard Chartered Smart Credit Card Rewards Scheme Terms and Conditions and Standard Chartered Smart Credit Card Spring and Summer Offer

    9.5% Cash Rewards 7.44% under Smart Credit Card Limited Time Offer + 0.56% under Smart Credit Card Rewards Scheme + 1.5% under Easy Banking Smart Card Cash Rewards for New Bonus Payroll Account Clients
    Other Eligible Merchant Transactions 2.06% Cash Rewards 0.56% under Smart Credit Card Rewards Scheme + 1.5% under Easy Banking Smart Card Cash Rewards for New Bonus Payroll Account Clients
  5. The Extra Cash Rewards will be calculated and credited into Eligible Client’s savings account quarterly according to the schedule as stated in the Terms and Conditions. As for other Smart Card Rewards, CashBack earned will be shown on the 360° Rewards Redemption Platform.
  6. The Extra Cash Reward is calculated starting two calendar months after a successful sign up of a new Bonus Payroll Account and is only applicable to the first HKD5,000 monthly card spending on Eligible Transactions for the next 12 calendar months (i.e., total spending cap at HKD60,000).
  7. For the Terms and Conditions of the Easy Banking Extra 1.5% Smart Card Cash Rewards for New Bonus Payroll Account Clients, please click here.
  8. If the average daily Relationship Balance of the Priority Banking Client within the quarter falls below HKD1,000,000, a maintenance fee of HKD900 will be charged for the quarter. For details, please refer to the Service Charges booklet.
  9. My RM services are only applicable to selected Priority Banking clients.
  10. The Preferential Savings Interest Rate Offer is only applicable to new clients who did not hold any deposit account, including Savings Account, Current/ Cheque Account, Integrated Deposits Account and Time Deposit Account, with Standard Chartered Bank (Hong Kong) Limited in the past 12 months from the date of the current submission of an application for an Integrated Deposit Account via SC Mobile.
  11. This webpage does not constitute any prediction of likely future price movements. Investors should not make investment decisions based on this webpage alone. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.
a QR code to download SC mobile with a mobile phone opened SC mobile

SC MOBILE APP

Manage your finances on the go

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FAQs

  • To be eligible to apply for an Integrated Deposits Account via SC Mobile App, you should meet ALL the following criteria:

    1. Not holding any of the following deposit account with Standard Chartered Bank (Hong Kong) Limited:

    • Savings Account
    • Current/ Cheque Account
    • Integrated Deposits Account
    • Time Deposit Account

    2. Holding a valid Hong Kong Identity Card (HKID);

    3. Hong Kong Permanent or non-Permanent Resident aged 18 or above;

    4. Non-US Resident, non-US citizen and not holding a US Permanent Resident Card (Green Card);

    5. Opening this account for personal use purpose.

  • Yes, as long as you do not hold any deposit account with us and meet the other requirements listed above at the time of IDA application via SC Mobile. Your personal information under your existing Standard Chartered credit card will be updated according to the mobile application form after your bank account is opened.

  • Yes, as long as you are a new bank client and meet the above requirements.

  • Once your account is opened, a UnionPay Single Currency Standard Chartered ATM Card will be issued to you.

    Please login SC Mobile to set up your account and select your preferred banking offers with a different card design within 30 days after your account is opened.

    Please note our account setup is available in SC Mobile from 8AM to 10PM Monday to Sunday.

    If you do not complete the account setup, the prevailing savings interest rates will continue to be applied on your Integrated Deposits Account opened via SC Mobile App, and your banking plan will remain to be Easy Banking.

Promotion Terms and Conditions

General Terms and Conditions and Declaration

Risk Disclosure Statement

Risk Disclosure Statement for RMB Deposit Services

  • Renminbi (“RMB”) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
  • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.

Foreign Exchange Risk Disclosure Statement

  • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses in the event that the client converts a time deposit from the foreign currency to HKD.

 

Notes:

This webpage does not constitute any prediction of likely future price movements. Investors should not make investment decisions based on this webpage alone. This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.