Terms and Conditions
for Securities Services
AND CONDITIONS FOR SECURITIES SERVICES
Terms and Conditions for Points Redemption
TERMS AND CONDITIONS FOR POINTS REDEMPTION
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND THE DATA
SERVICES AVAILABLE AT THIS SITE.
THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND STANDARD CHARTERED
BANK (HONG KONG) LIMITED ("THE BANK") ESTABLISHING THE
TERMS AND CONDITIONS ON WHICH THIS SITE MAY BE USED. USE OF ANY
OF THE ONLINE SERVICES AVAILABLE AT THIS SITE IMPLIES THAT YOU ACCEPT
THESE TERMS AND CONDITIONS.
IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE DO NOT
ACCESS THIS SITE OR USE ANY OF THE ONLINE SERVICES AVAILABLE AT
Standard Chartered Bank is incorporated in England and Wales with
limited liability by Royal Charter 1853 under reference ZC18. The
principal office of Standard Chartered Bank is situated in England
at 1 Basinghall Avenue, London, EC2V 5DD.
In Hong Kong, we operate under a locally incorporated subsidiary
- Standard Chartered Bank (Hong Kong) Limited.
JURISDICTION AND RESTRICTIONS
The Bank controls and maintains this site from the Hong Kong Special
Administrative Region ("Hong Kong"). The information and
material contained in, and the online services available at, this
site are directed at and restricted to individuals resident, or
entities having a place of business, in Hong Kong. The Bank makes
no representation that the information and material contained in
this site is appropriate or permitted for use in jurisdictions outside
These terms and conditions are governed by the laws of Hong Kong
and you agree that any dispute shall be subject to the non-exclusive
jurisdiction of the courts of Hong Kong.
THE DISTRIBUTION OF MATERIAL CONTAINED IN THIS SITE MAY BE RESTRICTED
IN CERTAIN JURISDICTIONS BY LAW. IT IS YOUR RESPONSIBILITY TO FIND
OUT WHAT THOSE RESTRICTIONS ARE AND TO OBSERVE THEM.
The information and material contained in this site is provided
"as is" for general information and indication purposes
only and is subject to change without notice. The Bank makes no
representation as to and does not warrant the accuracy, adequacy
or completeness of any such information or material and you should
not rely on it as accurate, adequate or complete. The Bank expressly
disclaims liability for errors or omissions in such information
and material. The Bank gives no warranty of any kind, whether implied,
express or statutory, including without limitation as to merchantability,
fitness for a particular purpose, title, non-infringement of third
party rights or freedom from computer virus, in respect of such
information and material. Some information contained in this site
has been provided by or taken from third party sources which the
Bank believes to be reliable. The Bank has not verified and does
not warrant or represent that such information is accurate, complete
or fair. Geographic, political, economic, statistical and financial
data are in certain cases presented in approximate, summary or simplified
form and may be subject to change over time.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, the Bank excludes liability
for any direct, indirect, consequential, special or incidental damage,
loss or expense, whether caused by negligence or otherwise, which
has arisen directly or indirectly from your use of or reliance on
any information or material contained in any site owned and/or operated
by any third party accessed using a reference from this site whether
by hypertext link, book mark recommendation or otherwise, in all
the above cases whether or not the Bank has been notified of the
possibility of such damage, loss or expense. The Bank's inclusion
of hypertext links does not imply any endorsement of any material
on linked sites.
Please note that any software downloaded from this site is downloaded
at your own risk. The Bank neither assumes nor accepts liability
for any loss or damage (whether direct or indirect), howsoever caused,
resulting from any computer viruses, Trojan horses, worms, software
bombs or similar items or processes arising from your use of software
downloaded from this site, in each case where such event arose out
of circumstances beyond the Bank's reasonable control.
PRODUCTS AND SERVICES
The information and material contained in this site should not
be regarded as an offer or solicitation to buy or sell investments.
Use of the products or services described in this site may not be
permitted in some countries and, if in doubt, you should check with
your local regulator or authority before requesting further information.
This site does not constitute an offer on the part of the Bank to
provide any of the products or services described herein to persons
or entities resident in any country where such offer is not authorised
for distribution in such country or where local laws or regulations
in such country do not permit the use of such products or services.
BY PROCEEDING TO READ THIS INFORMATION YOU ARE AGREEING THAT YOU
DO NOT RESIDE IN OR ARE NOT PROPOSING TO PURCHASE OR SUBSCRIBE FOR
ANY PRODUCTS OR SERVICES FROM ANY JURISDICTION OUTSIDE HONG KONG.
IF THIS IS NOT THE CASE, PLEASE CLICK THE "BACK"
BUTTON ON YOUR BROWSER.
Products and services are available at the discretion of the Bank
or the relevant Standard Chartered Bank Group company or associate,
subject to the individual terms and conditions on which they are
offered, and such products and services may be withdrawn or amended
at any time without notice. The full range of products and services
may not be available in all locations. Fees, commissions and other
charges may apply to certain services. The office providing such
services can provide details.
Transactions with any office of Standard Chartered Bank outside
the United Kingdom or with any Standard Chartered Bank Group company
outside the United Kingdom are not protected by the United Kingdom's
regulatory regime. Transactions with non-Standard Chartered Bank
Group companies referred to in this site will not normally be protected
unless otherwise indicated.
You agree that any of your personal data collected by the Bank
from this site at any time may be used for such purposes and disclosed
to such persons as may be in accordance with the Bank's personal
information collection and privacy policies set out in statements
published by the Bank from time to time. A copy of the Bank's current
You hereby agree fully and effectively to indemnify and to keep
indemnified the Bank against any action, liability, cost, claim,
loss, damage, proceeding or expense (including legal fees, costs
and expenses on a full indemnity basis) suffered or incurred by
the Bank arising from or which is directly or indirectly related
||your access to and/or use of this
site except where you have fully complied with any guidelines,
procedures or instructions relating to the proper use of this
site from time to time notified to you by the Bank whether on
this site or otherwise and have exercised reasonable care in
using this site; or
||any breach or non-observance by
you of any of these terms and conditions.
The Bank may terminate this agreement, your access to this site
and your use of the online services available at this site at any
time with or without cause or notice.
The Bank reserves the right in its discretion to change any information
or material contained in this site and the terms and conditions
on which this site may be used.
INTELLECTUAL PROPERTY RIGHTS
All contents of this site including, without limitation, the text,
graphics, links and sounds are the copyright of Standard Chartered
PLC and may not be copied, downloaded, distributed or published
in any way without the prior written consent of Standard Chartered
"Standard Chartered", "Standard Chartered Bank"
and are registered trade marks
and service marks of Standard Chartered PLC and no permission or
licence is granted to use any such trade marks or service marks
without the prior written consent of Standard Chartered PLC. All
other marks, names and logos used on this site relating to companies
within the Standard Chartered Bank Group or to their products or
services are intellectual property rights held by companies within
the Standard Chartered Bank Group unless otherwise stated.
In respect of any information (other than personal data) or material
which you submit to Standard Chartered Bank at this site, you grant
Standard Chartered Bank a licence to use such information or material
for any purpose it deems necessary, including without limitation
the copying, transmission, distribution and publication thereof,
unless restricted by law. You agree that Standard Chartered Bank
shall not be under any obligation of confidentiality to you regarding
any such information or material unless otherwise agreed in a separate
direct contract between you and Standard Chartered Bank or required
COPYRIGHT © STANDARD CHARTERED PLC 2006. ALL RIGHTS RESERVED.
information supplied by you on this Web Site. It is necessary for
you to supply Standard Chartered Bank (Hong Kong) Limited ("the
Bank") with personal information on this Web Site in connection
with the provision of the services you have requested or are about
to request at this Web Site. Failure to supply such information
may result in the Bank being unable to provide these services.
The Bank respects the privacy of your personal information. The
purposes for which any personal information provided by you to the
Bank through this Web Site may be used will vary depending on the
nature of the relationship which you as a data subject have with
the Bank. Broadly, they may comprise all or any one of more or the
following purposes :-
the processing of applications for banking services
the daily operation of the services and facilities
provided to its customers;
conducting credit checks;
assisting other financial institutions to conduct
credit checks and collect debts;
ensuring ongoing credit worthiness of data subjects;
designing financial services or related products
for customers' use;
marketing financial services or related products;
determining the amount of indebtedness owed to
or by data subjects;
the enforcement of data subjects' obligations,
including without limitation the collection of amounts outstanding
from data subjects and those providing security for data subjects'
meeting the requirements to make disclosure under
the requirements of any law binding on the Bank or its head
office or any of its branches;
enabling an actual or potential assignee of the
Bank, or participant or sub-participant of the Bank's rights
in respect of the data subject, to evaluate the transaction
intended to be the subject of the assignment, participation
or sub-participation; and
purposes relating to any of the above purposes.
This Policy will not alter or affect any information otherwise
provided by you to the Bank.
The details which you are requested to provide on this Web Site
may be transferred within the Standard Chartered Bank Group. This
may include transfer to other parts of the Standard Chartered Bank
Group in different jurisdictions and by using this Web Site you
consent to such transfer. In providing your telephone and facsimile
numbers you are agreeing that the Bank may contact you by telephone
and facsimile. Other than to those individuals and entities listed
below, the Bank will not reveal your details to any external body,
unless the Bank either has your permission, or is under a legal
obligation or any other duty to do so. The information provided
by you at this Web Site may be disclosed by the Bank to the following
parties for the purposes set out in the foregoing paragraphs:
Any agent, contractor or third party service provider
who provides administrative, telecommunications, computer, payment
or securities clearing or other services to the Bank in connection
with the operation of its business;
Any other person under a duty of confidentiality
to the Bank including a group company of Standard Chartered
Bank which has undertaken to keep such information confidential;
The drawee bank providing a copy of a paid cheque
(which may contain information about the payee) to the drawer;
Credit reference agencies and, in the event of
default, debt collection agencies;
Any actual or proposed assignee of the Bank or
participant or sub-participant or transferee of the Bank's rights
in respect of the data subject.
The Bank wishes to assure you that your personal information will
be treated as confidential and with high standards of security.
The Bank pledges its intention fully to meet internationally recognised
standards of personal data privacy protection and to comply with
the requirements of applicable data protection/privacy laws. In
doing so, we will ensure compliance by our staff with the strictest
standards of security and confidentiality. In addition Standard
Chartered Bank Group has implemented a mandatory IT security policy,
which is intended to achieve a level of security compliance similar
to the relevant elements of British Standard 7799.
However, it is your responsibility at all times to maintain the
secrecy of your user ID and login password.
Personal data provided by you are retained for as long as the purposes
for which such data were collected continue. Data are then destroyed
unless their retention is required to satisfy legal, regulatory
or accounting requirements or to protect the Bank's interests. As
a general rule the maximum retention period is 7 years.
In order to improve our Internet service to you, we will occasionally
use a "cookie". A cookie is a small amount of data that
our web server sends to your web browser when you visit certain
your interest in our Web Site and to store and maintain user preferences.
The Bank reserves the right to amend its prevailing Data Protection
intended to, nor does it, create any contractual rights whatsoever
or any other legal rights, nor does it create any obligations on
the Bank in respect of any other party or on behalf of any party.
Nothing in this Notice shall limit the rights of data subjects under
the Personal Data (Privacy) Ordinance, Chapter 486 of the Laws of
Hong Kong, SAR.
You have the right to ascertain the Bank's policies and practices
in relation to personal data, to be informed of the kind of personal
data held by the Bank and to check whether the Bank holds data about
you. You also have the right to request correction of and, on payment
of a fee, access to personal information about you held by us. In
relation to consumer credit you also have the right to request to
be informed which items of data are routinely disclosed to credit
reference agencies and, in the event of default, to debt collection
agencies, and to be provided with further information to enable
the making of an access or correction request to the relevant credit
reference agency or debt collection agency. If you wish to access
or to ask for correction or deletion of any of your personal data
held by us, or if you have any questions concerning our data protection
and privacy policies and practices and kinds of personal data held,
please contact our Data Protection Officer at:
STANDARD CHARTERED BANK (HONG KONG) LIMITED
GPO Box 21, Hong Kong
For more information of "Notice to customers and other individuals relating to the Personal Data (Privacy) Ordinance ("Ordinance")" and the Code of Practice on Consumer Credit Data ("Notice")", please click here.
COPYRIGHT © STANDARD CHARTERED PLC 2006. ALL RIGHTS RESERVED.
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