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Get ready for financial freedom with Debt Consolidation Programme

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Saved Interest up to 95%

Handling Fee

0%

Loan Tenor

up to 84 months

Loan Amount

Up to 24X monthly salary or HKD 2,000,000 (whichever is lower)

assets

CashBack Table

assets

CashBack Table

Loan Amount from

CashBack - 12-84 months

For new clients^ - 36-84 months

Tier 1

HKD 100,000

HKD 800

Tier 2

HKD 500,000

HKD 3,000

Tier 3

HKD 700,000

HKD 5,000

Tier 4

HKD 1,000,000

HKD 11,000

Tier 5

HKD 1.500,000

HKD 20,000

+ additional HKD 1,000

Swipe right to view the next tier

The Annualised Percentage Rate ranged from 4.67% to 36%. and flexible repayment period of 12 to 84 months. An APR is a reference rate which includes the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.

Before you Apply

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD96,000 or above

Required Documents

  • Your Hong Kong Permanent Identity Card
  • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries or latest 1 month’s computer generated Payroll Slip, or latest Tax Demand Note
  • For irregular income earners, please enclose your latest 3 month’s Bank Statements / Passbook showing your name, account number and salary entries or latest 3 month’s computer generated Payroll Slip, or latest Tax Demand Note
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note
  • Note: The bank reserves the rights of requiring more supportive documents for further review.

^New Clients are applicants who are not holding any loans and/or credit cards issued by the Bank at the time of this application​

  1. The Monthly Flat Rate shown above is for reference only. The actual monthly flat rate will be subject to the Bank’s approval on a case-by-case basis. The Annualised Percentage Rate (“APR”) is 4.67% (based on the loan amount of HKD200,000 or above with tenor of 36-month and the actual Monthly Flat Rate). An APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards at the time of this application. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions.​
  2. The Annualised Percentage Rate ranged from 4.67% to 36% and flexible repayment period of 12 to 84 months. An APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.​

The operating hours of our Loan Application Hotline are from Monday to Friday: 10am – 7pm.

Up to HKD 21,000 CashBack Up to HKD 21,000 CashBack

To borrow or not to borrow? Borrow only if you can repay!

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