Personal

Business

Cross Border

Limited Offer

Get loan amount of

HKD
Please enter amount between 5000 and 4000000
Increase to HKD100,000 to enjoy CashBack
500
2000
3000
8000
CashBack

Loan Period ( in Months )

Increase tenure to enjoy CashBack

with monthly repayment of

HKD 905 2.88% p.a.

You will get HKD 1,000 in CashBack

Click to increase to 36 months tenor to enjoyCash Back of HKD 1,500»
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Realise your goals

Daily loan interest

as low as HKD 10^

Handling Fee

0%

Loan tenor

up to 60months

Loan Amount

Up to 18X monthly salary or HKD 4,000,000 (whichever is lower)

If you are borrowing HKD 1,500,000 more, you will be rewarded up to HKD 8,000 CashBack! Explore the CashBack table now and dive into a world of exclusive benefits waiting just for you!

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CashBack Table

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CashBack Table

Loan Amount from

CashBack - 36/48/60 months

Tier 1

HKD 100,000

HKD 500

Tier 2

HKD 400,000

HKD 2,000

Tier 3

HKD 500,000

HKD 3,000

Tier 4

HKD 1.500,000

HKD 8,000

Swipe right to view the next tier

The Annualised Percentage Rate ranged from 1.85% to 36% and flexible repayment period of 12 to 60 months. An APR is a reference rate which includes the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.

Before you Apply

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD96,000 or above

Required Documents

  • Your Hong Kong Permanent Identity Card
  • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries or latest 1 month’s computer generated Payroll Slip, or latest Tax Demand Note
  • For irregular income earners, please enclose your latest 3 month’s Bank Statements / Passbook showing your name, account number and salary entries or latest 3 month’s computer generated Payroll Slip, or latest Tax Demand Note
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note
  • Note: The bank reserves the rights of requiring more supportive documents for further review.

^ Daily loan interest as low as HK$10 (rounded down to the nearest integer) is calculated with the loan amount of HK$100,000, tenor of 12 months and monthly flat rate of 0.31% which is equivalent to APR of 7.01%. (Loan amount: $100,000 * monthly flat rate 0.31% * Tenor 12 months) / 365 days = HK$10.19

# The Annualised Percentage Rate is 1.85% (for clients with loan amount of HKD$1,500,000 or above and tenor of 12 months). APRs are reference rates which include the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The preferential interest rates are only applicable to clients who are not holding any Standard Chartered Credit Cards/Personal Loan at the time of this application. The Bank reserves the right to determine the applicable loan interest rate and handling fee, and to approve a person instalment loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors as the Bank may consider in its absolute discretion. All offers are subject to Terms and Conditions

  1. The Monthly Flat Rate shown above was for reference only.
  2. For every HKD1,000 loan amount.
  3. The above Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). This APR does not include CaskBack.

The Annualised Percentage Rate ranged from 1.85% to 36% and flexible repayment period of 12 to 60 months. An APR is a reference rate which includes the basic loan interest rate and other applicable fees and charges of a product expressed as an annualised rate. This APR does not include CashBack. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.

The operating hours of our Loan Application Hotline are from Monday to Friday: 10am – 7pm.

Up to HKD8,000 CashBack Up to HKD8,000 CashBack

To borrow or not to borrow? Borrow only if you can repay!

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