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Refer friends to apply for a card successfully and earn up to 140,000 miles

From 7 January to 15 March 2026, simply register for the Standard Chartered Mastercard “Team Up! Miles Up! Referral Programme” to boost your rewards. From then on, every successful referral will earn you an extra 2,000 miles or HKD200 CashBack / Cash rebate on top of the original rewards. Giving you a total of 7,000 miles or HKD700 CashBack / Cash rebate for every successful referral.
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Team Up! Miles Up! Referral Programme

Kick off the all-new “Team Up! Miles Up! Referral Programme” and earn up to 140,000 miles or HKD14,000 CashBack / Cash rebate to fly further and enjoy more of life.

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How to register for the Team Up! Miles Up! Referral Programme

    Promotion period:
    7 January 2025 – 15 March 2026

    Programme Highlights:
    During the promotion period, once you have successfully registered for the “Team Up! Miles Up! Referral Programme”, every successful referral for a Standard Chartered Cathay Mastercard unlocks a boosted reward.

    Receive an additional 2,000 miles or HKD200 CashBack / Cash rebate – on top of the original 5,000 miles or HKD500 CashBack / Cash rebate – totaling to 7,000 miles or HKD700 CashBack / Cash rebate per successful referral*.

    Registration steps:

  • Start a conversation via the Bank’s official Facebook page or Instagram page
  • Enter “Team Up Miles Up”
  • Follow the instructions to share your referral link and complete the registration process
  • A confirmation message and reference number will be sent to you in the chat upon successful registration

    • *Referral rewards (Asia Miles or CashBack / Cash rebate​) will be determined based on the products you hold with the Bank.

    To borrow or not to borrow? Borrow only if you can repay.
    Terms and conditions apply.

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SC Referral Club Privileges

    For referring customers (referrers):

    For each successful referral of a Standard Chartered Cathay Mastercard, you will receive:

  • HKD500 CashBack / Cash rebate; or
  • 5,000 miles (applicable to principal cardholders who hold Standard Chartered Cathay Mastercard  only and  without a sole or joint account with the Bank)

    • If you have also successfully registered for Team Up! Miles Up!, each successful referral will earn:

  • HKD700 CashBack / Cash rebate; or
  • 7,000 miles (applicable to principal cardholders who hold Standard Chartered Cathay Mastercard only and  without a sole or joint account with the Bank)

    • Protecting your assets is our top priority. To prevent misuse of your personal information, please check the following before clicking any Standard Chartered Bank link:

  • Ensure the URL starts with https://www.sc.com / https://scb-hk.onelink.me;
  • Make sure the link hasn’t been redirected and carefully check the website for any suspicious signs

    • For referred customers (referees):

    New credit card clients1 can enjoy:

  • 10,000 extra miles with no spending requirement
  • Up to 120,000 miles under the current welcome offers

    • Existing credit card clients2 can enjoy:

  • 5,000 extra miles with no spending requirement

    • 1A new credit card client refers to an applicant who does not currently hold and has not cancelled any Standard Chartered or MANHATTAN principal credit card issued by Standard Chartered Bank (Hong Kong) Limited within the past six months from the approval date of the currently applied Standard Chartered principal credit card.

    2 An existing credit card client refers to an applicant who currently holds, or has cancelled within the past six months from the approval date of the currently applied Standard Chartered Cathay Mastercard principal credit card, any Standard Chartered or MANHATTAN principal credit card (excluding the Standard Chartered Cathay Mastercard)

Easy steps to earn referral rewards

 
Protecting your assets is our top priority. To prevent misuse of your personal information, please remind your friends to check the following before clicking any Standard Chartered Bank link:
  • Ensure the URL starts with https://www.sc.com or https://scb-hk.onelink.me ;
  • Ascertain the identity of the sender;
  • Make sure the link hasn’t been redirected and carefully check the website for any suspicious signs

The SC Referral Club is open to all existing primary account holder of deposit accounts and principal cardholders of credit cards to invite their friends to Standard Chartered and earn CashBack/cash rebates or Asia Miles on successful referrals.

For details on Referrer offers, please refer to the Additional Terms and Conditions of the respective SC Referral Club Programs/Products.

Your friend and family will receive a sign-up reward if he/she has successfully signed up for an eligible product and fulfil the sign-up eligibility criteria. For details, please refer to each of the Terms and Conditions of these products that he/she is applying for.

For details on Referee eligibility for each Products/Programs on New Services(s) , please refer to the Additional Terms and Conditions of the respective SC Referral Club Programs/products

Your referral cashback will be credited to your account. For detail timing for each product/program, please refer to each of the Terms and Conditions of these products.

Terms & Conditions

To borrow or not to borrow? Borrow only if you can repay!