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Investment involves risks. This web page reflects the views of the Wealth Management Group of Standard Chartered Bank and is for information purpose only. It is not intended to be an offer or solicitation on any transaction and does not constitute any investment advice.

The prices of investment products fluctuate, sometimes dramatically. The prices of investment products may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment. Please read the Risk Disclosure of separate investment products/ services.


This web page has been issued by Standard Chartered Bank (Hong Kong) Limited ("SCBHK") in the conduct of Hong Kong regulated business.

All or any part of this web page may not be reproduced or further transmitted, nor should it be distributed in the U.S, Canada or Australia.

For the materials and information which are not delivered by the representative of SCBHK or not delivered in the capacity as the representative of SCBHK, they do not represent SCBHK’s views and are not endorsed by SCBHK. SCBHK does not make any representation or warranty as to the correctness, completeness, accuracy, reliability or timeliness of any of the materials and information in this web page. The opinions are subject to change without notice and should not be construed as a recommendation of any individual holdings or market sectors.

This web page and its content are not intended and shall not in any way be construed as an offer or solicitation to the public in Hong Kong for the purchase or sale of any product, services, securities, regulated investment agreement or collective investment scheme, or a recommendation to adopt any hedging, trading or investment strategy, nor is it intended to constitute a representation as to future movements in rates or prices or that any such future movements will not exceed those shown in any illustration.

Whilst every care has been taken in preparing the information and contents set out in this web page, SCBHK makes no guarantee, representation or warranty of any kind, express, implied or statutory regarding, and accepts no responsibility or liability as to its accuracy or completeness. The information and contents set out in this web page are distributed on the express understanding that, whilst the information and content in it is believed to be reliable, it has not been independently verified by SCBHK. Except as specifically indicated, the expressions of opinions, projections and estimates are those of SCBHK on the publication date only and are subject to change without notice.

SCBHK is not providing any financial or investment advice.

The information and contents set out in this web page is meant for general information, reference and evaluation only and has not taken into account your specific investment objects, financial situations, particular needs or your personal circumstances. You should not rely on any contents of this web page in making any investment decisions. Before making any investment, you should carefully read the relevant offering documents and seek independent legal, tax and regulatory advice. In particular, you should seek the advice of a licensed financial adviser regarding the suitability of the investment product, taking into account your specific investment objectives, financial situation or particular needs, before you make a commitment to purchase the investment product. SCBHK accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this web page, howsoever arising, and including any loss, damage or expense arising from but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this web page, its contents or associated services, or due to the unavailability of the web page or any part thereof or any contents.

Any prediction, projection or forecast contained herein as to likely future movements in rates or prices or likely future events or occurrences constitutes an opinion only and is not necessarily indicative of actual future movements in rates or prices or actual future events or occurrences (as the case may be).

Past performance is not necessarily indicative of future performance; the value, price or income from investments may fall as well as rise.

SCBHK and its parent companies, subsidiaries, affiliate companies, employees and customers, may at times to the extent permitted by applicable law and/ or regulation seek to have interests in the securities (or relevant financial products) covered in this web page. Such interests include dealing in, holding, acting as market-makers, or performing financial or advisory services, in relation to any of the products or services referred to in this web page. SCBHK and its parent companies or affiliate companies may also have acted as a manager or co-manager of a public offering of the securities or financial products, and may also have an investment banking relationship with any companies mentioned in this web page. Accordingly, SCBHK, its parent companies, subsidiaries, affiliate companies may have a conflict of interest that could affect the objectivity of this web page. Please note however, unless otherwise stated, the issuer of the securities or products is not SCBHK or its parent companies, associate or connected companies, and the value of the securities or products depends on the ability of the issuer to perform its obligations under the securities or products.

The contents of this web page have not been reviewed by the Securities and Futures Commission of Hong Kong (SFC) or any regulatory authorities in Hong Kong.

If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.

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