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IMPS transaction
IMPS transaction

Carry out funds transfer on real-time basis with Immediate Payment Service (IMPS).

 

Send and receive money instantly with IMPS. Quick confirmation and speedy processing allow secure transfer of funds within minutes, even during the non-banking hours. An ideal solution in case of urgent financial needs.

IMPS Charges

Click here to know the schedule of charges applicable for your bank account.

How it works

How to transfer money using an Account Number & the IFSC code?

  • Login to sc.com/in and click on Transfer.
  • Select 3rd Party Transfer & select beneficiary.
  • Select “IMPS” as transfer mode.
  • Enter other details & accept T&C for transfer.
  • Enter OTP received on your registered mobile number.
  • Transaction completed and confirmation SMS received.

View the list of IMPS participating banks here

How to transfer money using Mobile Number and Mobile Money MMID?

  • Login to sc.com/in and click on Transfer.
  • Select 3rd Party Transfer & select beneficiary with MMID.
  • Select Transfer Funds through IMPS using Mobile Number and MMID
  • Enter other details & accept T&C for transfer.
  • Enter OTP received on your registered mobile number.
  • Transaction completed and confirmation SMS received.

View the list of IMPS participating banks here

What is MMID?

Mobile Money Identifier (MMID) is a 7 digit code issued by a participating bank to their Mobile Banking registered customers for availing IMPS service as a beneficiary. Every account will have a unique MMID.
If you wish to receive funds using this mode, you need to generate a MMID for your account.

How to generate your MMID?

Online Banking
Login to www.sc.com/in >> Click on Transfer >> Manage MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Setup MMID.

Mobile Banking
Login to SC Mobile >> Click on Move >> Manage MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Setup MMID.

FAQs

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