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Home Loan Benefits
  • Get Standard Chartered home loan at attractive interest rates

  • Avail high amount home loan with flexible repayment tenure options

  • No charges on prepayment of home loan.

Home Loan Features

Tailor made solutions

Get home loans of up to INR 35 Crore with flexible tenure repayment of up to 25 years.

Balance transfer with Top-up

Transfer your existing home loan and ease your EMIs with simplified balance transfer solutions at reduced rates.

Cashback Facilities on Home Loans

Avail cashback facilities on home loans and get rewarded upto 2% cashback based on your repayment track.

Home Loan Programme

Avail refinance on payments within 6 months of property purchase under the Home loan programme.
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Home Saver Online
Home Saver Online
Pay your home loan in half the time and at half the cost with Home Saver

  • Photo identity
  • Proof of residence
  • Proof of age

Financial documents required (self-attested)

  • Salaried individuals –
    • 2 months salary slip (If variable components present in salary structure)
    • Latest year Form-16
    • Bank statements for the last 3 months
  • Self-employed individuals / professionals –
    • Latest 2 years IT returns and computation of income (firm and individuals)
    • Latest 2 years P&L statements, balance sheets (along with all the schedules) and capital account statements, certified by a C.A
    • Latest 2 years audit reports
  • [For self employed : Turnover > 1,00,00,000; For self employed professionals : Gross receipts > 25,00,000 ] and bank statements of the primary bank account for latest 6 months.
  • For partnership firms: partnership deed is required.
  • For private limited firms:
    • Shareholding pattern or memorandum and articles of association, attested by a C.A.
    • List of directors.

Property paper copies ( first and last page to be self attested ).

  • Existing home loan facility details (Note: B & C can be provided prior to disbursal).
  • Sanction letter.
  • Original list of documents held by competition bank.
  • Latest outstanding of the loan sought to be bought over.
  • Other existing loans declaration.

The above list of documents is an indicative list and is acceptable based on Standard Chartered Bank’s existing policy, as applicable at the time of loan application.

For more details you can speak to your Relationship Manager (RM) or visit the nearest branch.

You can apply online or get in touch with us by calling in at our phone banking number, write to us at customer.care@in.sc.com or visit our branches.

The loan amount can go up to INR 35 Crore, depending on your repayment capacity, and the city where the loan is disbursed. The minimum loan amount that can be availed is INR. 10,00,000.

Processing fees may vary from 0.5% to 1% of the sanctioned loan amount depending on the scheme you choose.

You can include your immediate relatives (spouse, parents, or children) as co-applicants on the loan. Siblings can be co-applicants if they are co-owners to the property. You also have the option of including proprietor concerns, partnership firms, private limited companies, and closely held limited companies as co-applicants.

The processing fees will not be refunded.