Disclaimer

This is to inform that by clicking on the link, you will be leaving our www.sc.com/in and entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting our www.sc.com/in

Proceed to third party website
Fuel your passion with Personal Loans
  1. Loans
  2. Personal Loans

Fuel your passion with Personal Loans

Fulfil your life goals & turn your wishes into reality with our Personal Loans. Apply online & get instant approval.

Personal Loan Benefits1
  • flexible repayment tenures

  • of your outstanding in a year

  • at attractive interest rate

1 Terms and Conditions apply

Personal Loan Calculator

Borrow up to 4x your monthly income

Apply online

Get an instant approval on your Personal Loan application when you apply online

Attractive Processing Fee

Get Loan amount up to INR 50 lakh at attractive interest rate with discounted processing fee for online applications. Terms and condition apply

Flexible solutions

Whether you are salaried or self-employed, get flexible repayment tenures of up to 60 months

Part payment facility

Avail Part Payment option on your loan up to a maximum of 25% of your outstanding in a year

IDENTITY PROOF:
  • Aadhaar Card
  • Passport
  • Photo Pan Card
  • Driving License
  • Voter ID Card
  • Photo Ration Card
ADDRESS PROOF:
  • Passport
  • Telephone Bill
  • Ration Card
  • Electricity Bill
  • Driving License
  • Life / Medical Insurance Policy
  • Rental Agreement
  • Apartment Allotment Letter

A personal loan can be a great option when you urgently require money. Here are some advantages that a personal loan offers:

  1. The key advantage of taking a personal loan is that you can use the money for any purpose you want – going on a dream vacation, marriage, buying a coveted electronic gadget, renovating your house, etc.
  2. If you need money to start a business, you need not apply for commercial loans. Personal loan by Standard Chartered ranging between INR 1,00,000 – 50,00,000 can easily help you manage your initial startup costs.
  3. You can also take a personal loan to pay off all your existing debts. You can use a certain percentage of the loan amount to clear off all debts and pay the personal loan amount in easy EMIs. When you successfully repay your loan, you will reach the end of the debt journey.

Both salaried and self-employed individuals can apply for Standard Chartered personal loans. Here are some unique benefits of availing a loan with Standard Chartered Bank:

  1. With Standard Chartered Bank, you can avail personal loans ranging from INR 1 lakh to INR 50 lakhs depending on your income.
  2. You get a discount on the processing fees if you apply online for a personal loan.
  3. The Standard Chartered Bank provides a repayment tenure between 12-60 months.
  4. You do not need to provide any collateral, security, or guarantor to avail a personal loan with Standard Chartered Bank.
  5. You can avail Part Payment option on your loan up to a maximum of 25% of your outstanding in a year.

The process of applying for a Standard Chartered personal loan is simple and hassle-free. Follow the steps below:

  1. You can click here to apply for a personal loan and provide the necessary details
  2. You will be navigated to the “View Quote” section wherein you can view the interest rate, principal amount, and much more
  3. Once you have completed the process, click on “apply online”.

The Standard Chartered Bank officials can contact you to verify the details and take the application ahead.

Here is the eligibility criteria of personal loan by Standard Chartered:

  1. An applicant must be between 22-58 years of age.
  2. The net monthly salary of the applicant should be greater than INR 22,000 per month.
Goomo Offer banner - left
Want to know our views across asset classes?
BACK TO TOP