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Loans and mortgages



  • An individual can avail a maximum limit of INR 20,00,000 against the security of Shares / Equity Mutual Funds which are in demat form The limits are  higher for other securities

  • Loan Against Securities can be availed  for Child Education, Purchase of Property , personal use and Balance Transfer for existing Loans subject to end use adherence. This has to be declared at the time of origination