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  1. Accounts and Deposits
  2. Prodigy Savings Account for Kids

#ImaginationActivated with Standard Chartered Prodigy Savings Account

Start an incredible journey and get exclusive benefits specially curated for your kids

Prodigy Savings Account Benefits
  • Get
    Joining benefits

    worth up to ₹ 3,499 from top brands like Hamleys, StoryTell, Lakme, Crocs India Zomato, Uber on spending INR5000+ via debit card* in first 3 months

  • Enjoy
    10X

    reward points on Prodigy debit card spends on your child’s birthday every year.

  • Set your
    Goals

    You have the option to name your child’s deposit based on the goals they want to achieve using the Online Banking/SC Mobile app.For example, “school fees,” “My 1 million” and so on.

Other Benefits

Prodigy Debit Card

Get a unique Debit Card with daily limit of INR 5,000 for shopping and cash withdrawal

Systematically save for your child's future

Open a Recurring deposit and get a MAB waiver if the the combined balance of your Prodigy Savings account and Recurring Deposit is greater than INR10,000 in a month

Convenient Access

Manage your child’s account from anywhere, anytime using SC Mobile and Online Banking

Save for future

Get the benefit of Investment linked Insurance solutions for your young ones.

Age of the child should be below 18 years(Minor)

Child should be a Resident Indian

Id and Address Proof of the guardian

Aadhaar or Passport of the Minor

Photograph of Guardian and Minor

Declaration from the guardian

The Standard Chartered Prodigy Savings Account helps you systematically save for the future of your child’s desire. It comes with a debit card for children above 10 years of age.

Standard Chartered Prodigy Savings Account is specifically designed for children below 18 years of age. Child should be Resident Indian and you (guardian) should have a savings account with Standard Chartered Bank.

The Minimum Account Balance required for Child Prodigy Account is INR 10,000.

Children aged 10 and above can opt for the Standard Chartered Prodigy Debit Card. They can withdraw up to INR 5,000 per day from ATMs and at Point of Sale (POS) terminals.

Earn 2 reward points^ on every INR 100 spent on your Prodigy Debit Card. And there’s more, earn 10x rewards on spends done on minor’s birthday.
Refer Debit Card TnC for details

All eligible spends done the debit card on birthday will earn rewards. Reward Points will be credited to customers rewards account within 60 days of date of transaction.

A minimum of 500 points are required for redemption against the rewards catlogue and cardholder can call Phonebanking to request for redemption.

As per RBI guidelines on Enhancing Security of Card Transactions, your card is currently enabled only in India for POS and ATM transactions. You can enable other transactions (i.e. online, international, and contactless) by visiting the nearest branch.

Guardian will be provided with the Online Banking and SC Mobile app access to monitor the account

Yes. Cheque book will be issued for this account and the guardian would be the signing authority.

Yes. E-statement will be sent to the email id registered in the bank’s records.

Regular Savings Account rate is applicable on the Standard Chartered Prodigy Savings Account.

For details, please click here
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Recurring Deposit

Take a step towards your goals with hassle-free investments every month

Invest in Term Deposit and earn assured returns at attractive rates

Term Deposit

Invest in Term Deposit and earn assured returns at attractive rates

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