This is to inform that by clicking on the link, you will be leaving our www.sc.com/in and entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting our www.sc.com/in

Proceed to third party website

With Home Saver, your loan against property can be much lighter on your pocket.

Human, Person, Outdoors

With Home Saver, your loan against property can be much lighter on your pocket.

Fees and rates


Processing fee: for details refer to the schedule of charges.

The above rates are subject to revision from time to time and at the discretion of Standard Chartered.


Loan Against Property (LAP) saver illustration:

The table below shows how you can save on interest costs as well as shorten the tenure on your loan by opting for LAP saver:


Normal LAP
LAP Saver
Loan Amount 20,000,000 20,000,000
ROI 11.50% 11.75%
Loan Tenure (months) 180 180
EMI (INR) 233,638 233,638
Initial Deposit NA 1,000,000
 Average deposited in HS a/c  NA  2000000
 Total interest repaid (INR)  22,054,833  15,137,728
 Savings on interest (INR)  6,917,105
 Actual repayment period (months)  180  140
Tenure reduced by (months) 40


Savings compared to normal Loan against Property

Savings on interest: 32%

Reduction in tenure: 22%

Grab business opportunities with both hands

Achieve your company’s aspirations with competitive loans and credit facilities.



Straight2Bank (S2B) is a fully-integrated internet banking platform that allows you to perform all your transaction and view all banking information.

Reach us

You can contact us via 24×7 phone banking helpline, wide network of branches.

Service centers

Call, write or SMS us to reach our SME banking service centres.

Eligibility and documents


  • Minimum 3 years of business operation
  • Minimum annual turnover of INR 100 lakhs for entity
  • Sole Proprietorship entity
  • Partnership firm (Including Limited Liability Partnership firms)
  • Private Limited Companies(including closely held limited companies)
  • Entity should have profitable business

Documents required

  • Bank statements for the last 6 months.
  • 2-year financials including Profit and Loss (P&L) statement, balance sheet and income tax returns.
  • Documents related to establishment of entity, identity and address proof documents.
  • Specific details would be provided by the sales officer.


Terms and conditions