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Standard Chartered Personal Banking

Simple and smarter banking to help you save, spend and get rewarded.

Simple and convenient banking

Manage your savings the way you want, and from wherever you want.

    • Accounts and deposits

      A variety of Savings Account solutions that cater to an array of financial requirements

      •  Accounts that gets you access to your cash at 20,000 ATMs in India and 1 million VISA ATMs around the world.
      • Accounts linked with TDs having auto-sweep-in / sweep-out facility.
      • Accounts that are linked with Demat and broking services from Standard Chartered Securities in a single application.
      • Term (Fixed )Deposits to maximise your savings at higher interest rates.
      • A suite of products tailor made for Non-Resident Indians.
      • and more....
    • 24x7 digital banking

      Breeze through your banking transactions with our easy to use Online and Mobile banking solutions.

      • Manage & Transfer Funds with IMPS, NEFT, RTGS, UPI etc.
      • Bill payments to more than 100 payers on your mobile phone, tablet or laptop.
      • Access past 24 months e-statements, TDS certificates etc.
      • Secure authentication of your account when you call us via Voice ID recognition.
      • Touch ID login, make your fingerprint your password for mobile banking.
    • Employee Banking

      Convenient and simple, Standard Chartered’s Employee Banking Account is a world-class banking facility that allows you to streamline your salary payments from home or at work.

    • Debit cards

      A range of Debit cards for access to a world of offers and rewards, and with easy access to your cash worldwide.

    • Rewards

      An exciting rewards program for your banking relationship.

Simple financing solutions

Fast forward your plans with simple financing solutions. At Standard Chartered, our goal is to provide you access to the funds you need, when you need them.

    • Credit Cards

      Get spoilt for choice with our amazing range of credit cards

      • Get rewards or cashback on travel, fuel, dining, shopping spends and more.
      • Privileges such as complimentary airport lounge access, concierge services, and more.
      • An exciting online rewards catalogue to redeem your reward points with the 360° rewards program.
      • 20% cashback on all Uber rides till 30 September 2018.
      • A host of discounts and offers across dining, shopping, travel and much more with the Standard Chartered Good Life program.
      • A wide range of instant payment solutions like Bharat QR, Bharat Bill Pay Solution (BBPS), and Samsung Pay.
      • Online banking and Standard Chartered Mobile app to view your card balance and make convenient and instant card payments.
    • Personal loans

      Loans with flexible payments and competitive rates

      • Personal Loan up to 30 Lakh.
      • Loan against Securities / Term Deposits.
      • Payroll overdraft for salary accounts clients.
    • Home loans and mortgages

      Easy loans to make your dream home a reality

      • Home Loans up to INR 35 Crore.
      • Home Saver - pay back your home loan faster with reduced interest burden.
      • Cashback home loan – Avail of cashback facility on home loan and get rewarded with 2% cashback basis your repayment track. Cashback will be credited to your Standard Chartered savings account.
      • Loan against Property - Borrow up to 70% of the market value of your property.
      • Balance Transfer - Transfer your existing home loan to us with simplified balance transfer solutions at reduced rates with Top up facility.

Wealth and insurance

Our suite of carefully evaluated investment and Insurance solutions helps you on your journey to create and protect your wealth.

    • Grow your wealth
      • Wide range of investment products offered from all leading fund houses in India.
      • Transact in mutual funds conveniently with online mutual funds. Get fund ideas, market commentaries and view fund performance.
      • Access market views on the go, 24x7.
      • Remote wealth transaction platform to conduct your mutual fund transactions through the phone.
    • Insurance solutions
      • A wide range of life, health, home and personal accident insurance plans from our insurance partners.
      • Proprietary insurance needs analysis tool that helps us assess and recommend suitable insurance solutions, to protect the future dreams of your loved ones.
      • Digital platforms to ensure a convenient buying journey.

Rewards and promotions

We value your relationship and aim to do our best to recognize it. The more you bank with us, the greater the rewards.

    • Uber cashback offer
      • Take an Uber and enjoy 20% cashback on your credit card. Save up to INR 600 per month, till 30 September 2018. Terms and conditons apply.

    • The Good Life Programme
      • Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on your credit card.

    • 360° rewards
      • Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

    • Refer your friend
      • Earn up to INR 1 lakh when you refer your friends for Personal Loan or Home Loan.

Digital banking

Our fast, secure and convenient digital solutions ensure that you spend less time banking, and more time on things that you truly value.

  • Digital banking

    • UPI
      • A single mobile app for 24x7 access to all your bank accounts, simplifying the way you send or receive money.
    • Update your profile
      • Update your contact details, personal information and documents such as Aadhaar and PAN through our online / mobile platforms.

    • Bill payments
      • No need to track bill payment due dates. Register for bill payments, and set a standing instruction on all your utility bills.

    • Samsung Pay
      • No need to carry your card when you go out shopping. Digitise any credit card on supported Samsung phones to tap and pay. 

    • Online mutual funds
      • Invest in Mutual funds on online banking / Standard Chartered Mobile. Get fund ideas, track fund performance and complete your investment profile on the go.

    • Touch ID login
      • Simply use your fingerprint to log in to your Standard Chartered Mobile app. Available on select smartphones.

    • Voice ID
      • Your voice is now your password on Phone banking. No need to remember passwords or answer security questions.

Our Products