This is to inform that by clicking on the link, you will be leaving our www.sc.com/inand entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting our www.sc.com/in


A Savings Account Rewards programme that earns you more reward points when you transact with your Savings Account

Savings Account Rewards

A Savings Account Rewards programme that earns you more reward points when you transact with your Savings Account

Introducing the Savings Account Rewards program

A truly grand rewards programme that lets you earn for using your Savings Account, every time you carry out any of the below transactions. What’s more, you can redeem those reward points at the Standard Chartered 360° rewards

*Certain services may not be available on mobile banking

# SC digital savings account holders will earn 2X reward points on these transactions.

Transaction on which you can earn rewards

*Certain services may not be available on mobile banking

Transaction Type                                           
No of points (EFFECTIVE 01-May-2019)                                                                 
In store or e-Commerce transactions on debit card within 90 days of setup (New accounts) 50 points / transaction
(first 3 transaction in first 90 days)


Transaction Type                                  
 No of points
Bill payment through Online / Mobile Banking 200# points for every transaction
Shopping through Online Banking* 1# point for every INR 400 spent
Standing Instruction registration (NEFT / RTGS / UPI / Billpay) 1000 points on registration.
Online e-statement request* through Online Banking 100 points


  • Standard Chartered Bank is offering its Savings Account customers reward points on a host of Savings Account transactions. These reward points can be accumulated over the year and be redeemed on rewards portal.

  • The rewards programme would be offered to all individual Standard Chartered Savings Account customers. If Current Account (Individual) clients have the mentioned transactions available against their Current Account then they are also eligible for Rewards.

  • Yes all rewards earned under debit card / Savings Account rewards can be redeemed through 360° Rewards portal for gifts & e-vouchers.

  • The minimum annual points (in a year) to be accumulated before redemption are 500 points. Accumulated points have to be used/redeemed by June 30th of the subsequent year, else they lapse.

  • Rewards are redeemed by logging into 360° Rewards OR redeem by calling up phone banking to place redemption request through 360° Rewards. Current process of redemption as cash is applicable by calling into Phone banking till 30th Sep 2017.

  • Customers can accumulate a maximum of 7000 points in 1 year per account. This is not inclusive of debit cards rewards.

  • The reward points under Savings-Current Account rewards are calculated from the list given in the table above and the upper/ lower limits are applicable as detailed in this table or FAQs. All other reward programmes announced by the bank (such as debit card POS reward points) are separate and their limits and eligibility cannot be clubbed with this offering.

  • Regular reward points earned on debit card transactions is not included here and are governed as per the product features of each debit card.

  • Yes the reward points available for redemption are inclusive of Savings Account Rewards & Debit Card Rewards and are combined for redemption

  • No the credit card points cannot be combined with debit card & Savings Account rewards for redemption.

  • Yes the login credentials will be the same, post login client has to select between credit card rewards for redemption or Savings Account rewards (this will include debit card rewards) for redemption to proceed.

  • For Savings Account rewards redemption the credentials updated against Savings Account will apply. For Credit Card rewards redemption the credentials updated against Credit Card will apply.

  • If Current Account (Individual) client is eligible for rewards, then the points maybe redeemed by following the same steps and chosing Savings-Current A/C transaction on 360° Rewards.