• Premium Benefits


    Unlock a whole new world of rewards that you and your family can benefit from


    Make your family holiday memorable with

    • Complimentary Priority Pass along with Super Value Titanium credit card that allows you access to 800+ airport lounges worldwide (including India) with one free usage per Month1
    • A Forex card which powers you with more than 20 currencies and comes with an issuance fee waiver of INR 499

    Shopping gets rewarding with

    • Platinum Cash Back debit card that offers 5% cash back on all spends above INR 7502
    • Super Value Titanium credit card that offers 5X rewards for overseas spends and 5% cash back2 on fuel, telecom and utility payments3

    Ensure your valuables remain safe with

    • A 25% discount on locker fee4

    Gift your family the perfect dream home with

    • A 50% waiver on processing fee for mortgage

    Make sure that your parents retirement days are taken care of with

    • Additional 0.5% interest rate on Term Deposits for senior citizens5

    Health comes above everything else with

    • A free one year membership that provides unlimited tele-consultation and many other health benefits for upto 4 family members. Now enjoy these health benefits brought to you by Indian HealthOrganisation6

    Premium Services

    Premium Banking provides you and your family with customised financial solutions that meets your needs.

    • Get on-call assistance for your banking needs from our Premium Relationship Managers
    • A proprietary “Fund Select” report with top mutual fund picks that will boost your financial goals
    • A suite of carefully evaluated investment products from our partners to help you on your journey to create wealth
    • A unique 3-in-1 proposition linked with Demat and Broking services from SCSI7
    • A proprietary insurance needs analysis tool, that helps assess and recommend suitable insurance solutions

    Click Here for Premium Banking Brochure

    Terms and Conditions

    Terms and Conditions
    1. Customer eligible for Airport Lounge access via Priority pass will benefit from one free lounge access per main and per supplementary card, all of the following conditions are fulfilled:

      • Both cards - Primary and secondary are spends active in calendar month for which lounge access is availed
      • Spend of INR10,000 on account level for calendar month in which the lounge access is availed
      • Customer is meeting the Premium FUM qualification criteria

    2. Maximum cash-back per transaction: INR100. Minimum transaction requirement: INR750. Maximum cash-back: INR 500 per month

    3. 1% surcharge waiver on fuel, 4% cash-back on fuel, 5% cash-back on telecom and utility payments, Maximum cash-back on Fuel - INR200,Telecom - INR200, and Utility - INR100 1 point per INR150 spend on all other categories, 5X reward points for forex POS(point-of-sale) spends

    4. Locker discount is available for customers meeting the Premium FUM qualification criteria

    5. Senior citizens are eligible for this rate regardlessof Premium status

    6. All queries, claims, demands with respect to the Products provided by IHO to SCB Customer, shall be directed only to IHO and SCB shall not be responsible to address such queries, claims or demands

    7. The savings bank account will be maintained with Standard Chartered Bank and the Demat and broking account will be maintained with Standard Chartered Securities India Limited (SCSI). Please log on to https://www.standardcharteredtrade.co.in/ to know more about the Demat/ trading account, services and T&Cs.

    8. Premium Banking benefits are available with a savings account,debit or credit card


    Schedule of Service Charges

    Client Terms

    Debit Card Terms

    BCSBI Code

  • Premium Digital Solutions

    Digital banking tools that make every day banking easier and more convenient, so you can spend more time with your family.

    • Samsung Pay

      With the Samsung Pay app, carry your digital wallet with you wherever you go

    • SC UPI

      Make instant transfers to your friends and family using the Standard Chartered UPI app

    • Voice and Touch ID

      Secure authentication of your account when you call us via Voice ID recognition

      With Touch ID login, make your fingerprint your password for mobile banking

    • Click to Chat

      Get in touch with your Premium Relationship Manager via Video Banking services wherever you are

      Connect with us instantly via our Click to Chat option

    • Global Link

      Global Link, an online banking feature that allows you to view your account anywhere across the globe

    • Online Mutual Funds

      With Online Mutual Funds, investment is now at your fingertips

    Terms and Conditions

    Terms and Conditions
    1. Customer eligible for Airport Lounge access via Priority pass will benefit from one free lounge access per main and per supplementary card, all of the following conditions are fulfilled:

      • Both cards - Primary and secondary are spends active in calendar month for which lounge access is availed
      • Spend of INR10,000 on account level for calendar month in which the lounge access is availed
      • Customer is meeting the Premium FUM qualification criteria

    2. Maximum cash-back per transaction: INR100. Minimum transaction requirement: INR750. Maximum cash-back: INR 500 per month

    3. 1% surcharge waiver on fuel, 4% cash-back on fuel, 5% cash-back on telecom and utility payments, Maximum cash-back on Fuel - INR200,Telecom - INR200, and Utility - INR100 1 point per INR150 spend on all other categories, 5X reward points for forex POS(point-of-sale) spends

    4. Locker discount is available for customers meeting the Premium FUM qualification criteria

    5. Senior citizens are eligible for this rate regardlessof Premium status

    6. All queries, claims, demands with respect to the Products provided by IHO to SCB Customer, shall be directed only to IHO and SCB shall not be responsible to address such queries, claims or demands

    7. The savings bank account will be maintained with Standard Chartered Bank and the Demat and broking account will be maintained with Standard Chartered Securities India Limited (SCSI). Please log on to https://www.standardcharteredtrade.co.in/ to know more about the Demat/ trading account, services and T&Cs.

    8. Premium Banking benefits are available with a savings account,debit or credit card


    Schedule of Service Charges

    Client Terms

    Debit Card Terms

    BCSBI Code

  • Eligibility Criteria

    Premium Eligibility Criteria for new customers (applicable for a Standard Chartered Bank relationship for the first 12 months of account opening)

    • Minimum monthly average FUM* (Funds under management) of INR 15 Lakh, or
    • Minimum monthly salary credit into Standard Chartered salary account of INR1.5 lakh1, or
    • Mortgage approved amount above INR1 Crore1

    Premium Qualification Criteria (applicable for a Standard Chartered Bank relationship post 12 months of account opening)

    • Minimum monthly average FUM* (Funds under management) of INR 15 Lakh, or
    • Mortgage outstanding balance above INR1 Crore2

    1On completion of 12 months, client has to ensure to meet the Qualification criteria

    2At any point if outstanding balance falls below INR1 Crore, client has to either restore the amount by way of top-up or meet the FUM qualification criteria

    *FUM (Funds under management) includes any one or combination of the following products from the Bank: Savings accounts, Term Deposits, Investments made through the Bank


    Please note, if one family member meets the Premium Eligibility criteria and subsequently maintains the Premium Qualification criteria, the other members of his family can enjoy Premium Banking benefits

    Non-maintenance of qualification/eligibility criteria shall attract a program maintenance fee and may result in Discontinuation of Premium Banking services and benefits

    Terms and Conditions

    Terms and Conditions
    1. Customer eligible for Airport Lounge access via Priority pass will benefit from one free lounge access per main and per supplementary card, all of the following conditions are fulfilled:

      • Both cards - Primary and secondary are spends active in calendar month for which lounge access is availed
      • Spend of INR10,000 on account level for calendar month in which the lounge access is availed
      • Customer is meeting the Premium FUM qualification criteria

    2. Maximum cash-back per transaction: INR100. Minimum transaction requirement: INR750. Maximum cash-back: INR 500 per month

    3. 1% surcharge waiver on fuel, 4% cash-back on fuel, 5% cash-back on telecom and utility payments, Maximum cash-back on Fuel - INR200,Telecom - INR200, and Utility - INR100 1 point per INR150 spend on all other categories, 5X reward points for forex POS(point-of-sale) spends

    4. Locker discount is available for customers meeting the Premium FUM qualification criteria

    5. Senior citizens are eligible for this rate regardlessof Premium status

    6. All queries, claims, demands with respect to the Products provided by IHO to SCB Customer, shall be directed only to IHO and SCB shall not be responsible to address such queries, claims or demands

    7. The savings bank account will be maintained with Standard Chartered Bank and the Demat and broking account will be maintained with Standard Chartered Securities India Limited (SCSI). Please log on to https://www.standardcharteredtrade.co.in/ to know more about the Demat/ trading account, services and T&Cs.

    8. Premium Banking benefits are available with a savings account,debit or credit card


    Schedule of Service Charges

    Client Terms

    Debit Card Terms

    BCSBI Code

  • Contact Us

    Standard Chartered Bank is committed to making your banking with us a pleasant experience and values your Feedback.


    Email us : customer.care@sc.com

    Write to us : Standard Chartered Bank, Customer Care Unit, 19 Rajaji Salai, Chennai 600 001

    Call us : Premium Banking helpline services (7 days a week, 24 hours a day)


    Premium Banking Helpline

    Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi, Pune 66011500
    39401500
    Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, Coimbatore, Ernakulam, Indore, Jaipur,
    Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara
    6601150
    3940150
    Gurgaon & Noida 011-66011500
    011-39401500
    Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthapuram, Vishakhapatnam, Prodattur, Dehradun, Mathora, Saharanpur, Thane 1800 345 1000
    Siliguri
    (Toll-free, call from BSNL lines only)
    1800 345 5000

    Terms and Conditions

    Terms and Conditions
    1. Customer eligible for Airport Lounge access via Priority pass will benefit from one free lounge access per main and per supplementary card, all of the following conditions are fulfilled:

      • Both cards - Primary and secondary are spends active in calendar month for which lounge access is availed
      • Spend of INR10,000 on account level for calendar month in which the lounge access is availed
      • Customer is meeting the Premium FUM qualification criteria

    2. Maximum cash-back per transaction: INR100. Minimum transaction requirement: INR750. Maximum cash-back: INR 500 per month

    3. 1% surcharge waiver on fuel, 4% cash-back on fuel, 5% cash-back on telecom and utility payments, Maximum cash-back on Fuel - INR200,Telecom - INR200, and Utility - INR100 1 point per INR150 spend on all other categories, 5X reward points for forex POS(point-of-sale) spends

    4. Locker discount is available for customers meeting the Premium FUM qualification criteria

    5. Senior citizens are eligible for this rate regardlessof Premium status

    6. All queries, claims, demands with respect to the Products provided by IHO to SCB Customer, shall be directed only to IHO and SCB shall not be responsible to address such queries, claims or demands

    7. The savings bank account will be maintained with Standard Chartered Bank and the Demat and broking account will be maintained with Standard Chartered Securities India Limited (SCSI). Please log on to https://www.standardcharteredtrade.co.in/ to know more about the Demat/ trading account, services and T&Cs.

    8. Premium Banking benefits are available with a savings account,debit or credit card


    Schedule of Service Charges

    Client Terms

    Debit Card Terms

    BCSBI Code

      Back to Top

      Speaking Up

      Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

      Disclaimer

      Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

      Proceed