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This is to inform that by clicking on the link, you will be leaving our www.sc.com/in and entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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While others bank, you live every moment. Experience Premium Banking.

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Standard Chartered Premium Banking

Premium Banking provides you and your family with a suite of financial solutions that meet your needs.

Premium Rewards and Services

Unlock a whole new world of rewards that you and your family can benefit from.

  • Rewards

      • Complimentary Priority Pass along with Super Value Titanium credit card that allows you access to 800+ airport lounges worldwide (including India) with one free usage per month1

      • A Forex card which powers you with more than 20 currencies and comes with an issuance fee waiver of INR 499

    • Shopping gets Rewarding with
      • Platinum Cash Back debit card that offers 5% cash back on all spends above INR 7502

      • Super Value Titanium credit card that offers 5x  rewards for overseas spends and 5% cash back2 on fuel, telecom and utility payments3

      • Host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on your credit card
      • Additional 0.5% on Terms Deposits for senior citizens5

      • A free one year membership that provides unlimited tele-consultation and many other health benefits for up to 4 family members. Now, enjoy these health benefits brought to you by Indian Health Organisation6

  • Services

      • Premium Banking provides you and your family with suite of financial solutions that meet your needs

      • Get on-call assistance for your banking needs from our Premium Relationship Managers

      • A proprietary “Fund Select” report with top mutual fund picks that will boost your financial goals

      • A suite of carefully evaluated investment products from our partners to help you on your journey to create wealth

      • A unique 3-in-1 proposition linked with Demat and Broking services from Standard Chartered Securities (India) Limited (SCSI)7

      • A proprietary insurance needs analysis tool, that helps assess and recommend suitable insurance solutions

Premium Savings Solutions

Our Savings account lets you save more for your life goals.

  • Premium Saving solutions

      • Accounts that are linked with Demat and broking services from Standard Chartered Securities in a single application
      • Online banking that allows you to access and transact on your accounts through the Internet from anywhere in the world
      • We offer free payable at par cheque book, account statements and direct debits
      • Access past 24 months e-statements, TDS certificates etc
      • Accounts that gets you access to your cash at 20,000 ATMs in India and 1 million VISA ATMs around the world
      • 24-hour branches, 365-day branches available at select locations
    • Term (Fixed Deposits)
      • Wide variety of options to suit your needs, including Short Term Deposit, Reinvestment Deposit, Simple Fixed Deposit and Monthly Income Plan
      • Enjoy convenient funds transfers and bill payments to more than 100 payers on your mobile phone, tablet or laptop.
      • You can now update your documents and details instantly without calling us or stepping into a branch.
    • GLOBAL LINK
      • Standard Chartered global link aggregates all Standard Chartered global account relationship in one view

Premium Digital Convenience

Digital banking tools that make every day banking easier and more convenient, so you can spend more time with your family.

  • Digital Convenience

    • Samsung Pay
      • With the Samsung Pay app, carry your digital wallet with you wherever you go
    • Voice ID
      • Secure authentication of your account when you call us via Voice ID recognition
    • UPI
      • Make instant transfers to your friends and family using the Standard Chartered UPI app
    • Touch ID Login
      • With Touch ID login, make your fingerprint your password for mobile banking
    • Global Link
      • Global Link, an online banking feature that allows you to view your account anywhere across the globe
      • Connect with us instantly via our Click to Chat option at the bottom right of your page
      • Get in touch with your Premium Relationship Manager via Video Banking services wherever you are

Premium Wealth and Protection Solutions

A suite of carefully evaluated investment products from our partners to help you on your journey to create wealth.

  • Premium Wealth and Protection Solutions

    • Wealth Solutions
      • Wide range of investment products offered from all leading fund houses in India
      • Transact in mutual funds conveniently with online mutual funds. Also get fund ideas, market commentaries and view fund performance
      • Market views on-the-go: Access our market commentaries 24/7 on your mobile, tablet or laptop
      • Remote wealth transaction platform to conduct your mutual fund transactions through phone
    • Protection Solutions
      • A wide range of life, health, home and personal accident insurance plans from our insurance partners
      • Proprietary insurance needs analysis tool that helps you assess and recommend suitable insurance solutions, to protect the future dreams of your loved ones
      • Digital platforms to ensure a convenient buying journey

Premium Financing Solutions

Fast forward your plans with simple financing solutions. At Standard Chartered, our goal is to provide you access to the funds you need, when you need them.

  • Financing Solutions

    • Personal Loans
      • Loans with flexible payments and competitive rates
      • Avail Personal Loan up to INR 30 Lakh
      • Easy loans to make your dream home a reality
      • Gift your family the perfect dream home with  50% waiver on processing fee for mortgage.
      • Home Saver – pay back your home loan faster with reduced interest burden.
      • Balance Transfer – Transfer your existing home loan to us with simplified balance transfer solutions at reduced rates with Top up facility.
      • Avail Loan against Property – Borrow up to 70% of the market value of your property.

Eligibility  and Qualifications

QUALIFICATION CRITERIA

  • Premium Qualification Criteria
    1. Minimum monthly average FUM1 (Funds under management) of Rs. 15 Lakh, or
    2. Minimum monthly salary credit into Standard Chartered salary account of Rs. 1.5 Lakh, or
    3. Mortgage approved amount of Rs. 1 Crore and above, in the first 12 months of commencement of Premium Banking relationship, and thereafter maintain a Mortgage outstanding balance above Rs. 1 Crore.
  • Please note, if one family member meets the Premium Qualification criteria, the other members of his family can enjoy Premium Banking benefits.
  • Non-maintenance of qualification criteria shall attract a program maintenance fee and may result in discontinuation of Premium Banking services and benefits.
  • 1FUM (Funds under management) includes any one or combination of the following products from the Bank: Savings accounts, Term Deposits, Investments made through the Bank.

Terms and conditions

Disclaimer

Investments

Standard Chartered Bank is a distributor of Mutual Funds and a Referrer of other Third party Investment  Products. In its capacity of a distributor/referrer, Standard Chartered Bank may offer advice which is incidental to its activity of distributors /referral.

Standard Chartered Bank will not charge any fee / consideration for such advice and such advice should not be construed as ‘Investment Advice’ as defined under the Securities and Exchange Board of India (Investment Advisors) Regulations, 2013 or otherwise.

Investments are subject to market risks. Please read scheme related documents carefully before investing. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the scheme(s). All products are subject to suitability and availability.

 Online Mutual Funds:

The Online Mutual Funds platform is an EXECUTION-ONLY platform.

If you wish to receive advice from us in relation to transacting in Mutual Funds, you should not use the Online Mutual Funds Platform but should instead contact your banker for further information.

We are not acting as your Investment Advisor nor providing Investment Recommendations in respect of any transaction effected through the Online Mutual Funds platform, and you must not regard it or us as acting in that capacity.

You should consult your own Independent Legal, tax and Investment Advisors before entering into any transaction via the Online Mutual Funds platform and only enter into a transaction if you have fully understood its nature, the contractual relationship into which you are entering, all relevant terms and conditions and the nature and extent of your exposure to loss.

Insurance

For life insurance products :  Standard Chartered Bank, India having its office at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDA registration no. 105)

For General Insurance Products : Royal Sundaram General Insurance Co. Limited (IRDA Registration No. 102)

For standalone Health Insurance Products : Max Bupa Health Insurance Company Limited (IRDA Registration no. 145)  vide composite license number CA0028.

All insurance plans are underwritten by the respective insurance companies. The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, Please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation.

ICICI Prudential Life Insurance Company Limited(IRDA Registration No.105. CIN:L66010MH2000PLC127837)

Registered Office Address : ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025.

Local Contact : 1-860-266-7766 (10am-7pmMonday to Saturday, Except on national holidays and valid only for calls made from India)

 Max Bupa Health Insurance Company Limited (IRDA Registration No.145 CIN No. U66000DL2008PLC182918)

Registered Office Address: Max House, 1 Dr. Jha Marg, Okhla, New Delhi – 110020 Fax: +91 11 30902010.

Local Contact : 1800-3010-3333(Toll Free).

Website : www.maxbupa.com

Royal Sundaram General Insurance Co. Limited (formerly known as Royal Sundaram Alliance Insurance Company Limited , IRDA Registration No. 102. CIN: U67200TN2000PLC045611)

Registered Office Address: Vishranthi Melaram Towers, No.2/319 , Rajiv Gandhi Salai(OMR), Karapakkam, Chennai – 600097.

Contact  : 1860 425 0000.

Website: www.royalsundaram.in

Beware of spurious phone calls and fictitious / fraudulent offers

IRDA clarifies to public that

  • IRDA or Its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.