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UPI payment

Make a virtual payment address on any UPI app and link your Standard Chartered bank account for quick and seamless transfer of funds.

How to get started

Advantages of SCUPI App:

  • Single mobile application to access your multiple bank accounts
  • Send and Collect money anytime and anywhere
  • Various payment options (VPA, Account Number, Mobile Number and QR code)
  • Real time settlement of funds
  • Instant notifications and SMS alerts

How to get started
Download SCUPI App on your smart phone from Google Play Store, search “SCUPI”.
(*Currently available for android devices only)

Step 1: Registration

  • In case you are using a dual sim handset, then application will ask you to select the SIM which is registered with your bank
  • Application will send an SMS to verify the mobile number
  • Register by entering simple details like Name, Date of Birth, City, Email, etc.
  • Set your security questions and answers
  • Set your 6 digit Login Passcode

Step 2: Create a Virtual Payment Address

  • Go to Virtual Payment Address
  • Enter your choice of VPA (e.g. “yourname@scb”)

Step 3: Link your bank account

  • After successful VPA creation, you will be prompted to link your bank accounts
  • Select bank name from the list of available banks.
  • You will be able to see all your accounts with the bank if same mobile number is registered with the selected bank
  • Select account which you want to link to the VPA
  • You may click on Link Accounts option to add more bank accounts

Step 4: Set UPI PIN

  • Immediately after linking the account, you will be prompted to set your UPI PIN.
  • In case you haven’t set UPI PIN, go to My Account, and click Set MPIN/Mobile Banking Registration option and select your account to set the pin
  • Enter last 6 digits of your Debit Card & Expiry Date
  • Enter OTP, which you will receive on your registered mobile number
  • Enter desired UPI PIN and confirm
  • On successful verification, your UPI PIN will set for future transactions

How to send or collect Money

Send Money

  • Go to “Pay” option
  • Select option “Virtual Payment Address”
  • Select your VPA & account from drop down list
  • Enter payee’s VPA, amount & remarks
  • Submit and verify the details. Confirm to proceed
  • Enter UPI PIN for the selected account number
  • You can check the transaction status through “Status” menu

Collect Money

  • Go to “Request” menu
  • Select your VPA from drop down list
  • Enter payer’s VPA
  • Enter amount, expiry date and remarks
  • Click on next, verify the details and confirm
  • You can check the transaction status through “Status” menu.
  • You will receive notification/SMS once your transactions get approved

Merchants live on UPI

Please refer to list of Merchants live on UPI

Instant fund transfers with Standard Chartered UPI

Transfer money real-time by simply creating a personalised virtual payment address and linking any bank accounts.This feature allows you to carry out financial transactions instantly.