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Platinum Rewards Credit Card- the best rewards credit card by SC
  1. Credit Cards
  2. Platinum Rewards Credit Card

Enjoy Amazon Pay Gift Card worth INR 500

Apply for Platinum Rewards credit card and get Amazon Pay Gift Card worth Rs. 500*. *T&C apply

Platinum Rewards Credit Card Benefits
  • reward points for every INR 150 spent at fine-dining outlets

  • reward points for every INR 150 spent on fuel

  • reward points for every INR 150 spent on other categories

Detailed Benefits of Platinum Rewards Card

5x reward points

The Platinum Rewards card lets you earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned. Terms and conditions apply.

1x reward point

Earn 1 reward point, with the best rewards credit card by SC, for every INR 150 spent on all other categories. Terms and conditions apply.

No physical interaction required

Get instant approval on your application and also complete your KYC online through a video. Know more

Features of Platinum Rewards Credit Card

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Digital payment solutions

Enjoy a wide range of instant payment solutions like BharatQR, Bharat Bill Payment Solution (BBPS) and Samsung Pay.

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Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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  • Applicant’s age should be between 21 and 65 years.
  • Minimum age for add-on cardholder is 18 years.

Monthly Income

  • Applicants should have a stable monthly income.

Other Requirements

  • Applicants should belong to credit card sourcing cities/locations of the Bank.
  •  All applications are subject to credit and other policy checks of the Bank.

You will need

● Identity Proof (Any One of the following Photo cards): Passport, PAN Card, Voter Id Card, Govt ID, etc
● Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name and address.
● 1 recent passport-sized Photograph

Financial documents for salaried

  • Latest one month salary slip

Financial documents for self employed

  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof.

You can also apply on basis

  • Other bank credit card

Annual fees: INR 250 for the first year, INR 250 from the second year onwards
Annualized Percentage Rate: Monthly interest rate for Platinum Rewards credit card is 3.75% pm (APR of 45%). The monthly interest rate is annualized to arrive at the Annualized Percentage Rate (APR).

Yes, you can apply for a virtual card for the Platinum Rewards credit card. Once your credit card is approved, you can avail of and use your virtual card details. To know more, click here.

You can easily apply for the Platinum Rewards credit card through the following steps:
Click here to go to the online application page.
● Fill in the required details and click ‘Proceed’.
● Fill the application form and submit your application.

Once your application form is submitted, you will be contacted by our official in-charge and your documents will be verified. You will receive your credit card after the verification process is completed.

The main benefits of Platinum Rewards credit card include the following:
● Earn 5 reward points for every INR 150 spent on dining.
● Earn 5 reward points for every INR 150 spent on fuel.
● Earn 1 reward point for every INR 150 spent on all other categories.
● Exclusive offers and discounts across shopping, travel, dining and more.

Reward points are one of the incentives banks provide to its customers when they use their credit cards. With Standard Chartered’s Platinum Rewards credit card, you can earn reward points for every INR 150 you spend to make a purchase, either online or offline, making it the best credit card for the same. As you gain more reward points, you can redeem them for a wide variety of vouchers, gift cards and much more.

When you shop with a Platinum Rewards credit card, you are bound to earn reward points on almost anything you purchase. For dining and fuel expenditure you gain accelerated rewards, which comes to about 5x reward points for every INR 150 you spend. For every other category, you can earn 1x reward points for the same amount spent on purchases.

● Online – Login to Standard Chartered netbanking portal and choose options such as gift vouchers or retail items, for which you can redeem your reward points.
● Customer care – Contact our customer care service and gain assistance with the reward redemption process.

The Platinum Rewards credit card comes with comfortable fee rates. In the first year, you are required to pay only INR 250. The renewal fee, which commences from the 2nd year onwards, is also INR 250.

While there is a first year and renewal fee for the Platinum Rewards credit card, this is not a requirement for its supplementary cardholders. Joining offers are also not applicable for supplementary cards.

The Standard Chartered Dial-a-Loan feature is available for Platinum Rewards credit card users. You can avail loan amounts* up to INR 5,00,000 and enjoy a flexible tenure on your repayment, ranging between 12 and 60 months.

You can earn 5x reward points on every INR 150 spent on dining or on fuel expenditure as well as 1x reward points on the same amount for purchases made in all other categories with no monthly limit to your reward points.

● You will want to redeem your reward points and vouchers before their expiry dates.
● Vouchers may cost more than their actual worth in order to be redeemable.

Reward points can enhance your lifestyle in the following ways:
● You can use your reward points to book flights or hotel stays.
● You can redeem points with vouchers and items from assorted catalogues.

VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.

For details, please click here
For details, please click here
For details, please click here