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Apply for any Standard Chartered credit card and receive your virtual card details instantly*

Virtual credit card
Virtual credit card

Apply for any Standard Chartered credit card and receive your virtual card details instantly*

Virtual Credit Card by Standard Chartered Bank

Welcome to the electronic version of your credit card – secure, easy to use, and instant. Now you may initiate the use of your instant virtual credit card as soon as you are approved for it, even before the physical card and password are sent to you.

More Benefits

Using a virtual credit card in the digital era is not just a smart decision, but a way of life. All your personal and professional transactions, from travel booking, to shopping, to bill payments or subscriptions, now have an online option. Here are a few great reasons to opt for instant apply and approval of virtual cards:

1. Boundaryless usage – Virtually transact from any location, at any time
2. Rewards on spends – Earn rewards on all spends, from bills and travel to leisure
3. Organized expenditure – Keep a tab on all expenses with consolidated statements
4. Remain updated – Stay informed with alerts and reminders for payments
Get 10% off on grocery shopping with the DigiSmart credit card
Get 10% off on grocery shopping with the DigiSmart credit card
Get 5% cashback on fuel spends with Super Value Titanium credit card
Get 5% cashback on fuel spends with Super Value Titanium credit card
Simple steps to apply and get your virtual card details:

 

Step 1: Visit sc.com/in
Step 2: Choose the credit card of your choice.
Step 3: Fill in your details and verify with OTP to submit your application.
Step 4: Get instant Approval in Principle*
Step 5: Post successful validation of your KYC and other documents your Virtual credit card will be ready instantly.
Step 6: Log into Internet Banking using the temp ID and password sent on your registered mobile number and get your virtual card details.
Step 7: Use your credit card details for safe and secure online transactions
*Approval in Principle depends on customer declared information during application stage – Final approval is subject to validation of document based facts provided during document collection stage.

Virtual Credit Card FAQs

  • A virtual credit card is an electronic version of your card that is authorized only for online use. All details like the card number, the CVV and expiry date are visible to you online, through your mobile app or the site, and you may use this to carry out any online transaction.

    A virtual credit card lets you seamlessly transact from any location, without revealing details of your primary card to the vendors. Like a regular card, all expenses are eligible for reward points according to terms set by the bank.

  • Standard Chartered virtual credit card is for anyone looking for a seamless online experience using a card that gets activated instantly. However virtual card details will be available on the Online Banking platform only for the first 60 days from card set up date.

  • You can apply for Standard Chartered virtual credit card in a few simple steps and get your card details on the Online Banking platform even before the physical card gets delivered to you. Follow below steps to apply and get your virtual card details:

    • Visit sc.com/in
    • Choose the credit card of your choice
    • Fill in your details and verify with OTP to submit your application
    • Get instant Approval in Principle*
    • Post successful validation of your KYC and other documents your Virtual credit card will be ready instantly
    • Log into Internet Banking using the temp ID and password sent on your registered mobile number and get your virtual card details
    • Use your credit card details for safe and secure online transactions

    *Approval in Principle depends on customer declared information during application stage – Final approval is subject to validation of document based facts provided during document collection stage.

  • You may use the card number and CVV to make online transactions, just like you would with a regular card. The steps to use the card online at the checkout point, are as below:
    1. Enter the virtual credit card number
    2. Enter the expiry date on your card
    3. Confirm the OTP number sent to your mobile
    4. Complete the transaction

  • You may use your virtual credit card for all online transactions, including:
    1. Travel-related booking like flights, hotel and car rentals
    2. Paying for online shopping transactions at most sites
    3. For online payments to Netflix, Google, Apple and more
    4. Online utility bill payments, automated or ad hoc
    5. Booking entertainment options like movie tickets

  • A virtual credit card is more secure than a physical card as there is no danger of misuse through theft or loss. All details are visible only to you, and accessible only with an OTP confirmation on your phone. Also, your primary card account details are not visible to vendors while using your virtual credit card number.

  • The CVV remains the same for a given virtual credit card.

  • The limit on your virtual card will be the same as your primary card – however, if you want to create a lower limit you may do so.

  • VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.