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A couple holding hands and taking care of their finances via loan against securities
  1. Loans
  2. Personal Loans
  3. Loans Against Securities

Loans Against Securities

Get quick and hassle free access to funds without dipping into your savings or liquidating your assets.

Take control of your finances. Combine your debts into one simple, low interest loan.
  • Enjoy
    low interest rates

    with competitive processing fees.

  • Enjoy

    overdraft limit

  • Interest payable on
    utilisation only

Features of Loan against Securities

Avail loan against a range of securities

Get loan against demat shares, fixed deposits, bonds and mutual funds easily through simple documentation and servicing.

Simple documentation

It’s easy to unlock your potential with loan against securities through simple documentation and servicing.

No prepayment penalty

Enjoy the benefit of zero penalty on prepayment of loan.

Economical overdraft facility

Interest is only payable on utilisation, making loan against securities an economical credit line.
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Unlock potential with loan against securities

  • Minimum age 21 years and above.
  • Available in Mumbai, Pune, Ahmedabad, Vadodra, Surat, Delhi, Kolkata and Chennai.
  • Identity proof
  • Signature proof
  • Address proof

Apart from the approved list of demat shares, loan against securities can also be availed against an approved list of mutual funds and bonds.

The drawing / operating limit can be as high as 50% of the securities pledged (in case of shares / equity mutual funds). The drawing limit against security of debt mutual funds is higher. The drawing limit can change depending upon the type and proportion in which the securities are pledged, as well as the value of the securities.

An individual can get a maximum limit of INR 20,00,000  against the security of shares / equity mutual funds. This limit is higher for other securities.

Loan against securities can be used for any personal or business purposes, which have to be declared at the time of origination.

You can pledge your own securities only.

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