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A personal loan for travel, at attractive interest rates, just perfect for that travel bucket list!

A couple ready for traveling around the world using Travel Loan for financing

A personal loan for travel, at attractive interest rates, just perfect for that travel bucket list!

Affordable Personal Loan for Travel from Standard Chartered

You don’t have to break open your deposits or max out your credit card to satisfy your wanderlust anymore. Just apply for a personal loan for travel from Standard Chartered, get instant approval on online application, and make the world yours!

Features of a Travel Loan

Documents Required

Identity proof

  • Aadhaar card, Passport, photo PAN card, Driving License, Voter Id card or photo Ration card, may be accepted as your proof of identity

Address proof

  • Passport, Telephone bill, Ration card, Electricity bill, Driving License, Life/Medical Insurance policy, Rental Agreement or Apartment Allotment Letter may be acceptable documents for proof of address.

FAQs related to Travel Loan

  • A travel loan refers to a regular personal loan which is used for the specific purpose of travel expenses. These expenses may include the cost of flight tickets, accommodation, car rentals and even shopping for travel accessories like suitcases. The loans are easily accessible as they do not need any security, and are instantly approved through an online travel loan application.

  • Like any other personal loan, a loan for travel is initiated by an online application where you have to enter details of your identity and income. This information is used to determine approval of the loan, instantly, and up to an amount of Rs 50 lakhs. Choose the amount you need and select the repayment period according to your monthly payment capacity.

    The process is incredibly simple, as you need minimal documentation and no security to be pledged. Within two days post approval, the travel loan amount will be transferred to your account.

  • Taking out a loan to travel the world is simple, when you are using the easy-to-manage, unsecured travel loan offer by Standard Chartered. Here’s why:-

    • Ease of application: Minimal documentation, instant approvals and swift disbursements.
    • Affordable interest: The low interest rates remain fixed through your repayment term.
    • No stress: The easy EMI options allow you to choose a plan to fit your repayment capacity.
    • Global travel: Use it for a wide range of expenses for domestic or international travel.
  • Visit the Standard Chartered Travel Loan page to start the application process in three phases:

    1. Provide Info: Enter basic details of your name, contact and income.
    2. View Quote: Adjust sliders to match your loan amount and repayment capacity. Click Apply.
    3. Apply Online: Enter the details of your identity and income. Upload required documents.
    4. Status: Know the status of your application instantly, and receive the loan in two days.

    You may also walk into any Standard Chartered branch, or call our customer representatives over phone.

  • Getting approved for a Standard Chartered Travel Loan is a simple, seamless process as no security pledges are required. Simply have the following documents ready as you apply online:

    • Identity proof: PAN, Aadhar, Passport, Voter’s ID, Ration Card or Driver’s License
    • Address proof: Passport, Rental Agreement, Insurance Policy, Utility Bills
    • Income proof: Pay slips and bank statements
  • The interest rates on a Standard Chartered travel loan are very reasonable, and ranges between 11% to 17%. This is significantly lower than the interest rate on a credit card and stays fixed for the term of the loan.

  • With a SC travel loan, you can head over to any destination, with family or friends, without having to wait for a big bonus or maxing out your credit card. It is an unsecured personal loan that is affordable, easy to repay within your monthly budget, and comes with a pre-payment facility in case you get an unexpected rise in income.

  • SC offers flexible repayment tenures up to 60 months, so you can easily select an amount and repayment period that translates into a comfortable monthly EMI amount for you.

    1. Read up on your destination:
      – Accommodation
      – Dining outlets
      – High season
      – Sights and local travel
    2. Budget the expenses for:
      – Flight tickets with visa
      – Selected accommodation
      – Average daily meals
      – Local transport
      – Admissions to sights
      – Holiday shopping
      – Exigencies/ medical insurance
    3. Plan your loan amount considering:
      – Your current savings (without breaking deposits)
      – Any projected bonus or profits
      – Minus outstanding credit card amounts
      – 15-20% of expenses for exigencies
      – Your monthly repayment capability
  • The best part about the Standard Chartered personal loan for travel is that no security or collateral needs to be pledged for it. As long as you can show a reliable income stream, you may apply for and receive a travel loan.

  • You may use the travel loan for any travel-related expense. These include not only the cost of flight tickets and accommodation, but also travel gear, car rentals, and so on.

  • VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.

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