Service Charges & Fees

Dear Valued Client,

GST will be levied at the applicable rates in force on all taxable supplies with effect from 1st July, 2017
Effective 15 September 2017, applicable taxes will be levied on the cross currency markup charges deducted for international transactions on your Debit cards.
In case of insufficient funds in your account, we will block an amount to the extent of the unrealized fee and same will be recovered once the account is funded.

Savings Account SOSC

• English – SOSC version Effective May 2025
• Hindi – SOSC version Effective May 2025
• Kannada – SOSC version Effective May 2025
• Tamil – SOSC version Effective May 2025
• Telugu – SOSC version Effective May 2025
• Marathi – SOSC version Effective May 2025
• Bengali – SOSC version Effective May 2025

Safe Deposit Lockers

• Safe Deposit Locker - Rate Card - Effective April 2021

Mortgages

• Home Loan / Loan Against Property (LAP) / Home Saver / LAP Saver

Others

• Premium banking - Effective 1 January 2025
• Priority and International Banking - Effective 1 March 2025
• Trade standard pricing
• Private Banking (English)
• Private Banking (Hindi)
• Private Banking (Marathi)
• Smart Credit (18 KB, .pdf)
• Credit Cards
• Personal Loans

Important Information Regarding Removal of Charges on Dormant & Unclaimed Accounts

With reference to RBI circular, vide RBI/2013-14/580, we no longer levy charges related to Dormant & Unclaimed Accounts. These can be specified as:

• Dormant Account Charges
• Inoperative Account Charges
• Penal Charges for Non-Maintenance of Balances on Dormant & Inoperative Accounts



All our branches and processing units have been informed of this change already.