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Get instant help on credit card balance and transaction

Credit Card queries

Get answers to your credit card balance and transaction related queries

Outstanding Balance

Check frequently asked questions related to credit card outstanding balance

      • Follow the below steps to know your credit card outstanding balance through:
        Online Banking
        Step 1: Log in to Online Banking
        Step 2: From left hand side menu, click on “Cards”
        Step 3: Select “Card Details” to view current outstanding balance under “Current Balance”
        SC Mobile
        Step 1: Go to Home page of SC Mobile
        Step 2: Select “Balances” present at the bottom of the page
        Step 3: View your credit card outstanding balance for the card of your choice
      • Click here to register for Online Banking or SC Mobile.

Balance and Amount types

Check frequently asked questions related to different types of credit card balances/ amounts

    • Minimum Amount Due is the minimum amount you are required to pay, on or before the payment due date, to maintain your card account in good standing and to avoid late payment fee. Remember, you will still be charged interest on the remaining unpaid amount, just that late fee will not be applied.

      Outstanding Balance Amount is the amount you owe on purchases made with your credit card. This is the outstanding amount for repayment, but a portion of it is the minimum repayment amount that must be settled, else there is a late payment charge that will be levied.

      Statement Balance Amount is the amount shown on your bill that reflects the total amount that you owe on the credit card up to the end of your most recent billing cycle. This is the balance that you need to pay prior to the due date so that no interest is applied.

      • Click here to register for Online Banking or SC Mobile.

Could not find what you are looking for ? We are here to help you.

From 1 January 2019 onwards, some of the services already available on Online Banking and SC Mobile will be chargeable if availed through branch banking or phone banking. For information, please click here

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