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Get instant help on home loan interest

Home Loan queries

Get answers to your home loan interest related queries

Interest Calculation

Check frequently asked questions related to home loan interest calculation

    • The interest on home loan is calculated on a daily reducing balance and is charged with monthly rests.

      • Click here to know about monthly repayments under useful links
      • Click here to register for Online Banking or SC Mobile.

Interest Rate conversion

Check frequently asked questions related to home loan interest rate conversion

    • At the discretion of Standard Chartered Bank, you have the option of changing your interest type from Fixed to Variable or vice-versa, provided you pay a fee upto 1.5% of the principal outstanding at the time of exercising the option. To know more, please click here.

      • Click here to register for Online Banking or SC Mobile.

Interest rate variants

Check frequently asked questions related to home loan interest rate variants

    • If the interest rate on the home loan varies periodically over the home loan tenure, then it is called a floating rate home loan. However fixed rate home loans are offered at a predetermined interest rate during the loan period. They remain unchanged during the loan period irrespective of the prevailing market conditions.

      • Click here to register for Online Banking or SC Mobile.

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From 1 January 2019 onwards, some of the services already available on Online Banking and SC Mobile will be chargeable if availed through branch banking or phone banking. For information, please click here

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