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ICICI Pru Guaranteed Pension Plan Flexi
  1. Insurance
  2. Retirement Plans
  3. ICICI Pru Guaranteed Pension Plan Flexi

Secure your retirement with a guaranteed¹ income for life and much more with ICICI Pru Guaranteed Pension Plan Flexi

Choose from a wide range of annuity options to receive a lifelong regular income that best suits your need

Guaranteed lifelong income with regular investment
  • Enjoy
    Guaranteed¹ Income

    For Life (conditions apply)

  • Choice of
    7 Annuity Options

    to choose from

  • Option to
    receive back

    total premiums paid²

Additional Details

Waiver of Premium³ to secure your family

On death of primary annuitant during the premium payment term future premiums will be waived³ off & benefits will continue to secondary annuitant.

Save the Date⁴ feature

You have the option to receive annuity payment on any one date, succeeding the due date of first annuity payment.

Increase your income with Top-up Feature⁵

The policyholder can choose to increase the annuity by paying an additional premium.

1The income / annuity amount chosen at policy inception is based on the annuity rates prevailing on the day of the purchase, and the same is guaranteed for life.


2With Return of Premium the total premiums paid will be returned to the nominee in case of the annuitant(s) unfortunate demise. Total Premiums Paid means the total of all the premium received, excluding any extra premium, rider premium and taxes.


3The policyholder can choose the waiver of premium benefit option with Joint Life options. This option has to be chosen at inception. On death of the primary annuitant during the premium payment term, the future premiums will be waived off and the applicable benefits will continue to be paid to the secondary annuitant. On selection of Waiver of Premium benefit, separate annuity rates for Joint Life options will be applicable. This benefit is applicable only in case of death of primary annuitant while the policy is in force and a premium paying or a fully paid policy.


4This option needs to be selected at policy inception or before the first annuity payment. The date chosen should be succeeding the due date of first annuity payment.


5This option can be chosen anytime during the deferment period only and while the policy is in-force. The additional annuity payable will be calculated as per the then prevailing annuity rates and age of the annuitant at the time of payment of additional premium.


Standard Chartered Bank, India having its principal place of business at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Phone: 6601 4444, is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI registration no. 105) for life insurance products vide registration number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDAI Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). ICICI Pru Guaranteed Pension Plan Flexi. A non-linked, non-participating, individual deferred annuity plan. UIN 105N187V04. ADVT No: W/II/1609/2023-24



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