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  1. Insurance
  2. Savings Plans
  3. ICICI Pru GIFT Pro

Build a safety net for financial protection to your family along with guaranteed benefits¹ with ICICI Pru GIFT Pro

A protection and savings-oriented life insurance plan with many flexibilities to suit your needs

Financially secure your family, your way with ICICI Pru GIFT Pro
  • Enjoy
    Guaranteed¹ Income

    for life (conditions apply)

  • Choose
    flexible options

    as per your need

  • Get
    life cover²

    to financially secure the future of your loved ones

Additional Details

Level Income¹

Option to receive income that remains constant throughout the income period

Increasing Income¹

Option to receive Income that increases every year by 5% p.a simple interest

MoneyBack Benefit³

Choose how much MoneyBack Beneift you want

MoneyBack Benefit³ year

You can also choose when you want to receive the MoneyBack Benefit
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¹Level Income and Increasing Income are income options available under ICICI Pru GIFT Pro. Guaranteed Benefits will be payable subject to all due premiums being paid. Under Level Income, the Guaranteed Income will remain constant throughout the income period. If Increasing Income is selected, the Guaranteed Income will increase at a simple interest rate of 5% p.a. You can either opt for Level Income or Increasing Income option. This option has to be selected at inception and cannot be changed later.


²Life Insurance Cover is the benefit payable on death of the life assured during the policy term. Sum assured is dependent on the age of the life assured. Please refer to sales brochure for more detail. If you opt for ‘Low Cover Income Booster’ the sum assured on death will be lower and your guaranteed income will be increased.


³You can choose to receive any percentage from 0% to 100% of the sum total of all annualized premiums payable by you as MoneyBack Benefit. This will be paid as a lump sum amount. Additionally, you also have the flexibility to choose any year, on or after the maturity date of the policy up to the last income year, to receive this MoneyBack Benefit. Your Guaranteed Income amount will be adjusted based on the MoneyBack Benefit% and payout year selected by you.


⁴Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.


Standard Chartered Bank, India having its principal place of business at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Phone: 6601 4444, is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI registration no. 105) for life insurance products vide license number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.


ICICI Prudential Life Insurance Company Limited. ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDAI Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). ICICI Pru GIFT Pro. UIN: 105N201V03. A non-linked, non-participating, individual savings life insurance plan. ADVT No: W/II/1608/2023-24