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Here’s why Standard Chartered’s Virtual Credit Card is a Card of Convenience

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Virtual Credit Card (VCC) by Standard Chartered Bank

Here’s why Standard Chartered’s Virtual Credit Card is a Card of Convenience

Here's why Standard Chartered’s Virtual Credit Card is a Card of Convenience

As digitalization is consistently fast-pacing worldwide, consumers are continually looking for more convenient and simplistic transaction solutions. For most shoppers, a user-friendly online shopping experience translates to a seamless credit card payment process. To help address these concerns, Standard Chartered, with its expert team of professionals, has rolled out virtual credit cards (VCC). To know more about this virtual credit card, click here

As the world steadily marches towards a convenient digital payment option to weather any atypical challenges, Standard Chartered’s virtual credit cards make a convenient electronic payment option. This avant-garde credit card with all the perks and features of a plastic credit card is a blessing in disguise. How? Let’s fill in the blank by deep-diving into Standard Chartered’s virtual credit card.
                             

Virtual Credit Card (VCC) by Standard Chartered Bank

A Standard Chartered credit card, once set up in the system, can be used virtually instantly, even before the physical card gets couriered. This 16-digit online credit card associated with your plastic card comes with a unique credit card number, CVV, and expiry date. Standard Chartered has specially customized these cards while being mindful of the cardholders’ convenience. Additionally, did you know Standard Chartered’s virtual credit card is applicable for all its products? So, to check your eligibility for this card, click here.

Benefits of Standard Chartered’s Virtual Credit Cards

The key benefit of Standard Chartered’s virtual credit card is its ease of convenience- simple to apply, instant access, and helps to make online transactions fuss-free. The pointers below annotate on the benefits that make Standard Chartered’s virtual credit card a card of convenience.

  • Ease of Convenience: Virtual cards can be accessed instantly, so you don’t need the physical card for making online payments. Standard Chartered’s virtual credit card will be available for 60 days in Online Banking. A physical card will only be required for all non-digital transactions. The virtual credit card details can be simply saved on your smartphone which can be used for any instant online transactions such as utility bill payments, ordering medicines online, getting meals delivered from online food apps.
  • Contactless payment Solution: Right from acquiring the virtual card to making any purchases- users can do all of it without touching it.
  • Safety and Security: Standard Chartered’s virtual credit cards provide both security and control. They are safe to use and are also free of additional costs.
  • Minimal Processing Time: The processing time involved in visiting a bank for paperwork is significantly reduced as the entire process is rounded up quickly with a trouble-free online application process. Users can start using the availed credit card instantly without having to wait for the physical card to arrive at your doorstep.

Who Benefits from Standard Chartered’s Virtual Credit Card?

What if you need a new credit card to use it right now? Do you want to wait for the physical credit card to arrive first? It takes over a week for a credit card to arrive after issuing it. Moreover, there may be an additional time lag due to plausible operational challenges for unprecedented reasons. There is no waiting time with virtual credit cards; you can start using them immediately. In a nutshell, Standard Chartered’s virtual credit card is for anyone who is looking for a seamless online experience using a card that gets assigned instantly. The existing customers of Standard Chartered can easily apply for this virtual credit card by following a few simple steps. As for the new customers, please do not fret, Standard Chartered plans to extend this service to all its new customers very soon.

Additionally, Standard Chartered’s virtual credit card is applicable for all its products. For instance, you can easily apply for a virtual DigiSmartcard to get started with your online purchases promptly. Are you a tech-savvy millennial? Then brace yourself to have a smooth online experience with your e-shopping, purchasing groceries, ordering delectable meals, and so on with this virtual DigiSmart card. Check it out here to know all about its features, fee rates, and benefits that come with some exciting incentives.

How to Apply for Standard Chartered’s Virtual Credit Card?

Applying for Standard Chartered’s virtual credit card is as effortless and straightforward as using it is. Here are the simple steps to apply and get the virtual card details.

  • Visit sc.com/in
  • Choose the credit card of your choice
  • Fill in your details and verify with OTP to submit your application
  • Get instant Approval in Principle*
  • Post successful validation of your KYC and other documents your Virtual credit card will be ready instantly
  • Log into Internet Banking using the temporary ID and password sent on your registered mobile number to get your virtual card details
  • Use your credit card details and experience safe online transactions, instantly

Note*: Approval in Principle depends on customer declared information during application stage – Final approval is subjected to validation of documented details provided during the document submission stage

Do you want a better glimpse of this holy grail of a credit card option? Read on to discover more about Standard Chartered’s virtual credit card and explore its features, terms and conditions.

The Bottom Line. 

Online shopping is on the rise, and the consumer paradigm is steadily tilting towards online platforms for shopping needs and aspirations. Convenience is the low-key, crucial factor that underpins the design of a seamless online experience in the fast-paced digitized space. Standard Chartered’s virtual credit cards are customized while keeping the futuristic advances of our changing world in mind, and helps to battle any banking inconveniences for an easy sailing lifestyle.

Indulge yourself and your family with a more agreeable lifestyle by opting for Standard Chartered’s virtual credit card. Do you want to know more about this card? Reach out to us here; we got you covered!

Disclaimer

The views expressed in the article are those of Standard Chartered Bank (“SCB”) and do not constitute financial, professional or other advice. SCB, including its Directors, Officers or Employees shall not in any event be liable for any damages or injury arising merely from your reliance on any information provided here. Each bank / financial institution will have its own processes/ fees/ charges and any information contained in this Article is only indicative. Before placing any reliance on any information contained or views expressed in this Article, we would request you take all steps necessary to verify the correctness thereof. The information contained in this Article is only indicative. Each Standard Chartered Bank Product has its own terms & conditions and should be referred to in entirety. We request you to kindly visit www.sc.com/in  or visit your nearest Standard Chartered Bank Branch or call our Customer Care numbers for more details”