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Credit Limit Increase Offer: Terms and Conditions

1. Definitions
1. Bank: Standard Chartered Bank in India.
2. Offer: This campaign offers select cardholders a pre-approved credit limit increase on their credit card.
3. Offer Period: The offer is available for a limited time and cardholders must give their consent on or before the date mentioned in the offer communication in order to avail the offer.
4. Qualified Customer: The Offer is only applicable to a select set of Standard Chartered Bank Credit Card holders. Bank’s credit card customers who have received the Offer communication from the Bank and who have successfully given their consent for limit increase qualify for the Offer. NRE and NRO card holders are not eligible for this offer.

2. Offer Details
1. Customers need to click on “APPLY NOW” or SMS “CLIYES” to 9987123123 as mentioned in the offer communication within the offer validity date.
2. Request for credit limit increase will be processed by the bank once client gives consent for limit increase.
3. This is a pre-approved credit limit increase offer, no documents or bureau check is required.
4. Credit limit increase will be setup within 5 working days after the request is captured by the bank.
5. Credit limit increase may get declined if the account becomes invalid due to missed payment, lost or stolen card, any other block, etc. even if the request is captured.
6. Limit Enhancement Offer is sanctioned at the sole discretion of Standard Chartered Bank subject to the customer fulfilling all the necessary and sufficient criteria as decided by the bank at the time of processing.
7. All other card terms and features continue to remain the same.

3. Communication of the Offer
1. The Offer will be communicated to customers through –SMS and/or e-mailer on their registered email address or mobile number only.

4. General Terms and Conditions
1. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the bank’s website (www.sc.com/in).
2. The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein nor those forming part of the e-mailers or running this Offer shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of termination/expiry of the Offer.
3. Participation in this Offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
4. The Offer is non-transferable.
5. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
6. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
7. The Bank shall not be obliged to make any public announcements of the results of the Offer.
8. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
9. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming part of the e-mailers.
10. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.

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