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Credit Limit Increase Offer: Terms and Conditions

  1. Definitions
    1. Bank: Standard Chartered Bank in India.
    2. Offer: This campaign offers select cardholders a pre-approved credit limit increase on their credit card.
    3. Offer Period: The offer is available for a limited time and cardholders must give their consent on or before the date mentioned in the offer SMS in order to avail the offer.
    4. Qualified Customer: The Offer is only applicable to a select set of Standard Chartered Bank Credit Card holders. Bank’s credit card customers who have received the Offer communication from the Bank and who have successfully given their consent for limit increase qualify for the Offer.
    5. NRE and NRO card holders are not eligible for this offer.
  2. Offer Details
    1. Customers need to call the phone banking number mentioned in the offer SMS within the offer date mentioned in the SMS.
    2. Request for credit limit increase will be processed by the phone banking agent once client gives consent for limit increase.
    3. This is a pre-approved credit limit increase offer and no documents or bureau check is required.
    4. Credit limit increase will be setup within 2 working days after the request is captured by the phone banking agent.
    5. Credit limit increase may get declined if the account becomes invalid due to missed payment, lost or stolen card, any other block, etc. even if the request is captured.
    6. All other card terms and features continue to remain the same.
  3. Communication of the Offer
    1. The Offer will be communicated to customers through –SMS and/or e-mailer on their registered email address or mobile number only.
  4. General Terms and Conditions
    1. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the bank’s website (www.sc.com/in).
    2. The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein nor those forming part of the e-mailers or running this Offer shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of termination/expiry of the Offer.
    3. Participation in this Offer is entirely voluntary and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis.
    4. The Offer is non-transferable.
    5. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
    6. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
    7. The Bank shall not be obliged to make any public announcements of the results of the Offer.
    8. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
    9. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming part of the e-mailers.
    10. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.
                              

Standard Chartered Bank is committed to making your Banking with us a pleasant experience and values your feedback:

Visit Us: www.sc.com/in
Write to Us: card.services@sc.com
You can write to us for any further queries at Customer Care Unit, Standard Chartered Bank, Post Box No. 8888,
Chennai 600 001.

Phone Banking Numbers:

Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune 6601 4444 / 3940 4444
Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur,
Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara
6601 444 / 3940 444
Gurgaon, Noida 011 – 39404444 / 011 – 6014444
Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthapuram,
Visakhapatnam, Proddatur, Dehradun, Mathura, Saharanpur
1800 – 345 – 1000
Siliguri 1800 – 345 – 5000

 

  • Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, 66014444
  • Kolkata, Mumbai, Pune 39404444
  • Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, Cochin/Ernakulam, 6601444
  • Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, 3940444
  • Nagpur, Patna, Rajkot, Surat, Vadodara, Gurgaon, Noida 011 – 66014444 / 011 – 39404444
  • Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthapuram, Visakhapatnam 1800 345 1000
  • Siliguri 1800 345 5000