Definition:

• Bank: Standard Chartered Bank in India.
• Offer: Receive offers across multiple brands (Refer ‘Offer Details’ section) on completing the monthly eligibility criteria.
• Offer Period: 1st August 2025 to 31^st December 2025.
• Qualified Customer: This campaign is exclusively for our employee banking clients onboarded under Personal Segment within the specified timeline.

Offer Details:

• The client will receive the below offer based on their month of onboarding and meeting the criteria.
  

  Vintage	Eligibility Criteria	Offer Benefit
  Onboarding month (M0)	Nil	1,000 points (worth INR 250)
  Month 1	UPI merchants spend above INR 1,000	Swiggy – INR 250 voucher
  	Debit card spend above INR 1,000	Swiggy – INR 250 voucher
  Month 2	Billpay Recurring payment	BookMyShow – INR 500 voucher
  	UPI Recurring Payment	BookMyShow – INR 500 voucher
  Month 3	EMI payment	Ola – INR 250
  	(min transaction of INR 10K)	Starbucks – INR 500
  		Amazon voucher – INR 500
  		Business Today – Annual Digital Subscription – INR 999

  Onboarding Month (M0):

  • All new Employee banking accounts under Personal segment will receive 1000 reward points.

  Onboarding Month 1 (M1) Criteria:

  • In the month post onboarding (M1), clients will be eligible for the Swiggy offer if they meet the specified criteria as per below:
  • Client will receive one Swiggy voucher worth INR 250, by using UPI for purchase on merchant spends totalling up to INR 1,000 or more and;
  • Client will receive a Swiggy voucher of INR 250, by using Debit card for purchases totalling up to INR 1,000 or more.

  Onboarding Month 2 (M2) Criteria:

  • In the second month (M2) post onboarding, clients will be eligible for the BookMyShow offer if they meet the specified criteria as per below:
  • Client will receive a BookMyShow voucher worth INR 500, on setting up a Bill payment standing instruction using Standard Chartered Billpay platform and;
  • Client will also receive a BookMyShow voucher worth INR 500, on setting up a recurring payment request using UPI on the new savings account.
  • For Standing instruction requests mentioned above on UPI and Billpay, the payment transaction should be processed either in the month of registration of the mandate (M2) or within the next month (M3)
  • The voucher will be given on the payment of recurring deposit set and not only the registration of the mandate.
  • Illustration:

  Scenario	Eligibility
  Client was onboarded on 10th August (M0). Client sets up a bill payment instruction on 21st October (M2) basis which the bill payment was automatically processed in the next bill cycle on 27th November (M3)	Client is eligible and will receive a BookMyShow voucher worth INR 500
  Client was onboarded on 12th August (M0). Client sets up a UPI recurring payment request on OTT app on 9th October (M2) basis which the payment was processed on 9th October (M2)	Client is eligible and will receive a BookMyShow voucher worth INR 500

  Onboarding Month 3 (M3) Criteria:

  • In the third month (M3) post onboarding, client will be eligible to receive the bundle of 4 benefits if they meet the specified criteria as per below:
  • Client needs to setup an EMI payment using NACH (National Automated Clearing House) of INR 10,000 or more during the third month and on successful first payment in the subsequent month of setting the EMI from the new savings account, client will be eligible for the below vouchers..
  1. INR 250 worth of Ola voucher
  2. INR 500 worth of StarBucks voucher
  3. INR 500 worth of Amazon Voucher
  4. Business Today – Annual Digital Subscription – INR 999

  
  Illustration:
  

  Scenario	Eligibility
  Client was onboarded on 25th August (M0). Client initiates a mandate from new or existing loan on 12th November (M3) basis which the EMI was automatically processed in the next cycle on 09th December (M4)	Ola Vocuher – INR 250 Starbucks Voucher – INR 500 Amazon voucher – INR 500 Business Today – Annual Digital Subscription -worth INR 999

Setup Process flow

• BillPay Autopay can be setup as per below:

• • Login to SC Mobile app or Internet banking

• • Go to Payments > Bill Payments from the menu on the left side

• • Select Category of Bill and Click on ‘Add Biller’

• • Setup Auto Pay Instruction by submitting the bill details and payment instructions

• • The bills will be paid from your account from current or next billing cycle

• • The status of Standing Instruction setup can be checked under ‘My Billers’ option in the BillPay section
• UPI Autopay can be setup as per below:
  • On merchant website/app (for example: OTT platform), choose the ‘Pay via UPI’ option

• • Enter the UPI ID linked with your Standard Chartered account via any supporting UPI app

• • Authorise the UPI mandate request in the app

• • Approve the mandate by entering your UPI PIN

• • The subscription will be processed from your account as per the frequency authorised by you

• EMI payment using NACH:
  • Visit the digital channel of the issuer from where you have availed a loan or insurance

• • Place a request to change the Mode of Payment

• • Select ‘Standard Chartered Bank’ while placing the new mandate registration request

• • You will be re-directed to a page where you can confirm the details of EMI amount, loan duration, bank name etc.

• • Authorise the mandate request using either of the 2 options – 1) Standard Chartered Netbanking 2) StanChart Debit card

• • Post authentication, the request is completed. You should see a confirmation on the issuer website

• • The EMI will be paid from your account from current or next billing cycle as per the frequency authorised by you

Offer Conditions:

• Clients must fulfil the specified criteria within the respective month to be eligible for the rewards.
• Client must receive the salary credit in the account during the month of transaction to be eligible for all the benefits under this offer
• UPI Recurring Payment eligibility: Recurring payment for a merchant transaction using UPI are eligible for this offer. Wallet transactions using UPI are not eligible. Identification of Merchant transactions (including Wallet Transactions) will be done using Merchant Category Codes received in the transaction request.
• Bill Payment: Eligible bill categories are Electricity, mobile post-paid, broadband post-paid, DTH, water, gas, rental payment, FASTag and subscriptions. Payment made for any other biller categories will not be eligible for this Offer.
• Debit Card: ATM withdrawals will not qualify for the offer and will not be considered as a transaction for this offer.
• EMI (Equated Monthly Instalment) payment using NACH (National Automated Clearing House) eligibility: Loans and Insurance payment EMIs are eligible under the offer
• In event of any dispute, please contact Standard Chartered Bank phone banking on the numbers given on the website along with a copy of transaction charge-slip/proof of transaction to enable the Bank to resolve the discrepancy
• Steps to claim vouchers will be sent through SMS or Email on customer’s registered email ID or phone numbers, within 90 days after every month of the offer period
• Offer related dispute can be raised by the clients within 90 days of the eligible transaction for which benefit is not received

General Terms and Conditions:

• This is an exclusive Offer provided by Standard Chartered Bank.
• The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
• Participation in this Offer is entirely voluntary, and it is agreed and understood by the customers that participation shall be deemed to have been made on a voluntary basis.
• The Offer is non-transferable.
• The Offer shall not be available wherever it is prohibited under law and/or cannot be made for any reason whatsoever.
• All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
• The Bank shall not be obliged to make any public announcements of the results of the Offer.
• In all matters relating to this Offer, the decision of the Bank shall be final and binding.
• By participating in the Offer, the customers agree to be bound by the terms and conditions contained herein.
• Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the participants, shall be solely borne by the participants.