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Festive Credit Card Cashback Offer – Terms and conditions

  1. Definitions
    1. Bank: Standard Chartered Bank in India
    2. Offer: The offer means customer will receive 5% Cashback maximum up to INR 1,500 on a minimum transaction of INR 10,000 and above on Electronics, Apparels, Supermarket, Grocery or Departmental stores on the Standard Chartered Credit card. Details mentioned in clause 2
    3. Offer Period: The offer is valid only on all Saturdays & Sundays from 00:00:01 hours on 16 Oct 2021 and shall extend up to 23:59:59 hours on 7 Nov 2021
    4. Qualified Customer: The offer is open to all Standard Chartered Credit Card holders who meet the eligibility criteria
    5. NRE and NRO card holders are not eligible for this offer
  1. Offer Details
    1. Customers will receive 5% Cashback every time he/she makes a successful transaction for minimum of INR 10,000 on Electronics, Apparels, Supermarket, Grocery and Departmental stores using his/her Standard Chartered Credit Card during the offer period.
    2. Customer would be eligible for 5% cashback (up to INR 1500) on fulfilment of the offer eligibility criteria.
    3. Maximum of 3 transactions of INR 10,000 & above will be considered for the Cashback calculation.
    4. A customer can receive a maximum cashback of INR 1500 through this offer
      Cashback calculation (5%) TOTAL CASHBACK DURING THE CAMPAIGN PERIOD
      Illustration 1 INR 15,000 transaction on Electronics 750 The maximum cash back the customer will receive as per this campaign is INR 1,500
      INR 10,000 transaction on Apparels 500
      INR 15,000 transaction on Groceries 750
      Illustration 2 INR 10,000 transaction on Electronics 500 Customer will only receive INR 1,000
      INR 10,000 transaction on Apparels 500
    5. The transaction categories for this offer are Electronics, Apparels, Supermarket, Grocery and Departmental stores as identified by VISA and MasterCard
    6. In event of a dispute to a MCC, Bank will be guided by the classification defined by VISA & Mastercard for the eligible transactions. MCC (Merchant category code) is a 4 digit code used by the merchant to correctly tag the code basis the nature of the category.
    7. In the event a cardholder has multiple credit cards, transactions across all the cards will be consolidated to qualify for the offer.
    8. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank. If a client is eligible for multiple offers, maximum benefit from either of the offer will be rewarded to the customer.
    9. Qualified customers will receive the cash back within 90 days from the date when the offer ends
  1. Communication of the offer
    1. The offer will be communicated to customers through – SMS and/or e-mailer on their registered email address or mobile number only
  1. General Terms and Conditions
    1. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the bank’s website(www.sc.com/in).
    2. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein nor those forming part of the e-mailers or running this Offer shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of termination/expiry of the Offer.
    3. Participation in this Offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
    4. The Offer is non-transferable.
    5. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
    6. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
    7. The Bank shall not be obliged to make any public announcements of the results of the Offer.
    8. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
    9. By participating in the Offer, the participants agree to be bound by the terms and conditions contained herein and those forming part of the e-mailers.
    10. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.
    11. Any query regarding the offer will be entertained till 90 days from the offer fulfilment date. Post such date, the Bank will not entertain any correspondence or communication regarding the offer.