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Terms and Conditions for 2.5% cashback offer


  1. Bank: Standard Chartered Bank in India.
  2. Offer:  The Offer means ‘Qualified Customers will receive 2.5% cashback up to INR 500 (Rupees Five Hundred only)” on their unique spends target communicated through Email/SMS. The Offer is applicable on specific spends* using their Standard Chartered Mastercard Credit Card during the Offer Period. *Exclusions mentioned in offer details
  3. Offer Period: The Offer Period shall commence from 00:00:01 hours on 15 August 2023 and shall extend up to 23:59:59 hours on 15 November 2023
  4. Qualified Client: The Offer is only applicable to a select set of Bank’s Credit Card holders. Bank’s Credit Card holders who have received the Offer communication from the Bank and who have successfully carried out the transactions described in the Offer will qualify for the benefit under the Offer.
  5. Only specific Mastercard Standard charted credit card holders are eligible for this offer.
  6. NRE and NRO cardholders will not be eligible for this offer.

Offer Details

  1. Qualified Customers have to transact using his/her Standard Chartered Credit Card during the Offer Period for the unique targeted spends as communicated through Email/SMS for 3 months during the offer period.
  2. Customer would be eligible for 2.5% cashback (up to INR500) per month during the offer period on fulfilment of the Offer eligibility criteria which is unique spends target assigned to the customers communicated through Email/SMS.
  3. A customer can receive a maximum of 2.5% up-to INR 500 (Five Hundred Rupees only) per month cashback through this offer.
  4. In the event of a cardholder having has multiple Credit Cards, for the purposes of this Offer under no circumstance will the cashback exceed the maximum limit of INR 500(Rupees Five hundred Only) cashback upon consolidation of the transactions across all the Credit Cards of the cardholder.
  5. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
  6. This This offer is not applicable on Standard Chartered Mastercard/Visa-Ultimate, Emirates and all Visa credit cardholders.
  7. Qualified Customers will receive the cashback within 90 days to the card from the end of the Offer Period.
  8. The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals, rental payments, wallet transactions, gift cards, transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.

Communication of the Offer

  1. The Offer will be communicated to select set of Bank Credit Card holders only through – SMS and/or email on their registered mobile number or email address, at the discretion of the Bank.

General Terms and Conditions

  1. This is an exclusive Offer provided by Standard Chartered Bank. All details regarding the Offer are available on the Bank’s website(www.sc.com/in).
  2. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein, nor those forming part of the Offer communication shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of expiry of the Offer.
  3. Participation in this Offer is entirely voluntary.
  4. The Offer is non-transferable.
  5. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
  6. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  7. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
  8. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming part of the Offer communications.
  9. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.