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UPI & Debit Card Offer: Terms and Conditions


Bank: Standard Chartered Bank in India.

Offer: Earn 10x Reward points for merchant transactions made with UPI or a Debit card. Maximum 1,000 points can be earned.

Offer Period: 1st February 2024 to 31st March 2024.

Qualified Customer: The Offer is applicable to select Standard Chartered savings account holders who have received the Offer communication through SMS/Email.

2.Offer Details

  • Client will earn 10x Reward points (10 points per INR 100 of transaction value) for merchant transactions made with UPI or Debit card
  • Cumulative spends from both UPI and Debit card will be considered for this offer, client will receive 10 points per INR 100 transaction value.
  • A maximum of 1,000 reward points can be earned as part of this offer
  • ATM withdrawal transactions using Debit card and Wallet transactions using UPI or Debit card are not eligible for this offer
  • Identification of Merchant transactions (including Wallet Transactions) will be done using Merchant Category Codes received in the transaction request
  • In event of any discrepancy in reward points, please contact Standard Chartered Bank phone banking on the numbers given on the website along with a copy of transaction charge-slip/proof of transaction to enable the Bank to resolve the discrepancy
  • Reward points will be processed within 60 days after the offer period
  • Offer related dispute from client can be raised to bank till 30th June 2024.

3.General Terms and Conditions

  • This is an exclusive Offer provided by Standard Chartered Bank.
  • The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
  • Participation in this Offer is entirely voluntary, and it is agreed and understood by the customers that participation shall be deemed to have been made on a voluntary basis.
  • The Offer is non-transferable.
  • The Offer shall not be available wherever it is prohibited under law and/or cannot be made for any reason whatsoever.
  • All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  • The Bank shall not be obliged to make any public announcements of the results of the Offer.
  • In all matters relating to this Offer, the decision of the Bank shall be final and binding.
  • By participating in the Offer, the customers agree to be bound by the terms and conditions contained herein.
  • Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer due to provision of the offer, shall be to the sole account of the Qualified Customer.