Terms and Conditions for 50% of last EMI Cashback:

Definitions
1. Bank:Standard Chartered Bank in India
2. Offer:The offer means Qualified Customer will receive an amount equivalent to 50% of last EMI as cashback into the bank account from which EMI is being paid, after completion of the original contractual tenure of the personal loan. Maximum cashback is limited to INR 20000/- (Rupees Twenty thousand only) Further details of the Offer are mentioned in clause 2 hereinbelow.
3. Offer period: Offer is valid only for new personal loans provided by the Bank from 00:00:01 hours on 1^st May 2022
4. Qualified Customer:The Offer is open to all clients applying for new Personal Loans through the online channels of the Standard Chartered Bank like website, mobile banking, and internet banking during the Offer Period.

Offer Details
1. Offer is applicable only on Personal Loans applied through the online channels of the Standard Chartered Bank like website, mobile banking, and internet banking during the Offer Period.
2. 50% of last EMI as cashback to be credited to the repayment bank account after completion of the original contractual tenure of the personal loan. Payment of the cashback is subject to: no part payment, no pre-closure, and no bounces on EMI during the loan tenure.
3. Offer applicable only for personal loans with a tenor of 36+ months.
4. Qualified Customer will receive 50% of the last EMI as cashback, up to a maximum of INR 20,000/- (Rupees Twenty thousand only).
5. Qualified Customers will receive the cashback within 90 days after completion of the original contractual tenure of the personal loan.
6. Personal loan terms and conditions will apply.

Communication of the Offer
1. The Offer will be communicated to customers through – SMS and/or e-mailer on their registered email address or mobile number only

General Terms and Conditions
1. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein nor those forming part of the e-mailers or running this Offer shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of termination/expiry of the Offer.
2. Participation in this Offer is entirely voluntary and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
3. The Offer is non-transferable.
4. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
5. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
6. The Bank shall not be obliged to make any public announcements of the results of the Offer.
7. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
8. By participating in the Offer, the participants agree to be bound by the terms and conditions contained herein and those forming part of the e-mailers.
9. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.
10. Any query regarding the Offer will be entertained till 90 days from the Offer fulfilment date. Post such date, the Bank will not entertain any correspondence or communication regarding the Offer.