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Terms and Conditions – EMI Offer with Vijay Sales

1. Definitions

i. Bank: Standard Chartered Bank in India
ii. Offer:
• All Standard Chartered Credit card holders are eligible for 7.5% instant cashback up to INR 3,000 only on Credit Card EMI transactions of INR 15,000 or more
• Offer period: Until 31st August 2022
• Offer is applicable on 3, 6, 9, 12, 18 & 24 month tenures
• Offer applicable in Vijay Sales stores on Pinelabs enabled point-of-sale (POS) terminals, and online on https://www.vijaysales.com/. Cardholders are requested to check availability of such terminals with the store before making the purchase
• Each card holder would be entitled to the offer twice per card during the offer period
iii. Qualified Customer: The offer is applicable to all Standard Chartered credit card holders
iv. Offer valid on EMI transactions only
v. The cashback amount will be deducted from the total price of the product(s) purchased and passed on as an instant discount to cardholders. For example, product price is INR 30,000, with applicable cashback of 7.5% up to INR 3,000. Cardholder will be given an Instant Cashback of INR 2,250, and will have to pay INR 27,750 for the product, which will be converted into EMI as per selected tenure
vi. Non-Eligibility: NRE Account Holders will not be eligible for the cashback
vii. Eligible cashback amount will be printed on the transaction charge slip. Any transaction wherein the charge slip does not reflect the cashback amount will not qualify for the Offer
viii. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank, including Brand EMI offers
ix. Kuch Bhi on EMI terms and conditions will be applicable as published on https://av.sc.com/in/content/docs/kbe-tnc.pdf

2. Communication of the Offer

i. The Offer will be communicated to customers through emailers and/or SMS on their registered email address or mobile number only

3. General Terms and Conditions

i. This is an exclusive Offer provided by Standard Chartered Bank
ii. The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date
iii. Participation in this Offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis
iv. The Offer is non-transferable
v. The Offer shall not be available wherever it is prohibited under law and / or cannot be made for any reason whatsoever
vi. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai
vii. The Bank shall not be obliged to make any public announcements of the results of the Offer
viii. In all matters relating to this Offer, the decision of the Bank shall be final and binding
ix. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein
x. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the card holder due to provision of the offer, shall be to the sole account of the card holder