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Disclaimer

This link brings you to a 3rd Party Website, over which Standard Chartered Bank Malaysia Berhad has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.

Standard Chartered Bank Malaysia Berhad makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website.

In addition to the terms stated in Standard Chartered Bank Malaysia Berhad's Important Legal Notices, Standard Chartered Bank Malaysia Berhad shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website.

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Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card

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Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card
  • Credit cards
  • Platinum Mastercard® Basic Rewards Credit Card

Enjoy privileges with Standard Chartered Platinum Mastercard® Basic credit card

Be rewarded with exciting card offers and privileges

Enjoy exciting card offers and privileges at over 4,000 outlets across Asia and earn 360º Rewards Points on everything you spend, all with the Standard Chartered Platinum Mastercard® Basic credit card.

Features

Easy-Payment-Scheme

Convert your transactions into 0% easy payment scheme at selected merchants.

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Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia. Pamper yourself with a card that keeps on giving.

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FlexiPay Plus

Convert your Standard Chartered credit card purchase into a low interest rate 12-month instalment plan with FlexiPay Plus.

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Mobile Wallet

Change the way you pay with the widely-accepted Samsung Pay. An easier, faster and more secure way to pay.

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Cash-On-Call Plus

Get extra cash when you need it most at a low interest rate across a flexible range of repayment periods, with Standard Chartered Cash-On-Call Plus.

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Secured Payment Method

Better protection against fraud, with the added security of a 6-digit Personal Identification Number (PIN).

3D Secure Service

Enjoy peace of mind when you shop online with 3D secure – an online transaction security service facilitated by VISA and Mastercard®.

Emergency Overseas Card Replacement

Lost or had your card stolen overseas? Call us at +603 7849 6888 to issue a replacement card that can be sent to you almost anywhere in the world.

0% Easy Payment Scheme
0% Easy Payment Scheme

Enjoy 0% instalments at over 1,000 merchants.

Fees and Charges

CHARGES
DETAILS
Finance / interest charges 15-18% p.a.

Click here to know more about the Credit card Tiered Interest Rates
Annual Fees Waived for life
Service Tax Principal Card : RM25

Supplementary Card : RM25
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50, whichever is higher
Late Payment Charges Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.

Late payments charges are capped at a maximum of RM100 per account
Cash Advance Fee Up to 5% or a minimum of RM25 will be imposed for each transaction
Overlimit Service A Fee of RM50 will be charged if Cardholder had exceeded his/her approved credit limit.
Conversion for Overseas Transactions 1. Transactions in a currency other than Ringgit Malaysia shall be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank and with such fees, charges and commission as determined by Visa International / MasterCard Worldwide on the date the transaction is processed.

2. The Bank will charge a 1% administration fee on the amount transacted in foreign currency or amount transacted overseas with any MasterCard Credit Card and/or Visa Credit Card.
Cross Border Fee Visa International / MasterCard Worldwide will impose a 1% cross border fee on online transactions at merchants with overseas payment gateway.
Click here to know more about the Credit card Fees & Charges.
The actual credit limit is subject to the Bank’s approval and will be made known when you receive your card.

Platinum Mastercard® Basic eligibility

Principal card

  • Age

    21-65 years old

  • Minimum annual income

    RM24,000 p.a.

Supplementary card

  • Age

    18-65 years old

Terms and conditions

Important Information

Click here for Privacy Statement (PDPA)

Click here for Client and Credit Card terms

Click here for Product Disclosure Sheet (PDS)