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Owning what you love at 0% interest

Owning what you love at 0% interest

An affordable way to own your desires

With 0% Easy Payment Scheme, enjoy financial flexibility by turning your big purchases into affordable instalments up to 60 months at participating merchants

Available at over 3,000 merchant outlets


Terms and Conditions

    1. This programme offers credit cardholders with 0% instalment plan when they make purchases of goods and/or services from participating Easy Payment Scheme (EPS) merchants.
    2. Only credit card accounts in good standing or not in default or in over limit are eligible.
    3. All EPS transactions will not be rewarded with any reward points or cashback or miles.
    4. Unless we approve otherwise, the minimum amount of any purchase eligible for EPS is RM1,000 per transaction. We reserve the right to vary or change the minimum amount.
    5. By participating in EPS, you authorise and consent the Bank to disclose any information pertaining to your accounts with us to EPS Merchants and/or vendors for the purposes of facilitating the processing of the instalment plan.
    6. Standard Chartered Bank Malaysia Berhad is not an agent of the merchant and makes no representation as to the quality of goods and/or services provided. Any dispute about the goods and/or service is to be resolved directly with the merchant.
    7. The above is merely an excerpt of the Terms and Conditions governing the Standard Chartered EPS programme. Click here for full Terms and Conditions.